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The post XRP Price Prediction If Bitcoin Price Crash to $50K: Is XRP Better Positioned Than BTC? appeared first on Coinpedia Fintech News

Crypto markets remain under pressure as Bitcoin struggles to regain footing, with downside risks increasingly centered around the $50,000 level. Risk appetite has thinned, ETF outflows have accelerated, and trader confidence across majors like Bitcoin and Ethereum continues to erode. XRP has not been immune to the sell-off. The price has moved lower alongside the broader market, reflecting its correlation with Bitcoin during risk-off phases. However, beneath the surface, the structure of XRP’s price decline, and the behaviour of traders around it tells a different story.

While Bitcoin appears to be grappling with sentiment capitulation, XRP’s on-chain and positioning data suggest the asset may be undergoing a controlled reset rather than a breakdown. That divergence raises a key question for the coming weeks: If Bitcoin price falls further, is XRP price better positioned to recover first?

Sentiment Divergence: Bitcoin Capitulates While XRP Holds Its Ground

Recent data highlights a growing emotional gap between Bitcoin and XRP traders. Following last week’s sharp drawdown, sentiment toward Bitcoin has turned extremely bearish, a level typically associated with fear-driven selling and loss of conviction among retail participants. Ethereum sentiment has tracked a similar path, reinforcing the idea that broader market confidence remains fragile. XRP, however, is showing a more constructive profile. 

Sentiment has turned extremely bearish toward Bitcoin and Ethereum following crypto's major downswing this past week. XRP is seeing a more optimistic outlook among traders. As we know, markets move opposite to the fear & greed of retail traders. There remains a strong… pic.twitter.com/1U23pQ48D6

— Santiment (@santimentfeed) February 4, 2026

Despite price weakness, sentiment around XRP remains comparatively optimistic. This does not signal immediate bullish momentum, but it does indicate that traders are not rushing to abandon positions. Historically, this type of sentiment divergence often emerges near local bottoms, especially when broader markets are still dominated by fear. Markets tend to move against the prevailing emotional bias of retail traders. With Bitcoin sentiment approaching extremes, XRP’s relative resilience suggests it may be closer to sentiment exhaustion than escalation, a condition that often precedes stabilization or short-term relief rallies.

The ETF Story the Market Isn’t Talking About

While crypto prices remain under pressure, ETF flow data is quietly sending a message that doesn’t fully match the fear visible on Bitcoin’s chart. As Bitcoin slid lower, BTC spot ETFs saw roughly $258 million in net outflows, extending a clear pattern of institutional de-risking. Ethereum followed the same path, with around $72 million in outflows, reinforcing the view that large allocators are cutting exposure to high-beta majors rather than rotating deeper into risk.

XRP, however, told a different story. Despite trading lower on the day, XRP-focused ETFs recorded net inflows of about $1.28 million, a modest figure, but notable in a market where capital was largely exiting elsewhere. More telling was activity: XRP ETF trading volume surged to nearly $79.2 million, pointing to active positioning rather than passive holding. Bitwise led the flow with roughly $40.6 million in volume, alongside participation from Franklin Templeton and Canary Capital. The takeaway isn’t outright bullishness but rotation, not abandonment. While Bitcoin and Ethereum absorb most of the selling pressure, XRP appears to be quietly holding institutional interest, even as the broader market remains cautious.

XRP Price Prediction: Can XRP Hold $1.30 and Turn the Trend Back Up?

XRP’s recent sell-off has been sharp, but it has now brought price into a zone that traders have been watching closely for weeks. The $1.30 region is not just a psychological level, it aligns with a broader demand area that previously acted as a springboard during earlier corrective phases. The current decline appears driven more by broader market weakness and Bitcoin-led risk aversion than by XRP-specific deterioration. 

On the chart, XRP has unwound from its rising structure and slid into this demand pocket after a steady sequence of lower highs. If XRP manages to hold above $1.30 on a daily closing basis, the structure opens the door for a relief move back toward the $1.45–$1.50 zone, where prior breakdowns and short-term supply are stacked. A successful reclaim of that range would shift the narrative from correction to stabilization, with $2.00 coming back into focus as a medium-term objective rather than a distant upside. Meanwhile, a clean break of $1.20 would expose XRP to a deeper downside toward the $1.15–$1.20 region, where the next meaningful demand sits. 

The post Crypto Market Crash: $380B Wiped Out as $2.6B Liquidations Push Bitcoin to $60K. What’s Next? appeared first on Coinpedia Fintech News

Bitcoin price recorded one of its sharpest single-day declines in recent years, a move not seen since the FTX collapse. The largest crypto crashed to an intraday low near $60,000, marking its first visit to this level since October 2024 and fully erasing gains made after the US presidential election.

The downside pressure quickly spread across the broader crypto market. Ethereum slipped below $1,800, while Solana broke under $70 for the first time since December 2023. Dogecoin also plunged below the $0.10 mark, intensifying risk-off sentiment and triggering panic across retail-heavy tokens.

With key supports breached across major assets, traders are now questioning whether Bitcoin and the wider crypto market have officially transitioned from a correction into a full-fledged bear market.

Top Reasons Why Bitcoin Price Dropped to $60,000

Since Bitcoin slipped below the psychological $100,000 level, market sentiment has shifted sharply. Both traders and institutions appear increasingly cautious, with confidence fading faster than in previous pullbacks.

Unlike past market crashes, triggered by systemic shocks such as the ICO bubble, COVID-led liquidity stress, the Terra ecosystem collapse, or the FTX failure, the current decline lacks a single catastrophic event. Instead, the sell-off reflects a technical breakdown in market structure, compounded by weakening conviction and reduced risk appetite among participants.

Massive Long Liquidations Took Control

Over the past few days, the crypto market has been under intense pressure, with liquidation numbers repeatedly crossing $1.5 billion to $2 billion. The latest sell-off was especially brutal, wiping out over $1.85 billion in long positions, making it the second-largest liquidation event of 2026, after the $2.4 billion flush seen on January 31.

The impact was widespread and painful. More than 500,000 traders were forced out of their positions as leverage unravelled across exchanges. The largest single liquidation—a Bitcoin long worth more than $12 million—was recorded on Binance, highlighting just how exposed even large players were to the downside move.

