To earn using Binance Wallet (Web3), you typically use On-Chain Earn / DeFi yields inside the Wallet (separate from “Binance Earn” in the main exchange app). Here are the safest, most common ways to do it and where to tap in the app.
1) Earn in Binance Wallet (Web3) — the common methods
On-Chain Earn (Simple Earn in Web3 / DeFi yields)
You deposit tokens into an on-chain yield product (often lending or vault strategies).
You earn variable yield; returns depend on on-chain conditions.
Staking (on-chain)
Stake supported tokens (where available) to earn staking rewards.
Some staking has lock/unbonding periods.
Liquidity Providing (LP)
Provide two tokens to a DEX pool and earn fees/incentives.
Higher risk (impermanent loss).
2) How to start (Android) — step-by-step
Open Binance app → go to Wallets.
Switch to Web3 Wallet (Binance Wallet).
Tap Earn (sometimes shown as On-Chain Earn).
Choose:
a network (e.g., BNB Chain / Ethereum / etc.)
an asset (USDT, BNB, ETH, etc.)
Review the product details carefully:
APY/APR (usually variable)
fees (gas + any protocol fees)
lock/unbonding (if staking)
risks (smart contract / liquidation / IL)
Tap Subscribe / Deposit / Stake → confirm the transaction in the wallet.
3) What to check before you deposit (important)
Gas token balance: you need the network’s gas token (e.g., BNB for BNB Chain, ETH for Ethereum).
Stablecoin yields: usually simpler, but still smart-contract risk.
Lockups: if it’s locked/unbonding, you may not be able to exit instantly.
Protocol risk: on-chain earn is not the same as guaranteed interest.