stablecoins

Dans un marché crypto où la volatilité peut effacer des portefeuilles en quelques minutes, la survie n'est pas une question de chance, mais de stratégie. En tant qu'Éducateur Crypto, je partage aujourd'hui le pilier central de ma méthode : la répartition 90/10.
1. La Fondation : Pourquoi privilégier le "Faible Risque" ? 🏛️

La majorité des traders s'épuisent à chercher la prochaine pépite "x100" en y misant tout leur capital. Ma philosophie de Trader Conservateur est inverse.
Sécurité Maximale : En allouant 90,91% de mon portefeuille à des produits à faible risque, je neutralise le stress lié aux chutes brutales du marché.Disponibilité : Cette réserve me permet d'avoir des liquidités prêtes pour saisir les réelles opportunités (Buy the Dip) sans jamais être "bloqué" dans une position perdante.
2. Stablecoins et Binance Earn : Vos meilleurs alliés 💸
Pour maintenir ce ratio de sécurité, j'utilise principalement les Stablecoins comme l'USDC ou l'USDT.
Revenus Passifs : Au lieu de laisser mes fonds dormir, je les place sur Binance Earn. Cela génère des intérêts quotidiens, transformant ma prudence en une machine à profits constants.Protection du Pouvoir d'Achat : En période d'incertitude sur le $BTC , le passage en Stablecoins est ma priorité pour verrouiller mes gains.
3. Le "10% Alpha" : Pour la performance sans le danger 🚀
Le reste de mon capital (9,09%) est dédié aux actifs à haute volatilité ou aux signaux comme celui que nous avons analysé sur $TRU .
Cette petite portion est la seule exposée au risque de marché important.Si le trade échoue, mon capital global reste intact à plus de 90%. C'est ainsi que j'ai généré un volume de trading de 3 001,06 USD la semaine dernière avec une sérénité totale.
4. Ne soyez pas un parieur, devenez un gestionnaire 🧠
Le trading est un marathon. En adoptant la méthode #DrYo242, vous apprenez à protéger votre capital avant de chercher à le multiplier. C'est la seule route viable vers la liberté financière durable.
📈 VOTRE PREMIÈRE ÉTAPE VERS LA SÉCURITÉ
Commencez par sécuriser une partie de vos profits en convertissant vos jetons volatils en Stablecoins.



#RiskManagement #BinanceEarnings #Stablecoins #ConservativeTrader #DrYo242 $USDC

Банківський гігант JPMorgan Chase опинився в центрі уваги після блокування рахунків двох перспективних проєктів зі сфери стейблкоїнів — Blindpay та Kontigo. Обидва стартапи є випускниками престижного акселератора Y Combinator та фокусуються на ринку Латинської Америки.
📌 Головні факти:
Причина: За даними The Information, рахунки були заморожені через діяльність компаній у Венесуелі та інших підсанкційних регіонах. Банк вбачає у цьому високі юридичні ризики.
Хто постраждав:
Blindpay — B2B-платформа, що інтегрує платежі у стейблкоїнах у традиційні фінансові системи через API.
Kontigo — необанк, орієнтований на роботу з USDC.
Як вони працювали з банком: 
Стартапи не мали прямих рахунків у JPMorgan, а користувалися його послугами через фінтех-посередника Checkbook.
🛡 Позиція JPMorgan:
У банку заперечують, що блокування пов’язане саме з "криптовою" природою бізнесу. Представники JPMorgan наголосили, що продовжують підтримувати індустрію та обслуговують великих емітентів стейблкоїнів. Зокрема, банк виступав букранером під час виходу на біржу компанії Circle (емітент USDC).
🔍 Чому це важливо?
Цей випадок вкотре підкреслює складність взаємодії між традиційним банкінгом та криптостартапами, що працюють на ринках, які розвиваються. Навіть підтримка від Y Combinator не гарантує імунітету від комплаєнс-перевірок великих банків.
А як ви вважаєте, чи стануть традиційні банки лояльнішими до криптобізнесу у 2025 році? Діліться думками в коментарях! 👇

#JPMorgan #CryptoNews #Stablecoins #USDC #Blindpay #Fintech #Regulation #Ukraine #BinanceSquare #Криптовалюта

