$XRP | If your money is sitting in a bank, you NEED to read this.
I’ve spent months digging into the data, and the outlook is getting ugly.
A major recession around 2026 could push several banks to the edge.
Here’s what’s lining up:
• Debt overload – Governments and corporations are buried in cheap-era loans, and today’s high rates make refinancing brutal.
• Commercial real estate time bomb – About $1.2T in CRE loans mature in 2025–2026. Office demand has collapsed, valuations are down 20–30%, and defaults are rising fast.
• Shadow banking risk – Private credit funds hold $1.5T+, heavily leveraged and lightly regulated, with over $1T in ties to big banks. One failure could trigger a domino effect.
• AI bubble + liquidity stress – A sharp correction could spark panic selling and freeze liquidity.
• Geopolitical pressure – Trade wars, supply chain shocks, and energy costs raise the risk of stagflation.
• Warning signals flashing – Unemployment is climbing, bankruptcies hit a 14-year high, and the inverted yield curve is echoing pre-2008.
• Demographics & weak regulation – Aging populations and looser rules make loan repayment harder and bailouts more likely.
Experts now put the odds of a downturn by 2026 at 65%, with a 20% chance of a full-blown crisis.
Don’t say you weren’t warned.
