clarity

The #CLARITY Act discussion intensified after Coinbase CEO Brian Armstrong denied reports that the White House threatened to drop support. He said the administration has remained constructive and engaged. 
Armstrong Denies Claim Regarding CLARITY Act
Armstrong wrote in an X post, addressing journalist Eleanor Terrett, that her assertion was not true. The crypto journalist had earlier stated that the White House was considering withdrawing its support for the crypto bill.   
The Coinbase CEO stated that the #White House has been “super constructive,” asked them to work out a deal with the banks, and that negotiations with the banks are ongoing. He also revealed that the top crypto exchange is working on policy ideas related to the bill. This includes proposals that will assist community banks.
Coinbase Chief Legal Officer Paul Grewal, however, replied in a much more reassuring tone on X post. He mentioned that the White House has been transparent and that Coinbase is optimistic about the engagement. He argues that retail protections are its top priority.
Arrington Blames Banks for Yield Limits
Michael Arrington posted his thoughts on the CLARITY Act in an X post, saying banks want to charge customers but pay no interest on customer deposits. He proposed that the banking industry is guarding its advantage, rather than supporting equitable returns for consumers.
Arrayington took it a step further, attacking lawmakers for allowing restrictions on stablecoin yields. Elected officials accede to such restrictions, he said, because banks exert a powerful lobbying force. He called the result damaging to Americans, saying that financial policy is weighted towards what banks want rather than what’s best for consumers.
The statement from #Arrington comes in the wake of Bank of America #CEO Brian Moynihan’s comments that yield-generating stablecoins could lure $6 trillion away from traditional bank deposits. That shift, Moynihan said, could put the squeeze on bank liquidity, cripple lending ability — particularly of smaller businesses and midsize companies — and drive borrowing costs up.
Armstrong responded directly to Arrington’s comments. “Exactly,” he wrote, indicating that he agreed with the argument that banking lobbies are driving the discussion of yield around crypto legislation.
Industry executives remain uncertain about the bill’s pace of movement. Nevertheless, Galaxy Digital CEO Mike Novogratz added that the CLARITY Act could pass in the next 2 weeks. He claimed that he is being optimistic because that is the tone of his recent interactions with senators.
It is worth noting that Novogratz had called for compromise on the crypto bill, stating that it doesn’t have to be perfect. He also suggested that they could revisit issues such as the stablecoin yield prohibition later on.

Among the key players in the industry, the support of the U.S. crypto market structure bill, also known as the #CLARITY Act is faltering. The pullback is due to issues related to trust, scope, and long-term regulatory risk.
Why Coinbase Withdrew Support for The Crypto Market Structure Bill 
Coinbase will support the CLARITY Act as it is. The company feels that the bill presents structural issues as opposed to clarity.
#Coinbase CEO Brian Armstrong said that he had read the Senate draft text with close attention to details. He finished the proposal by concluding that it causes more damage than regulatory certainty.
According to Armstrong, the bill increases the influence of the government in crypto markets. He cautioned that this solution would risk the privacy of users and kill innovation.
He further added that draft undermines transparent #regulation boundaries. Nevertheless, he also wrote that the negotiations regarding the CLARITY Act will still go on despite Coinbase backing out.
In his perception, overlapping of authority would slow down development. Coinbase believes that hastily passed legislation is likely to entrench bad rules and once that legislation is approved it is hard to undo.
Industry Leaders Warn About CLARITY Act 
A number of industry analysts are worried about the same issues as Armstrong. They said that bad regulation is more dangerous than regulatory uncertainty. This risk has only become increasingly broad because the crypto bill is threatened by White House.
Ryan Rasmussen, the head of the Bitwise research, decried the overall effect of the bill. He claimed the draft is prejudicial to builders and investors in the ecosystem.
Structural concerns were also brought up by crypto lawyer Jake Chervinsky. He pointed out that the crypto bill can be revised further. Chervinsky reported that the industry’s response to the Senate markup is still one that required critical review. Hence, he asked that legislators should polish the document before it was accepted.
The position of Coinbase was further backed up by venture capitalist Tim Draper. According to him, compromise language invites political bias by compromising existing financial interests.
Can Crypto Firms Agree on Market Structure? 
Not everybody in the cryptocurrency industry is in agreement though. Others complain that it is better to make progress than remain stagnated. Chris Dixon of a16z Crypto, justified the intent of the bill by arguing that developers require straightforward legal systems in order to work.
Coin Center executive director Peter Van Valkenburgh, echoed a partially optimistic sentiment. He claimed that there is improvement in the draft, even though there are still problems that have not been addressed.
Industry division stalled the crypto bill markup in the Senate. Such stalling underscores the level of fragmentation among crypto leaders. The argument does indicate a bigger shift in crypto policy approach.
In the case of Coinbase and other crypto companies, the crypto bill should be supported by meaningful amendments. The firms are not yet willing to have a bill that they considered to be flawed.

