The number of XRP wallets holding between 1,000 and 100,000 tokens has surged past 1.2 million, reaching a new all-time high.
This milestone comes at a time when the ** price** continues to face downward pressure, showing that retail investors remain confident in the asset’s long-term potential.
📊 Key Highlights
XRP price has declined nearly 45% since late 2025, currently trading around $1.30 – $1.40
Wallets holding 1,000 to 100,000 XRP have increased by over 90,000
Total number of such wallets has crossed 1.2 million, the highest ever recorded
Retail investors have accumulated over 600 million XRP during the dip
Whale activity shows mixed signals, with both accumulation and distribution
📉 Market Pressure, But Retail Confidence Grows
Despite a challenging market environment, retail investors are showing strong conviction.
Data from analytics platforms like indicates that smaller holders continue to buy the dip, increasing both wallet count and total holdings.
Back in October 2025:
Around 1.1 million wallets held between 1K–100K XRP
Now:
That number has grown to 1.2M+ wallets
This steady rise reflects growing adoption and long-term belief in XRP.
💰 Retail Investors Are Accumulating
Retail wallets are not just increasing in number—they are also increasing their holdings.
Total balance previously: ~10.0 billion XRP
Current balance: ~10.6+ billion XRP
This means investors have accumulated over 600 million XRP during the market downturn.
👉 This behavior often signals strong accumulation zones, where smart retail money prepares for future price movement.
🐋 XRP Whales Show Mixed Behavior
Unlike retail investors, large holders (whales) are showing mixed trends:
Wallets holding 100K – 10M XRP have reduced holdings
Some large whales distributed billions of XRP
However, mega whales (10M – 100M XRP) are actively accumulating
This suggests market uncertainty, but also strategic positioning by big players.
🔮 What This Means for XRP
The growing number of retail wallets is a bullish long-term signal.
Even though short-term price action remains weak, accumulation during dips often precedes strong recoveries.
If adoption continues and market sentiment improves, XRP could see:
Strong rebound momentum
Increased liquidity
Higher long-term valuation