Bear markets reward the patient. But choosing wrong can wipe you out.

Here are 5 solid alts that survived the 2024 collapse and are re-accumulating with real fundamentals:

1. $SOL : Monolithic Layer-1 with proven fintech integrations (PayPal, Visa). Lowest fees, fastest settlement. Down 70% from ATH but ecosystem is thriving.

2. $ETH : DeFi backbone. Layer-2 scaling (Arbitrum, Base) reducing fees. Still the settlement king.

3. $XRP : Cross-border payment adoption accelerating. Singapore testing settlements on XRP Ledger. Regulatory clarity improving.

4. $NEAR : Dynamic resharding upgrade (June 2026) designed for AI agent transactions at scale. Infrastructure play, not hype.

5. $BNB : Exchange moat + bStocks (tokenized equities). Real utility growth despite vesting pressure.

Rules: DCA in. No leverage. Only risk what you can afford to lose.

What's YOUR bear market conviction pick?