#Ethereum price is on track for a weekly gain despite the ongoing challenges in the crypto industry after the CLARITY Act markup stalled. $ETH was trading at $3,280 on Friday, up modestly from the year-to-date low of $2,623. The coin has formed a bullish chart pattern as billionaire Mike Novogratz hinted that the bill will be passed in the next two weeks.
Mike Novogratz Believes CLARITY Act Will Be Passed Soon
The main catalyst for the Ethereum price this week was the new developments on the #CLARITY Act or the Market Structure Bill. This bill, which was expected to have a markup at the Senate on Thursday, was paused after facing opposition from Coinbase.
In a statement on Thursday, Mike Novogratz, the billionaire founder of Galaxy Digital, remained optimistic that the Senate would ultimately pass it soon. He noted that he had talked to over 10 senators on both sides of the isle, who are working in good faith to address the issues.
Mike Novogratz on CLARITY
Novogratz reiterated this view in a #CNBC interview on Friday, when he was talking about Galaxy’s expansion of its Helios data center project. He predicted that the delay was a negotiation tactic as different entities seek to get the best deal. As such, he sees the bill being passed in the next two weeks  
Other top officials have expressed optimism that the bill will be passed soon. Robinhood has supported the bill because it will make it possible for it to offer staking solutions to its customers. Additionally, #Ripple Labs’ Brad Garlinghouse said that the bill was better than none.
The Ethereum price is likely to do well if the bill passes, as it is the second-largest cryptocurrency in the world and its blockchain powers key industries, such as decentralized finance and real-world asset tokenization.
Meanwhile, Ethereum’s network activity is doing well, with the number of transactions and active users being in a strong uptrend..Additionally, the amount of ETH tokens being staked has jumped to a record high, helped by the ongoing staking by BitMine.
Ethereum Price Technical Analysis Points to a Surge 
The weekly chart shows that ETH price has crawled back in the past few weeks, moving from a low of $2,670 in November to the current $3,280.
Ethereum is attempting to move above the 50-week Exponential Moving Average (EMA), while the Relative Strength Index (RSI) has pointed upwards and is attempting to move above the neutral point at 50.
Additionally, it has formed an inverse head-and-shoulders pattern, which is a common bullish reversal sign.
Ethereum price chart
Therefore, the most likely ETH price forecast is bullish, with the next key target being at $4,000. A jump above that level will point to more gains, potentially to the all-time high of $5,000.
The bullish outlook will be canceled if the token drops below the right shoulder at $2,670.

Introduction: The bill that was supposed to end uncertainty—now stuck in it

The Digital Asset Market Clarity Act (CLARITY Act) was widely viewed as the most credible attempt yet to resolve the United States’ long-standing regulatory ambiguity around crypto market structure. Instead, it has become the latest example of how difficult that task really is.

Just days before a scheduled January 15 markup in the U.S. Senate Banking Committee, the bill was abruptly pulled and delayed, with consideration now expected no earlier than late January—and possibly much later. The immediate trigger was a public intervention by Coinbase CEO Brian Armstrong, who declared that the current draft was “worse than no bill at all.”

But the deeper reason is more structural: CLARITY has evolved from a unifying industry goal into a flashpoint for an internal ideological split within crypto itself.

Where CLARITY stands now

From a procedural standpoint, CLARIT Y is not dead—but it is clearly struggling.

House passage:
The bill passed the House in July 2025 by a 294–134 vote, following the earlier passage of the GENIUS Act on stablecoins. Momentum was real.