Bitcoin Price Dropped Below Key Technical Support

Bitcoin’s fall to $60,000 was driven by a clear technical breakdown rather than a headline-driven shock. The sell-off accelerated after BTC decisively lost the $65,000–$62,000 support zone, an area that had held multiple pullbacks over the past few weeks.

Once Bitcoin slipped below $62,000, stop-loss orders clustered in this range were triggered rapidly. This led to a sharp increase in sell pressure and opened the way to the next major liquidity pocket near $60,000, where the price briefly stabilised.

The breakdown was further confirmed as Bitcoin dropped below key trend indicators. BTC lost support at both the 50-day and 100-day moving averages, levels closely watched by swing traders and short-term institutions. The failure to reclaim these averages turned them into immediate resistance, strengthening the bearish bias.

 Weak Dip Buying at Key Levels—Why Buyers Stepped Back

One thing that stood out during Bitcoin’s slide to $60,000 was how quietly buyers stepped back. When the price fell through the $65,000–$62,000 zone, there was no strong rush to buy the dip, unlike earlier pullbacks. Any short-term bounce was quickly sold, showing that traders were more focused on cutting risk than building new positions. 

With volatility high and liquidations piling up, many chose to stay on the sidelines and wait for clarity. That lack of conviction left Bitcoin exposed, allowing sellers to stay in control and push the price down toward the $60,000 level.

The Bottom Line—Has the Crypto Market Officially Entered a Bear Market?

The recent sell-off has clearly changed the mood across the crypto market. Bitcoin losing the $60,000 level, repeated billion-dollar liquidation events, broken supports, and a lack of strong dip buying suggest this move is more serious than a normal correction. Confidence has weakened, risk appetite has dropped, and traders are no longer quick to step in on dips.

Still, calling this an official bear market may be too early. Bear markets usually show prolonged weakness and repeated failures to recover key levels, not just a sharp breakdown. Right now, the market feels stuck in between—no longer bullish, but not fully broken either.

What happens next matters most. If Bitcoin fails to reclaim lost levels and selling pressure continues, this phase could easily turn into a full-fledged bear market. For now, crypto stands at a decisive crossroads.

The post Bitcoin Miner Marathon Digital Transfers 1,318 BTC Worth $87M, Is a Sell-Off Coming appeared first on Coinpedia Fintech News

Bitcoin miner Marathon Digital Holdings has transferred nearly $87 million worth of Bitcoin to major crypto service firms, sparking concerns about fresh selling pressure. 

The move comes as Bitcoin trades around $64,800 after a sharp drop, adding to fears that miners may be increasing sell-offs.

Marathon Digital Bitcoin Transfer Signals Possible Selling

On February 6, Marathon Digital Holdings moved a total of 1,318 BTC valued near $87 million to institutional platforms, including Two Prime, BitGo, and Galaxy Digital. 

These are well-known institutional platforms that provide custody, trading, and liquidity services. When a mining company sends coins to such firms, it often signals preparation for structured selling, collateral use, or treasury rebalancing.

The Bitcoin mining firm #MARA transferred 1,318 $BTC($86.89M) to Two Prime, BitGo, and Galaxy Digital in the past 10 hours.https://t.co/9DlN5ZPsBz pic.twitter.com/ubPZM5iwWi

— Lookonchain (@lookonchain) February 6, 2026

However, the transfers happened within roughly a 10-hour window while Bitcoin traded around the mid-$60,000 range after a sharp daily drop.

Marathon Current Bitcoin Holdings

Despite the transfer, Marathon still holds about 52,850 BTC worth around 3.42 billion, keeping it among the top corporate Bitcoin holders worldwide. This shows the company is adjusting part of its treasury, not exiting its position.

Still, the timing adds to short-term caution. Bitcoin is already down nearly 10% in 24 hours, and broader sentiment is fragile. When miner flows rise during a falling market, traders tend to expect more volatility.

Miner & Whale Continue to Sell Bitcoin

One major pressure is coming from Bitcoin miners. The average mining cost has risen above $87,000, while Bitcoin trades near $65,402, forcing many miners to sell at a loss. CryptoQuant data shows miner reserves have dropped to 1.806 million BTC, confirming rising sell-offs.

Meanwhile, selling is not limited to miners. Santiment data reveals that Bitcoin whales and large holders are also reducing positions. 

Wallets holding between 10 and 10,000 BTC now control just 68.04% of total supply, a nine-month low. These large holders have sold about 81,068 BTC in the last eight days alone.

The post Bitcoin Price Sweeps 2025 USD Lows, As Some Investors Are Starting to Look Elsewhere for Returns appeared first on Coinpedia Fintech News

Bitcoin has once again tested investor conviction. After revisiting levels last seen during the 2025 drawdown, price action has reinforced a familiar reality of the asset class: volatility remains a defining feature, even as the market continues to mature.

For long-term holders, these cycles are nothing new. Bitcoin has weathered repeated corrections over the past decade, often emerging stronger in subsequent phases. But for a growing segment of the market, particularly investors with longer planning horizons, the latest move has prompted a broader reassessment of how returns are generated in crypto.

The question increasingly being asked is not whether Bitcoin will recover, but whether relying solely on price appreciation remains the most effective way to deploy capital in digital assets.

Volatility Is Normal, Expectations Are Changing

Bitcoin’s price history has always been cyclical. Sharp drawdowns have historically coincided with periods of consolidation, shifts in liquidity conditions, or broader macro uncertainty. What has changed over time is the composition of participants.

As crypto ownership has expanded beyond early adopters and traders, more capital is entering the market with different expectations. Portfolio managers, family offices, and long-term allocators tend to evaluate exposure through a wider lens, balancing risk, time horizons, and income needs.

For these investors, volatility is not necessarily a reason to exit the market. It is, however, a reason to reconsider how exposure is structured.

From Price Exposure to Return Structure

For much of crypto’s history, returns have been dominated by price movements. Income strategies, where they existed, were often variable by design. Staking rewards fluctuated. Lending rates adjusted with demand. Incentive programs changed as protocols evolved.

