⚠️ $BTC Card Layer — 5 Red Flags

Bitcoin settles in minutes. Cards take days. That’s the gap.

Key issues:
• “8% cashback” → ~$50K stake for ~1% real return
• Multiple hidden fees on small transactions
• Account freezes at checkout
• Slippage makes balances unclear
• Settlement delays on a 24/7 network

This isn’t an asset problem — it’s infrastructure failure.

Verdict: adoption stalls until the payment layer catches up.

#BTC #bitcoin #crypto #fintech $BTC