🚨EUROPE 2026: MICA + DAC8 CHANGE THE CRYPTO GAME FOR USERS AND PLATFORMS 🔸MiCA timeline: EU stablecoin rules (ART/EMT) have applied since 30 June 2024, and the broader regime for CASPs and crypto-asset offers/services applied from 30 December 2024. 🔸Grandfathering is not uniform: MiCA allows a transitional regime for pre-existing providers until 1 July 2026 at most, but Member States can shorten it, so deadlines vary across the EU. 🔸What users feel: stricter onboarding, more robust disclosures, and potentially service changes as platforms align with CASP authorization and stablecoin requirements. 🔸DAC8 go-live: platforms must start collecting reportable crypto transaction data for EU-resident users from 1 January 2026. 🔸Reporting window: the Commission notes reporting is due within 9 months after the end of the first fiscal year covered, which points to 2027 deadlines (with national specifics). 🔸Operational impact on platforms: tax residence logic, TIN/self-cert collection, transaction classification, audit trails, and cross-border exchange of information between tax authorities. 2026 is where Europe moves from “crypto access” to “crypto rails. MiCA sets who can legally offer services across the EU, and DAC8 ensures tax transparency via standardized reporting. That combination favors compliant venues and forces retail to treat KYC, records, and platform choice as part of risk management. $BTC