Senate phase:
#CLARITY must clear both the Senate Banking Committee (primarily SEC jurisdiction) and the Senate Agriculture Committee (CFTC jurisdiction). The Agriculture Committee has already postponed its review to January 27, and the Banking Committee followed suit at the last moment.

Outlook:
Policy analysts now estimate a 50–60% chance of passage in 2026, with meaningful risk that midterm election politics and calendar congestion push final resolution into 2027.

The real problem: CLARITY’s most contentious fault lines
CLARITY is stalled not over minor drafting issues, but over core questions about what crypto should become. Several disputes dominate the current impasse.

1. Stablecoin yield: the clearest bank–crypto collision
At the center of the controversy is CLARITY’s treatment of stablecoin yield and rewards.
The current draft would sharply restrict—or effectively prohibit—passive yield on stablecoins, allowing incentives only for active behaviors (transactions, governance, staking-like activity).
Banking lobby position:
Interest-bearing stablecoins could siphon an estimated $1–1.5 trillion in deposits from banks, threatening financial stability and local banking systems.
Crypto industry response:
This is viewed as outright regulatory capture—using law to eliminate a competitive alternative. Critics argue it undermines DeFi’s core value proposition and weakens the dollar’s position in a tokenized global financial system.
This issue alone was enough to push Coinbase into open opposition.

2. Tokenized equities and RWAs: innovation by permission only
Another major flashpoint is CLARITY’s approach to tokenized equities and real-world assets (RWAs).
Opponents argue the bill imposes such high compliance thresholds that it amounts to a de facto ban on bringing stocks, bonds, and other traditional assets onchain.
Industry view:
This risks ceding leadership in next-generation capital markets infrastructure to non-U.S. jurisdictions.

Regulatory concern:
Lawmakers fear tokenization could bypass securities laws and introduce systemic and investor-protection risks.

3. DeFi, AML, and privacy erosion
CLARITY’s provisions around decentralized finance are seen by critics as dangerously expansive.
The bill could impose AML/KYC and reporting obligations on DeFi protocols that many believe would require broad access to user financial data, fundamentally undermining privacy, self-custody, and permissionless design.
Crypto-native critics:
These rules would force DeFi into a bank-like compliance mold or push protocols out of the U.S. entirely.
Regulatory hawks:
Counter that existing exemptions are insufficient and leave room for fraud reminiscent of FTX-era failures.

4. SEC vs. CFTC: unresolved power politics

Although CLARITY aims to clarify jurisdiction, many in the industry believe it still tilts power toward the SEC, particularly in early-stage “ancillary asset” classifications.
For builders, this raises fears that crypto innovation remains effectively regulated as securities issuance by default.
Supporters vs. opponents: a strategic split, not a values split
What makes CLARITY unusual is that both sides claim to be defending crypto’s long-term interests.
The pragmatists: “imperfect rules are better than none”
Supporters—including a16z, Circle, Kraken, Ripple, and several Republican lawmakers—argue that:
· Regulatory uncertainty is the biggest blocker to institutional adoption

· A federal framework, even flawed, is better than enforcement-by-litigation
· CLARITY creates a starting point that can be amended over time
Their logic is incrementalism: get inside the system first, then fix it.

The hardliners: “a bad law is worse than no law”
Opponents—most prominently Coinbase—take a more absolutist stance:
· Vague or hostile provisions could be weaponized by regulators
· Once codified, harmful constraints are extremely hard to roll back
· It may be cheaper to endure uncertainty now than to live with permanent structural damage later
For this camp, blocking CLARITY is not rejection—it is leverage.

Conclusion: CLARITY is no longer about clarity
The CLARITY Act was designed to end regulatory ambiguity. Instead, it has exposed a deeper ambiguity inside crypto itself.

This is no longer simply crypto vs. regulators.
It is institutional pragmatism vs. decentralization maximalism, with powerful banking interests quietly shaping the battlefield in the background.
CLARITY will almost certainly move again—but not in its current form. Any path forward likely requires substantial concessions on stablecoin yield, DeFi autonomy, and RWA flexibility.

Until then, the bill remains stuck—not because consensus is impossible, but because the industry has yet to agree on what kind of clarity it actually wants.

