In a setting where traditional finance (TradFi) and decentralized finance (DeFi) used to feel like two different planets, the bridge has finally been built.


If you’ve been hanging around the $TON ecosystem lately, you might have noticed something new: xStocks. It’s a sophisticated shift in how we think about "real-world assets" (RWAs). I have explored the cumbersome interfaces of traditional brokers—dealing with limited trading hours, high minimums, and "T+2" settlement delays—the arrival of xStocks on TON brings a much needed change on how we navigate through xStocks.



What are xStocks, really?

They are tokenized versions of heavy-hitting US assets like Apple (AAPL), Tesla (TSLA), or the S&P 500 (SPY).


One important thing to note is that they aren't just "synthetic" price trackers. Each xStock is backed 1:1 by the actual underlying asset, held by regulated custodians (issued by Backed Assets and supported by Kraken). You get the economic value of a Wall Street share, but with the 24/7, self-custodial DNA of the TON blockchain.



Why am I Watching This?

As a user, the "why" comes down to three things: Access, Autonomy, and Efficiency.


  • Markets That Never Sleep: Traditional markets close on weekends. Crypto doesn't. With xStocks, you can swap your USDT for Apple exposure at 3 AM on a Sunday.


  • Self-Custody: Your "shares" sit in your Tonkeeper or MyTonWallet. You aren't asking a broker for permission to hold them; you own the keys.


  • The "Compounding" Secret: One detail I love is how dividends are handled. Instead of a tiny cash drop that sits idle, dividends are automatically reinvested. The issuer applies a "scaling factor," meaning your token balance essentially grows to reflect the reinvested value. It’s passive compounding without the paperwork.




Step-by-Step: How to Trade xStocks on STON.fi


The most realistic way to get your hands on these is through STON.fi, the leading DEX on TON. It’s a non-custodial swap, meaning you’re just routing your USDT through their liquidity infrastructure.


Step 1: Set Up Your TON Wallet

Make sure you have a TON-compatible wallet (like Tonkeeper or TON Space inside Telegram). You’ll need a small amount of Toncoin (TON) to cover the network's gas fees (usually just a few cents).


Step 2: Prepare Your USDT

Most xStocks are paired against USDT (TON-based). If you have USDT on another chain, use a bridge or an exchange to get it onto the TON network.


Step 3: Access STON.fi

Open your browser or the dApp browser in your wallet and head to app.ston.fi. Connect your wallet.


Step 4: The Swap

  • In the "You Send" section, select USDT.


  • In the "You Receive" section, search for the xStock you want (e.g., TSLAx for Tesla or AAPLx for Apple).


  • Enter the amount. STON.fi will calculate the best route for your trade.


  • Click Swap, review the details (slippage, fees), and confirm the transaction in your wallet.


Step 5: Put Your Assets to Work (Optional)

Once the xStocks are in your wallet, you don't have to just "HODL." Some users provide liquidity to xStock pools on STON.fi to earn a share of trading fees. It’s a way to earn yield on your "stocks" while waiting for the market to move.






Final Thoughts

I'm watching the "Amazon-ification" of the stock market, are you?  Just as Amazon made shopping 24/7 and borderless, xStocks are doing the same for equities on TON. It’s a powerful way to diversify a crypto-heavy portfolio without ever leaving the ecosystem I love.



Start Exploring xStocks: https://ston.fi/xstocks 





🌐 Regional Availability & Eligibility


Please note that access to xStocks is subject to jurisdictional restrictions. These assets are not available to citizens or residents of the United States, UK, Canada, Australia, Belgium, or any EU/EEA member states. Before interacting, ensure you are compliant with your local regulations regarding tokenized securities.

$BTC $ETH #STONfi #xStocks #TON #DeFi #integration