While these approaches remain relevant for active participants, they offer limited predictability. Returns can vary significantly over time, and planning around future cash flows is difficult.

This has led some investors to explore alternatives that place more emphasis on structure than on market timing. Rather than attempting to optimise entry and exit points, the focus shifts toward defined terms, known durations, and clearer expectations around income.

Why This Shift Is Gaining Attention Now

Several factors are converging to make this reassessment more visible.

First, crypto markets have matured operationally. Custody, settlement, and reporting infrastructure has improved, making more structured approaches feasible.

Second, the experience of recent market cycles has highlighted the trade-offs between flexibility and predictability. Variable returns can be attractive in rising markets, but they also introduce uncertainty during prolonged periods of consolidation.

Finally, as digital assets increasingly sit alongside traditional investments, they are being evaluated using familiar financial frameworks. Concepts such as duration, income visibility, and risk-adjusted returns are becoming part of the conversation.

Fixed Income Enters the Discussion

In traditional finance, fixed-income instruments exist to provide clarity. Capital is committed for a defined period. Returns are agreed upfront. Payments follow a schedule. The trade-off is well understood: upside is capped in exchange for predictability.

In crypto, applying these principles is still relatively new, but interest is growing. Some platforms are beginning to structure exposure through fixed-term instruments that aim to deliver defined returns independent of short-term price movements.

Rather than replacing direct asset exposure, these approaches are being viewed as complementary. They offer an alternative for capital that prioritises planning over speculation.how fixed income works in crypto

A Broader Reassessment of Crypto Returns

Bitcoin’s recent price action has not undermined its long-term narrative. If anything, it has reinforced its role as a volatile, high-conviction asset. What it has done, however, is accelerate a conversation that was already underway.

As the market evolves, investors are increasingly distinguishing between exposure and outcome. Holding Bitcoin remains a strategic decision. How returns are generated on deployed capital is becoming a separate one.

Platforms such as Varntix have emerged as part of this broader shift by exploring fixed-income structures within a digital asset context. Their relevance lies less in any single product and more in what they represent: a move toward clearer expectations and more deliberate capital allocation.

The Bigger Picture

Bitcoin will continue to be central to crypto markets, and volatility will remain part of the landscape. But as participation broadens, so too will the range of strategies investors use to engage with digital assets.

For some, price exposure will remain the primary focus. For others, particularly those navigating longer time horizons, the appeal of structured returns is becoming harder to ignore.

The current market environment is not signalling an exit from crypto. It is signalling a diversification of how returns are pursued within it.

The post Bitcoin Price Dips To $60,000, Erasing Trump Election Gains appeared first on Coinpedia Fintech News

On February 6, the crypto market saw a sharp crash as Bitcoin plunged nearly 15%, wiping out around $350 billion in total market value in a single day. Bitcoin’s price fell to $60,030, erasing gains made since its October peak near $126,000. 

This drop also wiped out the entire “Trump bump” rally from November 2024, as selling pressure increased from miners, profit-taking, deleveraging, and global market fears.

Bitcoin Price Drop Linked to Miner Selling Pressure

One of the biggest pressures is coming from Bitcoin miners. Data shows that the average cost to mine one Bitcoin has now risen above $87,000. With Bitcoin currently trading near $65,000, many miners are operating at a loss. To cover expenses, they are being forced to sell their holdings.

Bitcoin miner Reserves have fallen consistently over the past months and now stand near 1.806 million BTC. This indicates that miners are selling more coins than they are keeping, adding to market supply.

Bitcoin ETFs Record Heavy Outflows

At the same time, institutional demand has weakened sharply. Bitcoin exchange-traded funds (ETFs) saw heavy outflows again. On February 5, spot Bitcoin ETFs recorded $258.8 million in net withdrawals. 

Although this was lower than the $544.9 million outflow seen a day earlier, the total outflows for the week have already crossed $1.07 billion.

Liquidations Add More Pressure on BTC Price

Liquidations also played a major role in pushing prices lower. In just 24 hours, more than $2.65 billion worth of leveraged crypto positions were wiped out. Around 82% of these liquidations came from long traders who were betting on higher prices. 

The single largest liquidation happened on Binance, where a BTCUSDT position worth $12 million was forcibly closed.

Michael Saylor’s Strategy In Big Losses

Even major corporate Bitcoin holders felt the pain. Michael Saylor’s Strategy reported an unrealized loss of about $9 billion, equal to 16% of its massive Bitcoin holdings. Despite this, Saylor urged investors to stay calm and “HODL.”

HODL

— Michael Saylor (@saylor) February 5, 2026

Yet some leaders, including Ripple CEO Brad Garlinghouse, reminded traders of Warren Buffett’s famous advice: be fearful when others are greedy and greedy when others are fearful.

Bitcoin Price Outlook

Bitcoin is now testing one of its most important support levels in years. If the price fails to hold above $60,000, analysts warn that more downside could follow. 

Even traders on the prediction market Kalshi expect Bitcoin to touch $58,000 in 2026. 

The post Is the “Perfect Storm” Here? Liquidations Explode as Bitcoin Bleeds Below $70K & DXY Rises appeared first on Coinpedia Fintech News

Recently, the shift toward a “risk-off” sentiment is largely driven by a more hawkish U.S. Federal Reserve, with the potential for higher-for-longer interest rates strengthening the U.S. Dollar. As a result, the dollar gains strength from $95.56 to $97.80 when writing. Since DXY rose, capital has typically exited speculative assets like Bitcoin and Ethereum and that’s why liquidations has increased in February, as at times like these markets favor safer, yield-bearing government bonds. That’s why TOTAL, which represents the entire crypto market cap, took a deeper hit this time, falling to $2.28 trillion.

Whereas TOTAL is at risk if DXY continues to pump around 10%-11%, which could push it to $110 by July 2026, it could harm TOTAL badly, pushing it down 33% to around $1.5 trillion. This event is at higher odds because DXY is supported by the most reliable support, a 200-month EMA, and a decline in the crypto market seems to be intensifying.

In February, the decline intensified as global liquidity tightened significantly amid disappointing economic data from major markets, leading to a broader sell-off in the technology sector. Since cryptocurrencies remain highly correlated with tech stocks, the Nasdaq’s February decline triggered a massive wave of liquidations across the crypto market, a trend that could worsen over time.

