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Key priorities include defining clear SEC and CFTC oversight roles, protecting non-custodial developers, simplifying disclosure rules, and avoiding a patchwork of state laws.
The letter cites the risk of returning to "regulation by enforcement," referring to a series of court cases brought by the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) that defined policy under President Joe Biden.
More than 100 signatories are backing the effort. These include high-profile companies including Coinbase, Circle Internet, Kraken, Ripple, Andreessen Horowitz, Paradigm, Consensys, Anchorage Digital and Galaxy Digital alongside developer groups, state blockchain associations and university chapters of Stand With Crypto.
The coalition flagged six priorities for lawmakers to address. These include preserving consumer rewards tied to payment stablecoins, defining oversight roles for the SEC and CFTC, and protecting developers who build non-custodial tools.
It also called for disclosure rules that are easier to follow and a federal standard that avoids a patchwork of state laws.
Other major jurisdictions, such as the European Union, have already enacted comprehensive cryptocurrency frameworks, and the group warned that the absence of U.S. legislation risks pushing investment, jobs and development offshore.
America needs clear, comprehensive rules for digital asset markets. It is a global race to the top, and it is important for the U.S. to lead,” Ji Hun Kim, CEO of the Crypto Council for Innovation, in an email.
The Senate Banking Committee can build on years of bipartisan work and the GENIUS Act's success by advancing legislation that delivers regulatory clarity, robust consumer protections, and strong safeguards for developers. A markup will move us closer to durable rules that ensure the U.S. sets the global standard for digital asset markets,” Kim said.
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XRP is flat over the past 24 hours, but down more than 60% from its summer 2025 peak.
Such large-scale movements, often referred to as “whale transactions,” are closely monitored in crypto markets because they can hint at institutional or high-net-worth investor intentions. In many cases, inflows of this magnitude to centralized exchanges are interpreted as a potential signal that holders may be preparing to sell or rebalance their positions. This is because assets sent to exchanges are typically made more liquid and readily tradable than those held in direct custody in personal wallets.
That said, transfers to exchanges could also mean repositioning assets, engaging in over-the-counter settlement processes, or moving funds for custody-related purposes.
Still, the timing and size of the transfer is noteworthy for those trading the payments-focused cryptocurrency. As always in crypto markets, large movements can influence perception, even when their ultimate intent remains uncertain.
XRP is trading at about $1.33, flat over the past 24 hours, but down more than 60% since peaking in the summer of 2025.
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A haulier is calling for government support as rising fuel prices caused by conflict in the Middle East drive up operating costs.
Matt Prewett, network operations manager at Hawks Haulage in Leicester, said the cost of filling up a lorry with diesel had shot up by about £300 since March
And while customers are "understanding" of the situation, he said Hawks has had no choice but to pass on some of the rising cost of doing business, and firms need the government to "step in
The government told the BBC it has extended the five‑pence fuel duty cut twice, until September, and will continue to monitor the situation.
The cost of fuel has seen sharp increases globally since the US and Israel launched wide-ranging strikes on Iran on 28 February
The RAC said the average price of petrol was up 25.5p a litre since the start of the war, while diesel had risen by 49p, with both at their most expensive level in more than three years.
It said petrol pump prices had risen for 43 consecutive days - although wholesale prices had begun to fall, predicting prices could begin to lower for customers
Prewett said fuel costs were having a "massive effect" on day-to-day operations transporting goods across the country
He said: "Before the increase, we were looking at between £400 and £500 pounds to fill a truck. Now we're close to £700 to fill a truck
"A certain percentage of that we've had no choice but to pass on to the customers. We've taken a big hit ourselves, but we have had to pass some of these increases on.
"We do have some really loyal and understanding customers, and with the diesel increase being in the press, everybody's aware of it. Everybody notices it when they go and fill their own personal cars up, so they do understand that we have had to pass some of this increase on to them
Some tax relief on fuel prices would be a massive help. We need the government to step in and help out
A government spokesperson said: "Motorists are paying more because of the war in Iran. This is not our war, and that is why we did not join it.
"We are determined to keep costs down for motorists. That's why we have extended the 5p fuel duty cut twice until September and will continue to monitor the situation
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Rakuten Pay users will also be able to spot trade XRP via the Rakuten Pay app and exchange the Japanese e-commerce giant’s points to purchase Ripple’s token
The move ties XRP into one of Japan’s largest loyalty systems, where more than 3 trillion points—worth roughly $23 billion—are in circulation and can now be converted into XRP, Kohrogi said.
Starting April 15, Rakuten Wallet will launch XRP as both a listed asset and a payment method, meaning users can buy XRP directly with Rakuten Points and charge their Rakuten Cash with XRP to spend it at over 5 million merchant locations across Japan,” Kohrogi said, calling the development “one of the most significant XRP milestones.”
The Ripple executive also said Rakuten is one of Japan's most trusted consumer brands. “The fact that XRP is now embedded into its loyalty and payments infrastructure is a powerful signal of where digital asset adoption is heading,” he added.
Rakuten began allowing users to spend bitcoin, ether and bitcoin cash in 2023. In 2021, the Japanese e-commerce giant announced the launch of its own Rakuten Coin, a token it said would be used as part of its points-based loyalty rewards system.
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