$XRP
The XRP whitepaper presents XRP as a digital asset optimized for fast, low-cost, and reliable value transfer, with a focus on improving global payment infrastructure rather than replacing money itself. It explains how the XRP Ledger uses a consensus algorithm instead of mining, allowing transactions to settle in seconds while consuming minimal energy. The paper emphasizes XRP’s role as a bridge currency, enabling efficient liquidity between different fiat currencies without the need for pre-funded accounts. It highlights transparency, scalability, and security, along with the ledger’s ability to support tokenization and smart features at the protocol level. Overall, the XRP whitepaper positions XRP as a neutral, efficient settlement asset designed to modernize cross-border payments and financial interoperability at a global scale.