Geopolitical tensions and regulatory uncertainty have further spooked institutional investors, causing a sharp reversal in Spot ETF inflows. This lack of institutional support, combined with a breach of key technical support levels, has created a “perfect storm” that forced the entire sector into a deep correction.

The February Fall Intensified With 24-hour Liquidation

According to CoinGlass data, over the past 24 hours, 302,435 traders were liquidated, totaling $1.43 billion in liquidations. Across 7 exchanges, data shows over $100 million in liquidations; Bybit saw the most, at $338.54 million, and Hyperliquid was second, at $335.78 million.

The latest liquidations data show that top blue-chip coins were hit the hardest.

The top 3 cryptocurrencies with the most liquidations were BTC ($736 million), ETH ($337 million), and SOL ($77 million). And the weighted sentiment for this trio has fallen sharply, and most people are talking negatively about these assets.

The post Uniswap Struggles at $3.93: Why Digitap ($TAP) is the Best Crypto to Buy in a Crash appeared first on Coinpedia Fintech News

Uniswap (UNI), one of the top blockchain projects in the decentralized exchange sector, has lost all momentum over the past few months. UNI briefly challenged the $6.5 level in late 2025, but it has since collapsed to $3.9 and is struggling to find support around that level. 

Large-cap tokens have failed to regain momentum in this bearish cycle, while emerging utility tokens with superior economic moats are gaining massive traction as the next winners. 

On the cross-border banking front, Digitap ($TAP) has emerged as a leader by introducing the world’s first omnibank platform that connects currency and crypto in a single app. Because of its first-mover advantage and a massive total addressable market of billions of users, Digitap is now ranked as the best crypto to buy in a crash.

Uniswap below multi-year support: Is a crash to $3 coming?

During the recent market crash, Uniswap struggled to break below the multi-year support level of $4.5-$5. This support zone was significant, as it protected the downside in many cycles. Amid bearish market conditions, the breakdown of this support level has opened the door to further downside, removing Uniswap from the list of the best cryptos to buy in a crash. 

This bearish outlook has been further reinforced by derivative traders, who are increasing bets on short leveraged positions. 

As of press time, Uniswap was trading at around $3.90, down about 18% over the past seven days. Historical price action data show that if UNI fails to reclaim and sustain above the $4.5 support, the current decline could extend by $3, representing another 22% loss from current levels. 

Persistent underperformance in Uniswap’s price has prompted investors to seek top altcoins to buy to recoup losses during short-term upswings. 

Digitap ($TAP): Banking revolution in a single app

Digitap has attracted attention despite weak market conditions because it’s the world’s first omnibank platform with the potential to disrupt the crypto banking sector. It operates on multi-rail infrastructure and already has a working product. While many projects are still building promises, Digitap delivers tools people can use today, positioning it as the best crypto to buy in a crash. 

The Digitap app is live on both iOS and Android. It allows users to manage traditional money and digital assets in one place. From everyday banking to saving, investing, and spending, users can handle multiple fiat currencies alongside more than 100 cryptocurrencies without switching platforms.

By blending crypto speed with traditional banking access, Digitap enables cross-border money transfers at fees below 1%. This approach opens the door to the global remittance market, a trillion-dollar industry that still relies on slow and expensive systems. Being early in this space gives Digitap a strong advantage as demand for cheaper international transfers continues to rise.

The platform recently expanded its capabilities by enabling Solana deposits directly inside the app. Users can now add SOL and USDT via the Solana network, enabling faster transactions and lower fees. This update directly addressed community requests for speed, highlighting Digitap’s focus on practical improvements.

Why $TAP is the best crypto to buy in the 2026 crash

While Uniswap continues to move sideways around $3.93, crypto presales like Digitap are gaining investors’ attention. When popular projects lose momentum, capital often shifts toward newer ideas with clearer growth potential.

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For investors scanning the market for the best crypto buy in this crash, Digitap stands out among presale projects. Early entries often carry a higher risk but also offer the greatest upside. With $TAP priced at $0.0467, it offers a ground-floor entry into a project that could easily reach $1 if adoption accelerates.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

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The post Bitcoin And Altcoins Recovery Coming Soon, Says Bitwise CIO appeared first on Coinpedia Fintech News

Despite the recent volatility in digital asset markets, Matt Hougan, chief investment officer at Bitwise Asset Management, says the broader crypto sector may already be emerging from a bear-market phase, with institutional demand and improving fundamentals likely to drive the next cycle.

“We already had a bear market”

Hougan argued that much of the crypto market experienced a significant downturn earlier, even if major assets appeared relatively resilient.

“We had a full-blown bear market last year. We didn’t experience it because Bitcoin, ETH, and XRP did okay — they had institutional flows from ETFs and corporations,” he said.

Assets without institutional backing, he noted, fell sharply, with some large cryptocurrencies declining 50%–60%, resembling conditions seen during previous bear cycles such as 2018 and 2022.

According to Hougan, the market may already be moving into a recovery phase.

“We ran the four-year cycle last year. We’re already at the bottom. I think we’re coming back up.”

Institutional demand reshaping the market

Hougan said the introduction of Bitcoin exchange-traded funds in early 2024 created a structural shift in demand. ETF purchases, corporate accumulation and other institutional buying have, at times, exceeded the amount of new Bitcoin entering circulation.

“If you look at ETF purchases or corporate purchases, it’s vastly more than the amount of new Bitcoin being produced,” he said.

He compared the situation to the gold market, where sustained central-bank buying initially stabilized prices before eventually driving a stronger rally once selling pressure from existing holders declined.

“Just like gold eventually entered a parabolic move, Bitcoin will follow suit. We’re just earlier in that process.”

A more selective altcoin cycle ahead

Hougan said the next phase of the crypto market is unlikely to resemble past “everything rallies” altcoin cycles. Instead, investors are becoming more selective, rewarding projects with real adoption and strong fundamentals.

“We’re not going to have a classic alt season where every zombie coin rises,” he said. “People are going to distinguish between high-quality projects and low-quality projects.”