Hey everyone. Let's break down some hot news that clearly shows what the fight between traditional finance and the crypto industry over our financial future actually looks like.
Coinbase CEO Brian Armstrong issued a sharp warning. He called the potential revival of discussions around the GENIUS Act—one of the stablecoin bills—a "red line." His main point: this isn't about security; it's a lobbying attack by banks on their competitors.
What's the Core Conflict?
Currently, the law in question prohibits stablecoin issuers (like companies issuing USDC) from paying interest to holders directly. But there's a workaround: crypto platforms (like Coinbase) or other third parties can do this through various rewards programs.
The banks don't like this. Why? It's simple:
Banks take public deposits, park some reserves at the Fed earning ~4%, but pay customers close to 0% on traditional savings accounts.Crypto platforms, using stablecoins, can afford to share some of that yield with users by offering these "rewards."
As noted by Max Avery of Digital Ascension Group, banks are lobbying—under the guise of "safety" and "protecting deposits"—for amendments that would ban any rewards for stablecoins, even those offered through platforms. In other words, they want to completely strip the industry of this competitive advantage.
Armstrong's Stance: This is a War for the Future of Finance
Armstrong doesn't mince words:
He is "impressed" by the audacity of bank lobbying so openly trying to stifle competition through Congress.He believes this is an attack not just on stablecoins, but on the entire fintech industry.He gives an interesting prediction: in a few years, the banks themselves will lobby for the ability to pay interest on stablecoins once they understand the potential. So, their current fight is a "100% waste of effort."
The Regulatory Paradox
The irony is that while one group of lawmakers (under bank pressure) tries to restrict stablecoins, another group is proposing tax breaks for them. Recently, a group of congressmen introduced a discussion draft to exempt small, everyday stablecoin payments (up to $200) from capital gains tax. The goal is to encourage their use as real payment methods.
So, a real battle of ideas is underway in Washington: some see stablecoins as a threat, others see them as a tool for innovation and financial inclusion.
Question for you:
Who do you think will ultimately win this fight: banking lobbyists striving to maintain the status quo, or the crypto industry offering people a real alternative and yield? And are traditional institutions ready to adapt, as Armstrong predicts?
#Stablecoins #coinbase #CoinbaseCEO

The forecast is in, and it’s sending shockwaves through Wall Street and Web3 alike. Solana Co-Founder Anatoly Yakovenko has officially projected that the stablecoin market will blast past the $1 TRILLION mark by 2026.
This isn't just a number—it's a fundamental rewrite of the global financial OS. Here is the breakdown of why the "Internet’s Dollar" is about to swallow traditional finance.
🌍 THE BIG THESIS: From "Crypto Tool" to Global Substrate
For years, stablecoins were just a way to "park" cash between trades. In 2026, they have become the economic substrate of the world.
Massive Velocity: Stablecoins are no longer stagnant; they are moving at the speed of light across chains like Solana to settle real-world debts, payroll, and trade.
The "Invisible" Tech: Major fintechs are now using stablecoin backends without users even knowing they are interacting with a blockchain.
Grassroots Dollarization: From street vendors in Argentina to tech hubs in Lagos, the demand for USD-pegged digital assets is outstripping local banking infrastructure.
📊 THE 4 PILLARS OF THE $1T BOOM
Pillar Why it’s driving the $1T target
The GENIUS Act New US regulatory frameworks (like the GENIUS Act) have given banks the "green light" to issue and hold stablecoins.
Visa & Master settlement 2025 saw Visa move Solana-based USDC settlement from "pilot" to "production," handling billions in institutional flow.
AI Agents Autonomous AI agents are now using stablecoins as their native currency to pay for compute, data, and API access.
RWA Integration Real-World Assets (Treasuries, Gold, Stocks) are being tokenized and paired directly with stablecoin liquidity.

