XRP — CROSS-BORDER PAYMENTS SPECIALIST

XRP focuses on fast, low-cost international transactions. Its design targets financial institutions rather than retail users. Settlement speed and efficiency are its main strengths.

Regulatory clarity is XRP’s biggest factor. Legal outcomes influence adoption and price more than typical market cycles. If regulations become favorable, XRP’s use case could see significant expansion.

XRP is a utility-first asset in a speculation-heavy market.

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