Kaafi time tak institutions ka ek hi mode tha — wait and see.
Ab woh phase officially khatam ho chuka hai.
January 5, 2026 se Bank of America ne apni policy mein ek bada shift kiya hai. Ab unke 15,000+ wealth advisors sirf clients ke poochhne ka wait nahi karenge — balkay actively Bitcoin recommend kar sakte hain.
Aur yahin se game change hota hai.
🔹 Passive se Proactive tak ka Safar
Ab advisors clients ko spot Bitcoin ETFs (jaise BlackRock ka IBIT ya Fidelity ka FBTC) mein up to 4% allocation suggest kar sakte hain.
Bitcoin ab ek “optional idea” nahi raha — balkay portfolio discussion ka hissa ban chuka hai.
🔹 1%–4%: The Smart Allocation Zone
Bank ne jo range set ki hai, woh kaafi sochi-samjhi hai.
Isse Bitcoin ko ek high-risk bet ke bajaye ek thematic sleeve ke taur par position kiya ja raha hai — bilkul waise jaise gold ya emerging tech exposure hota hai.
🔹 Mainstream Seal of Approval
Bank of America ka yeh move akela nahi hai.
Morgan Stanley aur Goldman Sachs pehle hi is direction mein aa chuke hain. Message simple hai:
Digital assets ab “alternative” nahi rahe — woh modern portfolios ka hissa ban chuke hain.
Aur jab yeh announcement aayi, usi waqt $BAC stock near 52-week highs (~$56.90) par trade kar raha tha.
Coincidence? Unlikely.
🔹 Bottom Line
Institutional adoption future ki baat nahi rahi.
Woh ab present mein ho chuki hai.
Ab sawaal yeh nahi ke Bitcoin survive karega ya nahi —
Sawaal yeh hai:
👉 Kya 4% aapke portfolio ka next smart move ho sakta hai? 📈