#Solana #Stablecoins #CryptoNews2026 #SOL #USDC $BTC
$SOL
$BNB

Hey! Have you ever thought that in a couple of years, your salary might not land in your bank account but instead arrive as a "coin" in a digital wallet? This isn't science fiction. Our old acquaintances—stablecoins (like USDT, USDC)—have stepped out from the shadows of crypto exchanges and are now targeting the heart of the financial system: the ACH bank payment network.
According to a forecast by Galaxy Digital, by 2026, the transaction volume of stablecoins could surpass that of the entire US ACH system. This means that digital assets pegged to the US dollar could handle more money than the network responsible for salaries, mortgages, and inter-bank transfers in the United States.
Let's break down how this is possible and why it matters for you and me.
What is ACH and why is it being challenged?
ACH is the invisible backend processor that moves trillions of dollars between banks. When your salary is deposited or your internet bill is paid automatically, ACH is at work. Its main drawbacks are speed (1-2 business days) and operating hours (weekdays only).
Stablecoins, on the other hand, operate 24/7, and transactions take seconds for pennies. Galaxy Digital notes they have already surpassed Visa in transaction volume and reached ~50% of ACH's volume. A market cap of $309 billion shows how much real money is already in this system.
Three Key Drivers for Explosive Growth:
Regulation as an Accelerator. The pending "GENIUS Act" (expected around early 2026) is not a threat but a gift. It will create clear rules for issuing stablecoins under FDIC oversight (like banks). This will give traditional banks the green light to enter the market en masse.Institutions Are Already Onboard. This isn't speculation; it's practice:Visa is using USDC for instant interbank settlements.Western Union and Sony Bank are developing their own stablecoins.
This is a signal: big players see this as technology, not a toy.The Network Effect. The more companies pay salaries in stablecoins, the more services that accept them, the easier and more beneficial they become to use. The 30-40% annual growth rate (CAGR) in supply leads to similar growth in transactions.
What Will This Ultimately Change?
If the forecast comes true, we'll see a world where:
International transfers become as simple and cheap as sending a message.Finance becomes programmable: complex payment chains can be automated.Access to the dollar becomes global and instant for anyone with an internet connection.
A question for you, as someone in the know:
Do you see this as the natural evolution of finance (like the shift from cash to cards), or will banks and regulators find a way to slow down this revolution to protect the old system? And what, in your view, will be the "point of no return"—the GENIUS Act or the first major bank launching its own stablecoin?
Share your thoughts in the comments! Let's discuss whose side the future is on.
#ACH #stablecoin #Stablecoins

Tendencias 2026 (Visión de futuro)
El 2025 nos dejó claro que las monedas estables ($USDT , $USDC , $FDUSD ) son el puente principal para las economías emergentes. Con nuevas regulaciones en la UE y Hong Kong, el ecosistema está más maduro que nunca.

La adopción institucional y la tokenización de activos del mundo real (RWA) serán los pilares del próximo año. ¿Estás listo para lo que viene?

#Web3 #FutureOfFinance #Stablecoins #Blockchain

👋 Hey dear friends!!
Let's break down some hot news that clearly shows what the fight between traditional finance and the crypto industry over our financial future actually looks like.
👉 Coinbase CEO Brian Armstrong issued a sharp warning. He called the potential revival of discussions around the GENIUS Act, one of the stablecoin bills,a "red line."
His main point: this isn't about security; it's a lobbying attack by banks on their competitors. 😏🔥
👉What's the Core Conflict?
Currently, the law in question prohibits stablecoin issuers (like companies issuing USDC) from paying interest to holders directly. But there's a workaround: crypto platforms (like Coinbase) or other third parties can do this through various rewards programs.
👉The banks don't like this. Why? It's simple:
Banks take public deposits, park some reserves at the Fed earning ~4%, but pay customers close to 0% on traditional savings accounts.
Crypto platforms, using stablecoins, can afford to share some of that yield with users by offering these "rewards."
📝 As noted by Max Avery of Digital Ascension Group, banks are lobbying, under the guise of "safety" and "protecting deposits", for amendments that would ban any rewards for stablecoins, even those offered through platforms. In other words, they want to completely strip the industry of this competitive advantage.
👉💥 Armstrong's Stance: This is a War for the Future of Finance
Armstrong doesn't mince words:
⬇️
He is "impressed" by the audacity of bank lobbying so openly trying to stifle competition through Congress.He believes this is an attack not just on stablecoins, but on the entire fintech industry.He gives an interesting prediction: in a few years, the banks themselves will lobby for the ability to pay interest on stablecoins once they understand the potential. So, their current fight is a "100% waste of effort."
👉 The Regulatory Paradox:
The irony is that while one group of lawmakers (under bank pressure) tries to restrict stablecoins, another group is proposing tax breaks for them. Recently, a group of congressmen introduced a discussion draft to exempt small, everyday stablecoin payments (up to $200) from capital gains tax. The goal is to encourage their use as real payment methods.
👉 So, a real battle of ideas is underway in Washington: some see stablecoins as a threat, others see them as a tool for innovation and financial inclusion. 🤷
➡️ Question for you❓
Who do you think will ultimately win this fight: banking lobbyists striving to maintain the status quo, or the crypto industry offering people a real alternative and yield? And are traditional institutions ready to adapt, as Armstrong predicts❓❓❓❓

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#coinbase #CoinbaseCEO #Stablecoins #Write2Earn #BinanceSquareTalks
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