#BTC #ETH

The crypto stock price of Coinbase, Robinhood, and Circle are seeing some setbacks despite their recent momentum. This downward move was largely due to the recent setback for the #CLARITY Act, after the Senate postponed the markup schedule.
Crypto Stock Price Declines Amid CLARITY Act Delay
The three major crypto firms have seen their gains wiped out after strong performances in the U.S stock market. The Coinbase stock price fell by more than 6 % at the close of the market on Thursday.
COIN Stock Daily Price Chart
Also, the HOOD stock price saw investors taking profits. The HOOD stock saw losses of more than 7% before recovering in the closing of the market with a 2% gain.
HOOD Stock Daily Price Chart
Circle’s stock price has also dropped 9% according to Yahoo Finance, following the market trend.
Source: YahooFinance; CRCL Daily Chart
This crypto stock price decline has been attributed to the delay of the CLARITY Act. The Senate Banking Committee has been forced to postpone the markup session, which had been scheduled for Thursday. However, it was met with resistance from the principal leaders of the industry.
Coinbase expressed their displeasure through the post made by the CEO of Coinbase, Brian Armstrong, stating that they are withdrawing their support from the bill. One of the reasons he especially stated is that the crypto bill would remove reward systems for stablecoins.
However, he held that it’s better not to have a bill than to have a bad bill. Nevertheless, he appears receptive to further talks with the committee.
It was also reported that Robinhood does not support the bill. However, the reasons for this was not shared. Circle however maintained support but its crypto stock price was still affected by the sentiment.
CLARITY Act Discussions Expected to Continue
However, the representatives of the cryptocurrency sector will continue talks with the U.S. Senate Democrats this Friday. The telephone conference will involve Democratic senators of both the U.S. Senate Banking Committee and the U.S. Senate Agriculture Committee.
The policy groups which act as the voice for the crypto industry in Washington, D.C., are also expected to attend this event. This is with the efforts to save the CLARITY Act from the current stumble it encountered. Meanwhile, as reported by CoinGape, experts have highlighted the crypto stock price investors should be watching as the process unfolds.
It is worth noting, in a recent post on X, U.S. Sen. Cynthia Lummis said that they have never been closer to signing this bill into law.
“Thanks to Chairman Scott’s leadership, we are closer than ever to giving the digital asset industry the clarity it deserves. Everyone is still at the negotiating table, & I look forward to partnering with him to deliver a bipartisan bill the industry, & America, can be proud of,” she said.
Despite the delay in the banking sector, the Senate Agriculture Committee has not altered its schedule. The committee will also proceed with a meeting of its own for the markup on January 27.

