Wyoming Senator Cynthia Lummis has endorsed a proposal by Federal Reserve Governor Christopher Waller that could help end crypto debanking in the United States. The proposal would allow crypto and fintech firms limited access to Federal Reserve “skinny” master accounts, enabling payment services under defined restrictions.
Lummis said the framework could effectively end “Operation Chokepoint 2.0” and support payments innovation through faster, cheaper, and more secure systems. The move signals a broader regulatory shift toward recognizing crypto and fintech as important to the future of finance.
Despite a recent executive order aimed at preventing unlawful debanking, crypto firms continue to report account closures by major banks, highlighting the ongoing need for clearer regulatory access to banking services.
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