🟢 ❌ Crypto investors and freelancers with gray incomes can no longer obtain loans.
📈 From April 1, the Central Bank of the Russian Federation tightened the rules for assessing borrowers' incomes.
💥 Now banks are obliged to consider only confirmed sources of any incoming funds to the account; aside from official salaries, pensions, social benefits, and rentals, they must be verified.
🚨 Banks are prohibited from using indirect models (expenses, account turnover, average incomes by region).
Only officially confirmed incomes are taken into account.
Previously, loans could be approved based on the client's spending level, but this is now excluded.
🔴 Previously: control over transfers
#InspiredAnalyst #Aİ #Binance #trader $pippin
📈 From April 1, the Central Bank of the Russian Federation tightened the rules for assessing borrowers' incomes.
💥 Now banks are obliged to consider only confirmed sources of any incoming funds to the account; aside from official salaries, pensions, social benefits, and rentals, they must be verified.
🚨 Banks are prohibited from using indirect models (expenses, account turnover, average incomes by region).
Only officially confirmed incomes are taken into account.
Previously, loans could be approved based on the client's spending level, but this is now excluded.
🔴 Previously: control over transfers
#InspiredAnalyst #Aİ #Binance #trader $pippin