لم تعد العملات الرقمية مسألة تقنية أو ظاهرة استثمارية هامشية بل تحولت خلال سنوات قليلة إلى ملف سياسي واقتصادي ثقيل داخل الولايات المتحدة حيث باتت تمس توازنات السلطة وحدود تدخل الدولة في اقتصاد رقمي سريع التوسع
في هذا السياق برز مشروع قانون كلاريتي بوصفه محاولة لإنهاء الغموض القانوني المحيط بالأصول الرقمية، غير أن مسار هذا القانون كشف سريعًا أن المشكلة لا تتعلق فقط بصياغة قواعد جديدة بل بصراع أعمق حول من يملك سلطة التنظيم ومن يحدد مستقبل هذا القطاع
لسنوات طويلة بقيت سوق العملات الرقمية الأمريكية دون إطار تشريعي واضح يحدد طبيعة هذه الأصول، وبدلًا من سن قوانين مباشرة اعتمدت الجهات الرقابية، وعلى رأسها هيئة الأوراق المالية الأمريكية، نهج فرض الواقع عبر الدعاوى القضائية، وهو ما خلق بيئة يسودها عدم اليقين بالنسبة للشركات والمستثمرين على حد سواء
وسط هذا الفراغ اختارت شركة كوين بيس المواجهة من داخل النظام؛ فهي شركة أمريكية مدرجة وتعمل علنًا تحت الرقابة المؤسسية، وعندما وُجهت إليها اتهامات بتشغيل منصات غير مسجلة لم تكتف بالدفاع عن نفسها، بل طالبت بقواعد واضحة وذهبت إلى مقاضاة الجهة الرقابية نفسها، في خطوة غير مسبوقة نقلت الخلاف من ساحات المحاكم إلى قلب النقاش السياسي
هنا لم تعد القضية نزاعًا قانونيًا تقنيًا، بل تحولت إلى سؤال مؤسسي حول قدرة الدولة الأمريكية على تنظيم اقتصاد رقمي جديد باستخدام أدوات قانونية تعود إلى حقبة مختلفة تمامًا من تاريخ الأسواق المالية
في هذا التوقيت ظهر قانون كلاريتي الذي يسعى إلى التمييز بين الأصول الرقمية التي يمكن اعتبارها أوراقًا مالية وتلك التي تُصنف كسلع رقمية، مع إعادة توزيع الصلاحيات بين الجهات الرقابية المختلفة. من حيث المبدأ بدا القانون محاولة عقلانية لإعادة النظام إلى سوق فوضوية، لكنه في الواقع جاء محمّلًا بحساسية سياسية كبيرة
فتمرير القانون في ذروة المواجهة بين كوين بيس وهيئة الأوراق المالية كان سيُفهم باعتباره تراجعًا سياسيًا عن نهج رقابي قائم وإضعافًا مباشرًا لهيبة مؤسسة لطالما مثلت أحد أعمدة السلطة المالية في الولايات المتحدة، ولذلك بدا التردد داخل البيت الأبيض مفهومًا من زاوية إدارة التوازنات أكثر منه رفضًا لمضمون القانون نفسه
السياسة الأمريكية لا تتحرك فقط وفق منطق الصواب والخطأ، بل وفق حسابات التوقيت والصورة العامة وتأثير القرارات على تماسك المؤسسات. ومن هذا المنظور تحوّل قانون كلاريتي من مشروع تنظيمي إلى اختبار لهيبة الدولة وقدرتها على ضبط خلاف داخلي دون أن تظهر بمظهر المنقسم أو المتراجع
ويبرز هنا سؤال آخر: لماذا تصدرت كوين بيس المشهد بينما بقيت شركات كبرى أخرى مثل بايننس خارج دائرة الضوء؟ الجواب لا يكمن في الحجم أو النفوذ، بل في الموقع القانوني والسياسي؛ فكوين بيس تمثل شركة تعمل من داخل النظام الأمريكي وتطالب بإصلاحه، أما بايننس فهي كيان عالمي يُتعامل معه أساسًا من زاوية الامتثال والتنفيذ لا من زاوية النقاش التشريعي الداخلي
هذا الفرق جعل من كوين بيس طرفًا صالحًا لخوض معركة قانونية سياسية داخلية، بينما بقيت بايننس لاعبًا يراقب ويتكيف مع النتائج دون أن يكون جزءًا من الصراع المؤسسي نفسه
ما يجري اليوم حول قانون كلاريتي يتجاوز قطاع العملات الرقمية ليعكس مأزقًا أوسع تعيشه الدولة الحديثة وهي تحاول مواكبة اقتصاد يتغير بوتيرة أسرع من قدرة التشريع التقليدي على الاستجابة
بالنسبة للمستثمرين قد يبدو هذا الصراع مصدر قلق وتقلب في المدى القصير، لكنه في الوقت نفسه قد يشكل خطوة ضرورية نحو وضوح قانوني طويل الأمد يعيد رسم العلاقة بين الدولة والابتكار المالي
في المحصلة، لا يكشف قانون كلاريتي أزمة جديدة بقدر ما يفضح أزمة قائمة، صراع بين نموذج تنظيمي تقليدي يسعى للحفاظ على السيطرة ونموذج اقتصادي رقمي يفرض نفسه بقوة الواقع
وفي هذا المشهد، لا تقف كوين بيس كبطل أو ضحية، بل كمرآة تعكس صعوبة الانتقال من قوانين الأمس إلى اقتصاد الغد
ومن زاوية أخرى، يكشف النقاش حول قانون كلاريتي صراعًا أوسع مرتبط باحتكار البنوك التقليدية في الولايات المتحدة فهذه المؤسسات المالية الكبيرة تسعى للحفاظ على السيطرة على النظام المالي وتقييد الابتكار الرقمي، بينما يحاول قطاع العملات الرقمية فرض نموذج اقتصادي جديد أكثر مرونة واستقلالية هذا البعد يجعل القانون ليس مجرد تنظيم للأصول الرقمية، بل اختبارًا لقدرة الدولة على موازنة النفوذ بين البنوك التقليدية والابتكار المالي الرقمي
#BTC
#yousefeskander
#clarity
$BTC
$SOL
$ETH

