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According to CoinDesk, the U.S. Federal Reserve issued a revised proposal Wednesday establishing a framework for limited payment accounts—commonly called "skinny" master accounts—that would allow non-bank firms, including crypto companies, to clear and settle payments through Fed rails. Payment account holders would not receive intraday credit, discount window access, or interest on balances, and automated controls would prevent overdrafts. The proposal, now open for a 60-day comment period, follows a December 2025 request for information and increases maximum closing balance limits based on expected payment activity. The Fed also asked regional banks to pause consideration of certain applications while finalizing the rule, a day after President Trump's executive order directing a review of crypto firms' access to Fed payment rails.
Bitcoin Falls Nearly 7% to $76,000 as Holder Losses Reach $616 Million


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3h・Verified Binance official account
Bitcoin experienced a significant decline, dropping nearly 7% from $82,800 to $76,000. According to NS3.AI, aggregate realized losses among holders amounted to $616 million. Data from Glassnode indicated a shift in holder behavior from accumulation to distribution, with whale absorption reaching a record low of -151%.
HYPE, you guys are betting it's the next BNB because it's a decentralized exchange token. But looking at past lessons with dydx, aster, and hype, those are trash coins compared to BNB, SOL, Doge, BCH (Bitcoin Cash), LTC, and UNI. But let’s be real, there’s no such thing as a completely unregulated exchange, especially when they claim to be decentralized and don’t have KYC for cash flow. That’s a regulatory risk and could even face some serious backlash down the line. They fatten the pig before they slaughter it. So, if you're holding spot right now, it’s just hit the 50U+ resistance zone, and this is the last chance to escape. #HYPE $BNB $USDC $HYPE #SECPausesNewETFApplicationReview #OpenAIToConfidentiallyFileForIPO #MoonPayLaunchesBankTokenizedAssetPlatform #CFTCNHLSignPredictionMarketMOU #VitalikButerinDetailsEthereumPrivacyUpgrades
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xAI Introduces 'Skills' Feature for AI Assistant Grok


Binance News
6h
・Verified Binance official account
Elon Musk's AI company, xAI, has launched the 'Skills' feature on web, iOS, and Android platforms. According to Odaily, this new feature enhances the AI assistant Grok with persistent memory across conversations, marking its evolution from a traditional single-interaction chatbot to a configurable and programmable automated workspace.
The 'Skills' feature allows users to teach Grok specific task methods once, enabling it to permanently remember personal preferences, formatting rules, or specific workflow steps in all subsequent independent conversations. This development means users no longer need to repeatedly input tedious prompts or background settings when starting new conversations.
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
Crypto Usage Among U.S. Adults Reaches Three-Year High in 2025
Crypto Usage Among U.S. Adults Reaches Three-Year High in 2025 Binance News 1h ・ Verified Binance official account In 2025, approximately one-tenth of U.S. adults reported using or investing in cryptocurrencies, marking the highest level of engagement in three years, according to a Federal Reserve report on household economic well-being. According to Cointelegraph, the report, released on Wednesday, indicates that around 10% of adults engaged with crypto for various purposes, an increase from the figures in 2023 and 2024. However, this still falls short of the 12% adoption rate recorded in 2021. The report provides a detailed breakdown of crypto usage, including investment and payments, among Americans from 2021 to 2025. Expanding the use of Bitcoin (BTC) and other cryptocurrencies into everyday payments has been a significant focus for American payment companies. Jack Dorsey's Block, for instance, has facilitated Bitcoin and stablecoin payments for over 800,000 U.S.-based merchants. Additionally, Lightspark, a Bitcoin Lightning Network startup founded by former PayPal President David Marcus, is working to bring Bitcoin payments into the mainstream. The survey revealed that around 9% of respondents use crypto as an investment vehicle, while only 2% utilize it for payments, and 1% for sending money to family or friends. Crypto usage was notably higher among the unbanked population, with 6% using it for transactions compared to 2% of banked adults. In 2025, approximately 6% of Americans were unbanked. More than a quarter of those using crypto for payments reported that businesses preferred crypto payments due to advantages like speed, privacy, and lower costs. However, less than 10% of businesses expressed a preference for crypto payments, citing reasons such as perceived safety over banks or distrust in the traditional banking system. The Federal Reserve has historically maintained a cautious stance on cryptocurrencies, particularly under Jerome Powell's leadership, which concluded on Friday. Kevin Warsh, who was voted in by the Senate on Wednesday, will succeed Powell as the new Federal Reserve chair. Warsh, a former Fed governor from 2006 to 2011, is known for his favorable view of Bitcoin, having previously suggested that it could "provide market discipline" and compared it to gold as an investment for those under 40. Warsh is recognized for his hawkish views on monetary policy, often advocating for fiscal restraint, lower inflation, and reduced reliance on quantitative easing. $BTC $ETH $BNB #SolanaAIAgentEconomicImpact #Ecoprotocol$76.7MHack #SECTokenizedStockExemption #RussiaDumaCryptoMonitoringBill #SpaceXEyes2TIPO
Crypto Usage Among U.S. Adults Reaches Three-Year High in 2025
Binance News 1h ・ Verified Binance official account In 2025, approximately one-tenth of U.S. adults reported using or investing in cryptocurrencies, marking the highest level of engagement in three years, according to a Federal Reserve report on household economic well-being. According to Cointelegraph, the report, released on Wednesday, indicates that around 10% of adults engaged with crypto for various purposes, an increase from the figures in 2023 and 2024. However, this still falls short of the 12% adoption rate recorded in 2021.
The report provides a detailed breakdown of crypto usage, including investment and payments, among Americans from 2021 to 2025. Expanding the use of Bitcoin (BTC) and other cryptocurrencies into everyday payments has been a significant focus for American payment companies. Jack Dorsey's Block, for instance, has facilitated Bitcoin and stablecoin payments for over 800,000 U.S.-based merchants. Additionally, Lightspark, a Bitcoin Lightning Network startup founded by former PayPal President David Marcus, is working to bring Bitcoin payments into the mainstream.
The survey revealed that around 9% of respondents use crypto as an investment vehicle, while only 2% utilize it for payments, and 1% for sending money to family or friends. Crypto usage was notably higher among the unbanked population, with 6% using it for transactions compared to 2% of banked adults. In 2025, approximately 6% of Americans were unbanked. More than a quarter of those using crypto for payments reported that businesses preferred crypto payments due to advantages like speed, privacy, and lower costs. However, less than 10% of businesses expressed a preference for crypto payments, citing reasons such as perceived safety over banks or distrust in the traditional banking system.
Trump Delays Military Strike on Iran Amid Potential Agreement
・Verified Binance official account U.S. President Donald Trump announced that Saudi Arabia, Qatar, the UAE, and other countries requested a delay of two to three days for a military strike on Iran, believing a U.S.-Iran agreement is close. According to Odaily, Trump stated at a White House event that the U.S. was prepared for a 'very significant' attack on Iran on the 19th. However, he decided to postpone it, hoping the delay might be permanent, though it could be temporary. Trump mentioned that significant discussions with Iran are underway, and the outcome remains to be seen. Trump noted some 'very positive developments' in the negotiations, with Gulf allies having the opportunity to facilitate an agreement. He also remarked that the current situation differs slightly from previous instances when the U.S. believed an agreement with Iran was imminent. Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs. 7 24 11k 1 View 8 replies$BTC $ETH $BNB #SolanaAIAgentEconomicImpact #Ecoprotocol$76.7MHack #SECTokenizedStockExemption #RussiaDumaCryptoMonitoringBill #SpaceXEyes2TIPO
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