He pointed to networks with strong activity in areas such as stablecoins, tokenization and decentralized infrastructure as potential leaders in the next cycle, while weaker projects could struggle to attract capital.

Long-term outlook remains constructive

Hougan also highlighted a broader shift occurring within the market: early investors and long-term holders are gradually selling portions of their holdings, while institutional investors increasingly replace them as the dominant buyers.

This transition, he said, is typical of maturing asset classes and does not necessarily signal weakening demand.

“We’re working through that sale wall… but we’re going to get through it,” he said, adding that the long-term trend of increasing institutional participation remains intact.

While timing remains uncertain, Hougan said the combination of structural demand, improving infrastructure and investor selectivity could support the next stage of growth in digital assets, with stronger projects leading the recovery rather than the entire market moving in unison.

The post Top Crypto Investment Opportunity for $1,000 in 2026: Analysts Weigh In appeared first on Coinpedia Fintech News

By 2026, the focus of the market is shifting away from the slow-moving leaders of the past decade. As investors look for the next big crypto breakout, attention is increasingly turning to newer protocols rather than only established coins. A quiet change is taking place as projects that address real challenges in crypto lending begin to stand out.

Many analysts believe that the strongest upside in this cycle may come from assets that are still early in their growth and adoption. While much of the attention remains on older tokens, new crypto infrastructure is being developed that could reshape how digital finance works. 

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a decentralized protocol focused on crypto lending and borrowing. The project is developing a non-custodial system that allows users to access liquidity while maintaining ownership of their digital assets, with all activity designed to run through smart contracts rather than intermediaries.

The protocol has already reached notable funding milestones, raising over $20.4 million from a global community of more than 19,000 token holders, reflecting growing interest as development continues.

Participation is currently managed through a structured presale that is moving through its final stages. The project is currently in Phase 7, where the price of the MUTM token is set at $0.04. This follows a growth path that started at just $0.01 in early 2025, representing a 300% surge so far. 

With the official launch price confirmed at $0.06, investors entering at the current rate are securing a 50% increase in value before the token even hits public exchanges. The total supply is fixed at 4 billion tokens, with 45.5% (1.82 billion) specifically allocated for the community during these presale stages.

V1 Activation and Passive Yield Mechanism

The biggest catalyst for the recent growth is the official activation of the V1 protocol on the Sepolia testnet. This move has proved that the code is functional. Users can now test core features such as liquidity pools and automated borrowing flows. A key component of this system is the mtToken. 

When you supply assets like ETH or USDT to the protocol, you receive mtTokens that act as interest-bearing receipts. These tokens automatically grow in value as borrowers pay interest back into the system. This allows lenders to earn a passive yield without having to manage their positions actively.

To support the long-term price of the token, the protocol’s whitepaper uses a buy-and-distribute model. A portion of the fees generated from lending activity is used to purchase MUTM tokens on the open market. These tokens are then distributed to participants who stake their mtTokens in the safety module. 

This creates consistent buying pressure and aligns the token’s value with the actual usage of the platform. Because of these strong utility mechanics, many analysts are highly optimistic. Current predictions suggest that the token could see a 600% to 1,000% increase within the first few months of its mainnet release, with some experts eyeing a move toward the $0.30 to $0.45 range.

Security and Community Trust

In the world of DeFi, security is the most important factor for success. Mutuum Finance has prioritized safety by completing a full independent audit with Halborn Security. This firm is known for testing some of the most complex architectures in the blockchain world. 

Additionally, the project holds a high 90/100 score from CertiK, verifying that its smart contracts are built to institutional standards. The team also maintains a $50,000 bug bounty to reward security researchers for finding and reporting any potential vulnerabilities.

To keep the community engaged during these final stages, the project features a 24-hour leaderboard. Every day, the top daily contributor is rewarded with a $500 bonus in MUTM tokens. This transparent system ensures that the most active supporters are rewarded while the project maintains its steady momentum. 

With over 840 million tokens already sold and the V1 testnet live, the window to access Phase 7 prices is closing quickly. As the project prepares for its full public debut, the combination of technical milestones and community backing has positioned MUTM as a top crypto opportunity for the 2026 cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance

The post Bitcoin Price Survival Test: Is a $53K Revisit Inevitable? appeared first on Coinpedia Fintech News

The breakdown of the ascending wedge in Bitcoin price chart and the dip below the psychological $70,000 level have shifted the immediate market bias to bearish. With spot BTC ETFs experiencing massive net outflows in recent weeks the institutional “shield” that protected higher price levels is currently under pressure. 

Currently, Bitcoin crypto’s adjusted Net Unrealized Profit/Loss (NUPL) stands at approximately 26–29%, down from its January highs. This is not yet in the “capitulation” zone seen in 2022, but it is trending toward the neutral territory last seen during the September 2023 reset.

Now, BTC is inching towards $65K support now a failure to reclaim the $65,000 support level would likely trigger further liquidations toward the $53,000 to $56,000 range, which aligns with the realized price (average cost basis) of the network. While the $41,000 level remains a theoretical target on the macro chart, the presence of institutional demand at lower levels and a recent shift in whale behavior suggest a “hard floor” may form much higher.

Bitcoin Price Affected By Whale Reshuffle: Who is Selling and Who is Stacking?

The supply distribution data reveals a fascinating “changing of the guard” among Bitcoin’s largest holders over the last 48 hours:

Addresses holding 10,000 to 100,000 BTC have been significant sellers, contributing to the recent break below $70,000.

Conversely, the 1,000 to 10,000 BTC cohort, which had been in a decline, has begun aggressive accumulation in the last 48 hours. This suggests that while some “mega-whales” are taking profits, institutional-sized “smart money” is actively buying the dip.

Despite the headline-grabbing outflows, the total net assets in U.S. spot Bitcoin ETFs remain substantial at over $93.5 billion, indicating that many long-term institutional holders are not panicking.

What to Lookout for February 2026

Bitcoin price analysis highlights the importance of a critical support zone. This suggests that If Bitcoin price fails to hold the $65,000 mark, the next major demand floor sits at $53,000–$56,000, which represents the network’s current realized price.