👉The CLARITY Act is a proposed US market structure bill that aims to reduce legal uncertainty in crypto by defining digital assets, splitting regulatory roles, and creating clearer compliance paths💯$FOGO
It gives the CFTC primary oversight of “digital commodities” and spot markets, while the SEC retains authority over digital asset securities🚀
Markets view this as bullish because clearer rules can unlock institutional participation, regulated liquidity, and US-based product growth📈
As of January 2026, the bill has passed the House and sits in the Senate process, meaning clarity is not guaranteed yet
$DASH $BTC
#Clarity #TRUMP #Fed #MarketRebound

В США обострился конфликт вокруг законопроекта Clarity Act, который должен был прояснить правила для криптоиндустрии.
Что произошло?
Coinbase вышла из коалиции, поддерживающей законопроект. CEO компании Брайан Армстронг заявил, что текущая версия закона хуже существующего положения дел и в первую очередь защищает банки, а не пользователей. Под удар, по его словам, попадают доходные стейблкоины.
Реакция Белого дома
Администрация резко отреагировала, назвав действия Coinbase «rug pull» против всей индустрии. Прозвучал жёсткий тезис: это законопроект президента, а не одной компании. В результате голосование в Сенате было отложено, а переговоры, которые шли несколько месяцев, фактически сорваны.
Ключевой конфликт:
В центре спора — доходность стейблкоинов.
Крипторынок предлагает около 3–4% годовых, тогда как банковские депозиты — примерно 0,14%. Для государства и банков это чувствительный момент, так как стейблкоины напрямую конкурируют с традиционной финансовой системой.
Позиции сторон:
Coinbase заявляет, что не против регулирования, но хочет доработки закона и единой позиции отрасли.
Белый дом настаивает: либо компромисс сейчас, либо Clarity Act будет похоронен.
Вывод:
Эта ситуация показывает, что регулирование крипты — это не только про защиту инвесторов, но и про борьбу за финансовые потоки. Для рынка это означает рост неопределённости и возможные задержки с правилами игры.
Для новичков важно понимать: такие конфликты редко дают мгновенный эффект на цену, но формируют долгосрочные условия для всего рынка.
Это не финансовый совет, а аналитический разбор текущей ситуации.

#Clarity #USACryptoTrends $BTC $ETH

أُلغي التصويت على قانون الوضوح #CLARITY ، وهو مشروع قانون يهدف إلى وضع قواعد لسوق العملات الرقمية في الولايات المتحدة، مرة أخرى. وقد قوّض هذا القرار الإجماع في لجنة الخدمات المصرفية بمجلس الشيوخ، وأدى إلى تأجيل الجلسة المقررة 👀

⚖️ يكمن الخلاف في المضمون. فبصيغته الحالية، يُنظر إلى مشروع القانون على أنه غير متوافق مع النقاط المحورية في منظومة العملات الرقمية، ما أدى إلى فقدان الدعم المؤسسي، لا سيما من جانب أبرز الفاعلين في هذا القطاع.

يُعدّ موضوع العملات المستقرة أحد محاور الانتقادات. إذ يحظر القانون أي نوع من العوائد للمستخدمين، ما يحافظ على جاذبية الودائع المصرفية التقليدية ويحد من المنافسة مع الأدوات المالية الرقمية 🏦

ومن النقاط الحساسة الأخرى ترميز الأصول. يفرض قانون الوضوح قواعد صارمة على سوق الأوراق المالية، مُلزمًا بهياكل تحكم مركزية، مما يُعيق النماذج المفتوحة واللامركزية ⚠️

🌐 يمتد التأثير أيضًا إلى التمويل اللامركزي (#DeFi )، حيث تجعل متطلبات التحقق من الهوية والمراقبة المستمرة التطبيقات المفتوحة وغير المُرخصة، والتي تُعدّ جزءًا أساسيًا من التمويل اللامركزي، غير قابلة للتطبيق.

