BlockBeats News, April 21st. According to official sources, Bybit officially launched its Premier Loans service on April 20, 2026, targeting institutions and high-net-worth users with scalable funding support.It is reported that the service supports multi-asset collateralized loans, with a minimum loan amount starting at 300,000 USDT and no fixed maximum limit (subject to approval). Users can choose the loan term and submit the desired Annual Percentage Rate (APR) based on their strategic needs. The platform will provide a customized loan solution based on risk assessment.The main features of this product are:- Support for various mainstream and diverse crypto asset collaterals- Flexible loan term options to match different strategic periods- Large-scale funding support, with a minimum threshold of 300,000 USDT- Negotiable interest rates with a personalized pricing mechanismIn terms of the operational process, users need to submit an application in the Finance module, fill in the loan asset, amount, term, and expected interest rate. After approval, users confirm the proposal, complete the collateralization, and receive instant funding.The platform also notes that this service application is subject to risk control review, loan terms cannot be modified after submission, automatic repayment is the default mechanism, and users must maintain collateral ratios continuously to avoid liquidation risks.