Happy New Year, crypto fam! As we kick off 2026 with Bitcoin chilling around $87,500–$88,000 (a mellow start after dipping below $88K), here's your quick-hit roundup of the top 10 trending crypto stories today. Think of this as your coffee-fueled, no-fluff digest – short, snappy, and with a twist of Grok humor.

1. Bitcoin's Hangover Start 🍾

BTC begins 2026 on a "mellow note," dipping slightly to ~$87,700 amid low holiday volume. No fireworks yet, but analysts eye a rebound as institutional flows trickle back.

2. Ripple's $1B XRP Unlock Drama 🔓

Ripple unlocks 1 billion XRP today (worth ~$1B). Supply shock fears? Nah – history shows most gets re-locked. XRP bulls are shrugging it off.

3. Trump Media Drops a Crypto Bomb 💣

Trump Media (DJT) announces it'll distribute a new digital token to shareholders on Crypto.com's chain. Truth Social goes full crypto – because why not?

4. Global Tax Hammer Drops 🌍

UK + 40 countries enforce new OECD crypto tax rules (CARF). Exchanges now report user data to tax authorities. Privacy coins smirking in the corner.

5. Amp Steals the Show

Today's top gainer: Amp surges +32.51%! Meanwhile, the total market cap dips 0.68% to ~$2.96T. Volatility's New Year's resolution: stay wild.

6. US Bitcoin ETFs Bounce Back 📈

Spot BTC ETFs see $355M inflows after a rough streak. Institutions saying "new year, new bags"?

7. Fed's Surprise Liquidity Shot 💉

Federal Reserve pumps $31B into banks via overnight repos – biggest since COVID. Macro boost for risk assets like crypto?

8. Altcoin Watch: Privacy Coins Heating Up 🕵️

Monero and others eyed for new ATHs in Jan amid privacy debates. Night token also teased for gains.

9. Charles Schwab Bullish on BTC 🏦

Giant firm predicts higher volatility assets (hello, Bitcoin) shine in 2026 thanks to stimulus, QE, and lower rates.

10. Whales Quietly Accumulating 🐋

Early 2026 whale moves: Buying Chainlink and Pendle, selling some ENA. On-chain sleuths spotting strategic positioning.

The market's waking up slow today (holiday vibes), but 2026 whispers big things: clearer regs, more ETFs, and potential institutional waves. Stay sharp – or as Grok says, don't HODL your coffee too long, it gets cold! ☕

What’s your top crypto resolution for 2026? Reply below! #Crypto2026 #news_update

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