📌 لا يزال النقاش مفتوحًا، وحساسًا سياسيًا، وله القدرة على التأثير بشكل جذري على مستقبل سوق العملات الرقمية في الولايات المتحدة.
#ClarityInCrypto
$XRP
$SOL
$BTC

Senators getting in line with amendments on the #CLARITY Act, which the Senate Banking Committee is kicking off its mark-up for. The proposed amendments are aimed at stablecoin yield and DeFi regulations. Its result may determine how heavily the bill lands on crypto markets.
CLARITY Act Amendments Put Yield and DeFi in the Spotlight
The committee dropped the 278-page CLARITY Act draft late Monday night. The draft follows five months of bipartisan discussions. Most of the industry saw the full language for the first time on Tuesday.
Amendments were due by 5 P:M. Tuesday. That deadline triggered 137 separate proposed amendments . Several filings aim to tighten definitions and reduce gray areas in the bill.
According to a report,  Yield on stablecoins is one of the main battlegrounds. Bipartisan amendments from Sens. Angela Alsobrooks and Thom Tillis propose refining what activities qualify users to earn yield. The challenge is to have a sharper demarcation between allowed yield models, and disallowed structures.
DeFi is the other big flashpoint. Sens. Pete Ricketts and Cynthia Lummis proposed revisions to the decentralized finance language. In response to industry pushback over a new DeFi section that raised fresh concern about how protocols would be treated, the move comes.
Sen. Chris Van Hollen suggested language that would prevent government officials from benefiting from crypto-related business interests. He also proposed an anti-touting provision that would mandate disclosures from those promoting crypto while benefiting financially.
Some of those ethics proposals may not get voted on in markup. The Banking Committee has limited reach on ethics rules. That means parts of the fight could shift to later phases of the Senate process.
Warren’s Amendments Raise the Stakes Ahead of Markup
Sen. Elizabeth Warren submitted more than 20 amendments. Her package has provisions to ban yield payments on stablecoins. It also aims to roll back crypto-friendly guidance the OCC issued last year.
A few amendments drift away from the core crypto debate. Sen. Jack Reed submitted an amendment in support of Federal Reserve Chairman Jerome Powell during a Department of Justice criminal investigation. That filing indicated how some lawmakers may be using markup time to carry out more sweeping political messaging.
White House Crypto Council Executive Director Patrick Witt said officials will add the ethics language later. He said it would come after committee passage and before a full Senate vote. That points to more changes ahead even after the markup wraps.
In parallel, Senate Agriculture Committee Chairman John Boozman announced a rescheduled markup. Senate committee sets January 27 markup. The bill text is expected to be released the week before.
https://coingape.com/senators-file-clarity-act-amendments-on-yield-and-defi/?utm_source=telegram&utm_medium=social&utm_campaign=coingape_280105

嘿，各位朋友！想像一下，一個原本被吹捧為「加密救世主」的法案，卻突然被行業巨頭Coinbase CEO Brian Armstrong親自出馬阻撓，導致參議院會議延期！這不是科幻劇情，而是2026年美國加密圈的真實火拼。CLARITY Act（數字資產市場清晰法案）本該帶來監管清晰、穩定幣規範和DeFi保護，卻因五大「致命缺陷」引爆內鬨。$ZEN
為什麼這些大佬寧可維持混亂，也不讓它過關？讓我們一探究竟，這場權力遊戲背後的陰謀與利益，保證讓你看得目不轉睛！#美国核心CPI低于预期

🔪1. 代幣化股票被「封鎖」！美股上鏈夢碎，RWA大門關上
哇，這可是加密界的「黃金大道」啊！CLARITY Act對「鏈上證券」的定義嚴到爆炸，只給「成熟區塊鏈」豁免機會，其他通通得遵守證券法規。
這等於直接堵死「美股上鏈」和RWA（真實世界資產）的路子，讓股票、債券變成代幣在鏈上飛奔的夢想破滅。#Clarity
Coinbase、Robinhood甚至Binance正瘋狂布局這塊市場，預計帶來兆元商機。現在呢？合規成本暴增，創新被迫外流到歐洲或亞洲。
這些大佬氣炸了：這哪是清晰？簡直是扼殺未來！
⚡️2. DeFi變「銀行監獄」！去中心化靈魂被抽乾，KYC全面入侵
DeFi（去中心化金融）是加密的王牌，無需許可、無KYC的自由天堂！但法案硬要對「控制權、前端和治理參與者」強加反洗錢和客戶識別義務。簡單說，政府能窺探所有DeFi資訊，讓它從野性奔放變成「受監管的銀行分行」。
社區怒吼：
這毀了隱私和創新！Coinbase等巨頭反對到底，因為DeFi一死，整個生態崩盤，他們的長期成長也泡湯。想像一下，你的錢包變成銀行帳戶，還要被大叔叔盯著，多恐怖啊？#加密市场观察

