Alchemy CEO: Cryptocurrency is actually more suited for AI agents rather than humans.
Alchemy co-founder and CEO Nikil Viswanathan stated that the traditional financial system is designed around humans, with business hours, geographic limitations, identity verification, and numerous intermediaries. In contrast, AI agents are online 24/7, inherently global, and fully digital. The new generation of business activities requires a "machine-native" financial infrastructure.
He believes that cryptocurrency perfectly meets the needs of AI agents:
Borderless: Ideal for cross-border payments and global collaboration.
Always-on: No reliance on bank operating hours.
Programmable: AI can directly control wallets and funds through code.
Well-suited for micropayments: Facilitates high-frequency, small-scale, automated trading.
Nikil also mentioned that things that used to seem complex to ordinary users, like private keys, mnemonics, and direct interaction with code, are not obstacles for AI but rather a naturally compatible "language."
The future financial system may form a three-layer structure: the base layer consists of traditional finance and crypto infrastructure, the middle layer is AI agents executing trades, and the top layer is a simplified interface for human users.
In summary:
Alchemy believes that the next wave of on-chain economy's core users may not be humans, but AI agents, and cryptocurrency will become their native financial system.