Whale Sentiment Divergence: Mega-whales are offloading supply, but mid-tier institutional whales (1k–10k BTC) are aggressively accumulating, creating a potential bottoming structure.

Volatility Warning: With record-high leverage usage and declining open interest, the market is primed for violent price swings; a return to $78,000 is required to invalidate the current bearish trend.

The post Why are Bitcoin, Ethereum and XRP Prices Crashing Hard Today? appeared first on Coinpedia Fintech News

Cryptocurrency markets extended their sharp decline on Thursday, with Bitcoin, Ethereum and XRP dropping to multi-month lows as institutional selling, heavy liquidations and weak market sentiment combined to push prices lower.

Bitcoin fell below $69,000, slipping under its previous 2021 all-time high, while Ethereum dropped below $2,000 for the first time since May 2025. XRP also recorded steep weekly losses as selling spread across major altcoins.

The total crypto market capitalization declined to roughly $2.3 trillion, down more than 7% in 24 hours.

Bitcoin’s sharp decline from record highs

Bitcoin has now fallen roughly 45% from its recent peak near $126,000, marking one of the fastest multi-month corrections of the current cycle. Over the past 120 days, the cryptocurrency has dropped by more than $56,000, averaging a decline of roughly $14,000 per month.

BREAKING: Bitcoin just dropped below its 2021 all time high of $69,000 while ETH fell below $2,000 for the first time since May 2025. Crypto market is in free fall. pic.twitter.com/E7KPMUUKkw

— Bull Theory (@BullTheoryio) February 5, 2026

Market analysts say the fall below the $69,000 level is psychologically significant because it represents a loss of a major long-term support zone that had held since the previous bull cycle.

Institutional selling and ETF outflows pressure markets

The sell-off has been driven largely by institutional flows rather than retail activity. Analysts pointed to large deposits of Bitcoin onto major exchanges and continued outflows from U.S. spot Bitcoin exchange-traded funds, which together increased available supply in the market.

Some blockchain tracking services reported that several large trading firms and exchanges collectively moved billions of dollars worth of Bitcoin during low-liquidity trading hours, accelerating the downward move.

Liquidations intensify the crash

The decline triggered a wave of forced liquidations across leveraged trading positions. More than $1.3 billion in crypto positions were liquidated in 24 hours, including hundreds of millions of dollars in Bitcoin long positions.

Market sentiment indicators reflected the stress, with the Fear and Greed Index dropping to “extreme fear” territory while momentum indicators signaled heavily oversold conditions.

Ethereum and XRP follow broader market weakness

Ethereum fell sharply during the week, losing more than 25%, while XRP also posted double-digit declines as traders reduced exposure to higher-risk altcoins during the downturn.

Historically, altcoins tend to fall faster than Bitcoin during risk-off phases because of thinner liquidity and higher speculative positioning.

Macro pressures and market correlation

There is also rising correlation between crypto markets and traditional financial assets, including equities and gold, suggesting the sell-off may be partly driven by broader macro positioning rather than crypto-specific news.

The lack of a single major negative headline has led some analysts to describe the downturn as a liquidity-driven reset, where institutional positioning, leverage unwinding and weak sentiment collectively pushed prices lower.

What happens next?

Technical analysts say the near-term outlook depends on whether Bitcoin can hold the $66,000 support zone. Holding above this level could trigger a short-term relief rally as oversold conditions attract buyers, while a decisive break lower could open the path toward the $62,000–$60,000 range.

The post Bitcoin Price Prediction: After Losing $81K and $75.3K, is BTC Plunging Below $60,000? appeared first on Coinpedia Fintech News

Bitcoin price has officially erased all the gains incurred in the past couple of years, specifically after Donald Trump was elected as the president of the US. The current trade dynamics and the market structure suggest Bitcoin bears may still be in control, highlighting the possibility of a deeper correction in the coming days. 

The BTC price has come under pressure after losing key support zones between $75,000 and $81,000, shifting the short-term market structure in favour of the bears. With the momentum fading and volatility picking up, the attention has now shifted to the next major support and resistance zones. 

BTC Price Rally Resembles a ‘Liquidity Hunt’ 

Bitcoin’s recent price action looks less like a clean trend and more like a liquidity-driven move. On the all-leverage liquidation map, the largest clusters of open positions sit below the current price, which makes downside moves easier to trigger.

Source: X 

The biggest liquidity pools are stacked around $81,200, $75,300, $68,400, $64,700, and $60,600. Each time BTC loses a support level, the price drifts toward the next pocket where leveraged long positions are concentrated. Those levels act like magnets, as forced liquidations add momentum to the downside.

This also explains why the rebounds have struggled to hold. Without steady spot buying to absorb sell pressure, prices continue to sweep lower liquidity zones. Until that changes, volatility is likely to stay high, and risk remains tilted toward further downside moves.

Will Bitcoin (BTC) Price Test $60,600?

In the long-term, the Bitcoin price broke down from the rising wedge in mid-Q4 2024. This was believed to be a correction that could rebound as the price was accumulating within an ascending trend. However, a rejection of $90,000 has pushed the BTC price into a strong bearish trap. Currently, the support at $74,500 is also broken, which suggests the BTC bears are still in control. 

On the price side, Bitcoin has clearly been rejected from the upper supply zone near the $100K–$120K region, confirming strong selling pressure at higher levels. The sell-off has now pushed BTC into a well-defined weekly demand zone around $60K–$65K, an area where buyers have historically stepped in.

RSI adds an important layer here. The weekly RSI has dropped toward the lower end of its range, nearing oversold territory compared to prior cycles. This suggests that while momentum is still weak, selling pressure is starting to look stretched. In past instances, similar RSI conditions inside major demand zones have often preceded either a relief bounce or a period of consolidation rather than an immediate continuation lower.

Put together, the indicators suggest Bitcoin is at a critical turning point: holding this demand zone with stabilizing RSI could trigger a short-term rebound or sideways base, while a breakdown, especially with RSI slipping further, would point to deeper downside risk in the weeks ahead.

The Bottom Line

Bitcoin has now entered a demand zone just below $70,000, where the buyers have previously stepped in. The weekly RSI has dropped to the lower threshold below the lower threshold for the first time since November 2022, followed by a strong rebound backed by volume. But the volume has drained now, indicating a massive drop in the trader’s participation. In such a scenario, the BTC price is feared to drop below $60,000 before the end of the week. 