💥3. SEC權力「魔王復活」！CFTC只是配角，執法陰影揮之不去
表面上看，法案劃分SEC（證券交易委員會）和CFTC（商品期貨交易委員會）的權限，讓某些資產歸CFTC管。
但執行層面？SEC還是老大，握有解釋權和優先執法權！這讓行業繼續活在「執法式監管」的恐懼中。#美国非农数据低于预期
Coinbase長期和SEC打官司，原本指望法案削弱對手，結果卻變成「SEC升級版」。大佬們寧可維持現狀，也不願讓SEC更囂張，畢竟不確定性總比鐵拳好一點！

😱4. 穩定幣「禁息令」！銀行大佬偷笑，加密用戶哭暈
這是重磅炸彈！法案禁止穩定幣持有者僅因持有就賺取利息或收益，雖然允許某些「活動獎勵」，但整體像給穩定幣戴上枷鎖。
USDC、USDT等穩定幣已搶走銀行上兆元存款業務，銀行遊說團高興壞了，因為這保護了他們的飯碗。#穩定幣監管風暴
但對Coinbase來說，這是致命打擊：利息是吸引用戶的磁石，禁了它，市場流動性大減，用戶跑光光！大佬阻撓的底氣：穩定幣是加密的「殺手級應用」，不能讓銀行獨吞蛋糕！$DASH

🌪️5. 川普家族「利益衝突」！政治道德紅線，加密金主被綁手綁腳
政治戲碼來了！過去兩年，特朗普家族從加密NFT和捐款中大賺特賺，成為行業最大贏家。
法案加強披露和反洗錢要求，間接限制總統家族的「加密帝國」，甚至共和黨內部都覺得該管管，以免利益衝突。
這些大佬視特朗普為盟友，他承諾的「加密首都」夢想不能破。但法案像一把道德鎖，鎖住政治影響力。公開不說，私下博弈激烈——這不只錢的事，還關乎誰主宰加密未來！
🤔CLARITY Act本該是加密的曙光，卻因這些「隱藏地雷」變成行業分裂的導火線。
大佬們阻撓，不是反對監管，而是拒絕一個「比混亂更糟」的爛版本。如果不修訂，美國加密市場恐落後全球，創新外流成定局。
👉你怎麼看？是支持大佬翻桌，還是讓法案強行過關？快分享你的看法，這場大戰才剛開始！

Major news is shaking the market this week! The US is currently debating the Clarity Act, a massive 278-page bill that could change how we hold and trade crypto forever. As someone who watches the intersection of business and tech, I believe this is a "1996 moment" for crypto similar to when the internet finally got clear rules and exploded in growth.
Here is what you need to know:
1. The Big Win for Altcoins 🚀
The bill introduces a new "elevated" status for certain tokens. If a token was already part of an ETF as of January 1, 2026, it receives a regulatory "green light."
This means assets like $XRP , $SOL , $LTC, $HBAR , $DOGE, and $LINK will be treated similarly to Bitcoin and Ethereum. They won't have to deal with the same complex SEC disclosures as smaller projects, which is a huge bullish signal for long-term holders!
2. The Stablecoin Yield Debate ⚖️
There is a major tug-of-war happening over "yield." The latest draft might stop companies from paying you passive interest just for holding stablecoins.
To earn rewards in the future, you might need to be more active—such as participating in staking, payments, or providing liquidity. This is a move to make stablecoins act more like "currency" and less like "bank accounts."
3. Why This Matters for Beginners
Just like the Telecommunications Act of 1996 paved the way for the modern internet, the Clarity Act is designed to replace "regulation by enforcement" with a clear, legal framework. For us, this means more security, more institutional money entering the space, and a safer environment for your investments.
What do you think? Are you holding any of the "Elevated" tokens mentioned above?
Let’s discuss in the comments below! 👇
#Clarity #CryptoNews #LearnCrypto #BinanceSquare #Web3

$SOL
$HBAR