xrp

The long-running debate around $XRP ’s mythical $100 price target has resurfaced — but this time, with a dose of cold, rational logic from David Schwartz, former Ripple CTO$ and one of the most respected minds behind XRP’s technology.
In a recent discussion on X (formerly Twitter), Schwartz delivered a sharp reality check that cuts through years of hype, speculation, and emotional investing. His message was simple, yet powerful:
If investors genuinely believed XRP could reach $100, they wouldn’t be selling it anywhere near current prices — let alone below $10.
🔍 The Logic Behind Schwartz’s Argument
Schwartz didn’t attack XRP believers directly. Instead, he examined investor behavior, which he believes tells a far more honest story than social media predictions.
According to him:
Anyone who truly believes in a $100 XRP valuation
Would aggressively accumulate XRP at today’s prices
And would refuse to sell meaningful amounts under $10
Yet the market shows the opposite.
$XRP continues to face steady selling pressure at far lower levels, indicating that most holders — even those who publicly promote extreme price targets — do not actually believe those outcomes are likely.
“Markets don’t lie. Behavior reveals belief.”
📌 Key Insights From David Schwartz
👉 Genuine Belief Drives Aggressive Buying
Schwartz explained that if rational investors saw even a 10% probability of XRP hitting $100 within a few years, low-priced supply would vanish quickly.
Why?
Because:
A $100 target implies massive upside
Selling at $1–$5 would make no economic sense
Buyers with conviction would outbid sellers instantly
That hasn’t happened.
👉 Selling Below $10 Reveals Doubt
The ongoing availability of XRP far below $10 suggests:
Most investors do not assign meaningful odds to a $100 outcome
Public narratives don’t match private conviction
Price reflects realistic risk assessments, not viral predictions
👉 Schwartz Refuses to Say “Never”
Despite his skepticism, Schwartz intentionally avoided declaring that XRP could never reach $50 or $100.
Why?
Because crypto has humbled him before.
He openly admitted:
He once believed XRP would never cross $0.25
He sold his own XRP around $0.10, thinking prices were already irrational
He underestimated Bitcoin as well, when $100 BTC once seemed impossible
“Crypto has taught me not to say ‘never.’”
⚠️ A Warning Against Dangerous Price Fantasies
The discussion intensified when a Ripple supporter urged Schwartz to publicly dismiss $50–$100 XRP targets, arguing that unrealistic expectations have financially hurt many retail investors.
Schwartz acknowledged the concern but stood firm:
Overconfidence in extreme targets can lead to overexposure
Markets rarely move based on popular narratives
Major bull runs usually come from unexpected external catalysts, not loud predictions
🧠 Market Psychology > Social Media Hype
Schwartz emphasized that crypto markets, while volatile, are largely rational over time. Prices tend to reflect:
Probability
Risk
Time horizon
Liquidity realities
When thousands claim XRP is going to $100 — yet keep selling early — the market notices.
🔥 Final Takeaway for Smart Investors
📉 What people say doesn’t move markets
📊 What people do does
If XRP truly had widespread belief in a $100 future:
Sub-$10 prices wouldn’t exist
Supply would dry up fast
Long-term conviction buyers would dominate
Until then, bold price claims should be treated with healthy skepticism, not blind faith.
🚀 Smart Money Watches Behavior — Not Hype
💰 Conviction Shows in Accumulation
📈 Buy Smart. Manage Risk. Think Long-Term.
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