The post Worst-Case Bitcoin Price Could Be $35,000, Warns Veteran Analyst appeared first on Coinpedia Fintech News

Veteran market analyst Gareth Soloway has outlined several possible paths for Bitcoin’s price, including a worst-case scenario that could see the cryptocurrency fall sharply if global financial markets face a major downturn.

In a recent market update, Soloway said Bitcoin is currently holding an important price area and has shown more resilience than U.S. stock markets, which he expects to remain under pressure in the months ahead.

He added that while equities may continue to struggle, some capital could rotate into Bitcoin, helping limit further downside in the near term.

Bitcoin Shows Near-Term Stability

Soloway said that Bitcoin recently moved lower but managed to close back above important chart levels. This behavior, he said, suggests buyers are still active at current prices.

The area around $73,000–$74,000 has acted as a strong zone of interest, as it previously marked a major breakout point. Bitcoin also reacted sharply near $73,000, bouncing almost precisely from that level.

Because of this, Soloway says Bitcoin could see a short-term bounce, even if broader market risks remain.

Bounce May Face Selling Pressure Near $85,000–$86,000

If Bitcoin rebounds, Soloway expects selling pressure to emerge around the $85,000 to $86,000 range. This zone previously acted as support before breaking down and is now likely to limit upside in the short run.

He stressed that any rebound into this area would not necessarily signal the start of a new bull market and could be followed by renewed weakness.

Base Scenario Points to $55,000 Area

Looking further ahead, Soloway outlined his base scenario, which assumes a typical market correction rather than a severe financial crisis.

Drawing on past Bitcoin cycles, he noted that during previous downturns Bitcoin often fell roughly 20% below the prior cycle’s all-time high. Applying that pattern to the 2021 peak near $69,000 suggests a possible move toward the $55,000 region.

He said this area aligns with historical trading activity and could act as a longer-term floor if market conditions remain relatively orderly.

Soloway added that he would look to accumulate Bitcoin gradually if prices move into the $55,000–$65,000 range.

Worst-Case Scenario Sees Bitcoin Near $35,000

Soloway said a much deeper drop would likely require a sharp collapse in global equity markets, potentially involving losses of 30% to 50%.

In such a case, Bitcoin’s chart has formed a large head-and-shoulders pattern, a bearish structure that can signal deeper declines. If fully played out, this pattern points to a potential fall toward $34,000 to $35,000.

He warned that this scenario is not his central expectation and would only occur under extreme market stress.

The post Brazil Moves to Ban Unbacked Stablecoins appeared first on Coinpedia Fintech News

Brazil’s congressional committee has approved Bill 4,308/2024 to strengthen stablecoin oversight. The law requires all stablecoins to be fully backed by reserves, banning unbacked tokens like Ethena’s USDe and Frax. Issuers of unbacked coins could face up to eight years in prison, and exchanges handling foreign stablecoins such as USDT and USDC must follow strict compliance and risk rules. This move is set to reshape Brazil’s crypto market.

The post Former CFTC Chair Says XRP Became the Poster Child of the Warren–Gensler Crackdown on Crypto appeared first on Coinpedia Fintech News

Former U.S. Commodity Futures Trading Commission chair Chris Giancarlo said XRP became the “poster child” of Washington’s tough stance on cryptocurrency, but noted that the project has survived and is now moving forward.

Speaking in a recent discussion on crypto regulation and innovation, Giancarlo said regulatory clarity is critical for the future of digital finance in the United States. Without clear rules, he warned, American banks could fall behind their global peers.

Europe Moves Ahead as US Lags

Giancarlo pointed to Ripple as an example of how clear rules can unlock innovation. Ripple has recently secured regulatory approvals in Europe, allowing its stablecoin and XRP to be used more widely within the region’s financial infrastructure.

Under Europe’s MiCA framework, banks across the region can now hold and use these digital assets in a regulated manner. Giancarlo said this gives European banks a major advantage, while U.S. banks remain cautious due to regulatory uncertainty.

“Something clear is better than nothing,” he said, adding that while Europe’s rules may not be perfect, they at least allow institutions to move forward.

XRP’s Fight With the SEC

Giancarlo also touched on XRP’s long-running legal battle with the U.S. Securities and Exchange Commission, calling it a defining moment for the crypto industry.

He said XRP became a key target during what he described as the crackdown led by regulators under former SEC leadership. Despite years of legal pressure, he noted that XRP “stood up to it, withstood it, and is still standing.”

The legal fight between Ripple and the SEC, which centered on whether XRP should be classified as a security, has been closely watched across the crypto market and is seen as a test case for how digital assets are regulated in the U.S.

Banks Will Innovate When Forced

Giancarlo argued that U.S. banks tend to innovate only when regulation leaves them no choice. Once clear crypto rules are in place, he said banks will no longer be able to use regulatory risk as an excuse and will be pushed to adopt digital network technologies.

He added that the future of digital finance will not be dominated by a single blockchain. Instead, multiple networks will likely coexist, much like Visa, Mastercard, and American Express operate side by side today.

“The digital future will be just as complex as the financial system we already have,” Giancarlo said.

The post Why Crypto Crashed Today: $184 Billion Wiped Out in One Day appeared first on Coinpedia Fintech News

Global financial markets saw heavy losses over the past 24 hours, with cryptocurrencies leading a sharp sell-off that wiped out trillions of dollars in market value across asset classes.

The total crypto market fell about 7%, erasing roughly $184 billion in value in a single day, as selling pressure accelerated and investor confidence weakened.

Crypto sees deep losses and heavy liquidations

Bitcoin dropped nearly 8%, losing around $120 billion in market value, while Ethereum slid more than 30% from recent highs. Over the past eight days, Bitcoin has fallen roughly $20,000, while Ethereum has lost close to $1,000. Bitcoin has also slipped below $70,000 at the time of writing.

Forced liquidations intensified the move. More than $830 million in positions were liquidated in the last 24 hours alone, while total liquidations over the past week exceeded $6.7 billion, according to market data.

Analysts said the decline reflects aggressive deleveraging as traders unwind risky positions.

Selling spreads beyond crypto

The sell-off was not limited to digital assets. Traditional markets also recorded losses:

Gold fell about 5.5%, wiping out nearly $1.9 trillion in market value

Silver dropped roughly 19%, erasing close to $1 trillion

The S&P 500 declined nearly 1%

The Nasdaq fell about 2.5%, while smaller stocks also weakened

In total, close to $5 trillion was erased across global markets in a short period, despite the absence of any single major negative headline.

Institutional flows remain weak

Investor demand showed further signs of strain. Bitcoin exchange-traded funds recorded significant outflows in January, reinforcing signs of sustained institutional selling.

Meanwhile, indicators tracking U.S. investor demand showed persistent weakness, showing limited buying support during the downturn.

Sentiment hits extreme fear levels

Market sentiment has deteriorated sharply. The crypto Fear and Greed Index has logged one of its longest stretches of “extreme fear” in recent months, a level often seen during late-stage market drawdowns.

Data from on-chain analytics firms also showed momentum indicators falling to their weakest levels, signaling little near-term bullish conviction.

No clear bottom in sight

Some analysts said Bitcoin is approaching price zones where buyers may begin searching for a bottom, but warned that past cycles show such phases can last months rather than days.

“This is no longer a routine pullback,” one analyst said. “It’s a broad reset driven by forced selling, broken confidence and declining risk appetite.”

The post Chainlink Price Breaks Down—Is LINK Heading Back Into Its 2022–23 Accumulation Range? appeared first on Coinpedia Fintech News

The broader crypto market has slipped into a bearish phase, with Bitcoin dropping below $70,000 and giving up more than 50% from its cycle highs. As downside pressure builds across majors, Chainlink has also erased most of its 2024–25 gains, raising concerns that Chainlink’s price could drift back into the long consolidation range seen during 2022–23.

With price now losing key support levels, traders are watching closely to see whether LINK price enters another extended accumulation phase or if the current weakness marks a short-term corrective pullback that could eventually set the stage for a stronger rebound.

LINK Risks Re-Entering Its 2022–23 Accumulation Zone

Chainlink is starting to look vulnerable as the broader crypto market remains under pressure. After failing to hold the $11–$12 support zone, LINK has slipped lower and is now trading in a price area that previously defined its long consolidation phase in 2022–23. With momentum fading and buyers stepping back, traders are questioning whether this move marks the beginning of another extended accumulation period or just a temporary pullback before a rebound.

On the weekly chart, LINK has clearly lost a key support level that had held through much of 2024 and early 2025. Once the price broke below this zone, it quickly struggled to recover, turning former support into resistance, which is a classic sign of weakening structure.

The highlighted box on the chart marks LINK’s previous accumulation range, where the price spent months moving sideways between roughly $6 and $9. With LINK now trading near $8.8, the price is already testing the upper end of that old range. If buyers fail to step in here, the risk shifts toward range acceptance rather than a quick bounce.

Momentum indicators add to the cautious picture. The RSI has drifted lower, showing fading strength without signaling a full oversold reset, while CMF turning negative suggests capital is slowly flowing out rather than back in.

For now, LINK needs to reclaim the $11–$12 area to shift sentiment back in favor of the bulls. Until that happens, the chart points to continued consolidation or further downside, with the 2022–23 range acting as the key zone to watch.

The Bottom Line

Chainlink price is still under pressure after losing the $11–$12 zone, and for now, the downside risks haven’t eased. In the near term, $8.5–$8.8 is the level to watch this week. If that fails, the price could slide toward $7.5. Looking further into the month, holding below $9 keeps the LINK price exposed to a move back into the $6.5–$7.0 range. Bulls only regain some control if the price manages to reclaim $11, which could allow for a short-term bounce.

The post Trump’s New Fed Chair Kevin Warsh Could Cut Rates “Aggressively”, Says Analyst appeared first on Coinpedia Fintech News

Bitcoin fell to $75,000 over the weekend, down over 40% from its all-time high of roughly $126,000 reached in early October. The sell-off came amid renewed uncertainty around Fed policy and risk sentiment across crypto markets.

In a recent Schwab Network segment, analyst Adam Lynch and host Jenny Horne discussed what’s driving Bitcoin’s decline and why Trump’s nomination of Kevin Warsh as the next Fed Chair could shift the outlook for crypto investors.

Who Is Kevin Warsh and Why Should You Care?

President Trump nominated Warsh, a former Fed Board of Governors member who served under Ben Bernanke from 2006 to 2011, to replace Jerome Powell after his term ends in May. The pick came as a surprise, as BlackRock’s Rick Rieder had been the early favorite.

Warsh has historically been seen as a hawk, but his recent stance has leaned more dovish. Robin Brooks at the Brookings Institution expects Warsh to cut rates aggressively, projecting around 100 basis points in cuts over his first four meetings.

“He can’t be and he won’t be [hawkish] because his worst nightmare is probably to have Trump on him the way he was on Powell,” Brooks noted, as cited by Lynch.

His confirmation does face one hurdle. Senator Tom Tillis (R) has said he will oppose any nomination until the Fed’s investigation into Jerome Powell is resolved, though most expect this to be cleared by May.

A 40% Bitcoin Drop

Bitcoin started 2026 at around $88,000, briefly hit $95,000, then began its most recent decline in mid-January. It now trades well below its 50-day and 100-day moving averages.

Lynch put the drawdown in perspective. Bitcoin’s volatility runs 3-4x that of equities.

“If you can reasonably expect a 10 to 15% equity market correction in any given year, and you can, a 40% drop in Bitcoin is just as reasonable,” he said.

Is Strategy Drowning?

Strategy disclosed it purchased 855 Bitcoin last week at roughly $88,000, bringing its total holdings to around 713,000 BTC at an average cost of $76,000. With Bitcoin below $75,000, the position is currently in the red.

Canaccord analyst Joseph Vafi cut his price target 61%, from $475 to $185, but maintained a buy rating. He described Bitcoin as being “amid an identity crisis. Still somewhat fitting the profile of a long-term store of value, but increasingly trading like a risk asset in the short term.”