Salar_X

They’re hiding this, but you deserve the truth.

I’ve been analysing the Q4 earnings for 14 hours and it’s worse than I thought.

If you have any amount of money in a bank account, you need to hear this…

Here’s what I uncovered:

1. THE "A/B NOTE" FRAUD

I found multiple instances of lenders quietly restructuring office loans into A/B Splits.

– The "A-Note": The amount the building is actually worth (paid first).
– The "B-Note": The "Hope Note", a phantom asset they keep on the books at face value, pretending it will be paid back someday.

They’re literally bifurcating the loans to avoid a write-down.

If they marked the B-Notes to zero (where they belong), Tier 1 Capital ratios would crash below 4.5% immediately.

2. THE SILENT LIQUIDITY RUN (FHLB)

Depositors (YOU) are actually at risk, despite FDIC insurance.

The market is obsessed with the Fed Discount Window, but the real death signal is in the Federal Home Loan Bank (FHLB) advances.

I checked the filings: The FHLB has a statutory 'Super Lien' that most people ignore.

They get paid BEFORE the FDIC if a bank fails.

When the regional banks collapse, the FHLB drains the liquidity first, leaving the insurance fund (and your deposits) holding the empty bag.

This is a senior-secured robbery.

3. THE "SASB" CLIFF

Forget the conduit CMBS. The real body count is in the Single-Asset Single-Borrower (SASB) market.

The delinquency rate on 2021-vintage SASB office paper just crossed 12%.

CHECK THIS OUT:

I found a mid-sized bank carrying a downtown tower at $400/sqft in their Held-to-Maturity (HTM) bucket.

The building next door just cleared at auction for $80/sqft.

By moving these assets to HTM, they can opt-out of AOCI (Accumulated Other Comprehensive Income) recognition.

Translation: They’re legally allowed to ignore the market price as long as they promise never to sell.

BUT THE TRAP IS ALREADY SET…

They’re keeping the stock prices up to trap retail while the insiders offload their toxic paper via Synthetic Risk Transfers (SRT) to private credit funds.

1. Book Value: A lie maintained by A/B splits and HTM accounting.
2. Market Value: ZERO.

They’re shaking the tree one last time to get you to buy the dip...

BUT DO NOT TOUCH IT.

How do I know all of this?

I’ve been in this game since 2003 and my job here is to help you MAKE MONEY.

I’m about to make the biggest investment of my life (very soon), and when I do, I’ll share it here publicly.

If you want to win, all you have to do is follow me.

If you still haven’t followed me, you’ll regret it.

$AIA $RIVER $ARC

That’s not clickbait. Not fake. You MUST read this to be AHEAD of the collapse.

Tariffs in February 2025: DUMP
Tariffs in October 2025: DUMP
Tariffs in January 2026: DUMP

And if you still think the Supreme Court tariff ruling will change this paradigm, you are WRONG.

Tariffs cancelled: DUMP
Tariffs approved: DUMP

THE CHAOS IS COMING.

I spent over 10 hours analyzing EVERY tariff development, and I can say it clearly.

The dump is inevitable, and it’s coming.

But it’s not that bad, because I prepared the EXACT tariff playbook you need if you hold stocks, crypto, or any other asset.

THIS IS THE BIGGEST ECONOMIC TRAP.

1) WEEKEND PRESSURE LOOP (WE ARE HERE)

Tariffs are already announced.
Now the whole point is pressure.
Trump keeps doubling down while markets are closed to maximize fear and force reactions.

2) FUTURES REOPEN DUMP

When futures reopen at 6 PM ET, you usually get the emotional dump.
Not because of “new info”.
Because it’s the first liquid reaction after 48/72 hours of pressure headlines.

3) TUE/WED REALIZATION

People remember the simple part.
Tariffs are not live yet. They are scheduled weeks out.
So fear cools down, even if the headlines stay loud.

4) MIDWEEK PUMP

By Wednesday/Thursday, dip buyers usually step in.
Not because tariffs are gone.
Because there is still time for “talks” and a deal narrative.

5) TRADE DEAL

Over the next 2/4 weeks, Trump’s team, including Treasury Secretary Bessent, keeps teasing “progress”.
Then a trade deal headline drops, and markets push to new highs.

And EXACTLY this playbook happened again and again since 2025.

THIS IS HOW THE BIGGEST WEALTH TRANSFER HAPPENS.

People play in the stocks casino, and Trump knows it.

Big firms like BlackRock, Vanguard, Fidelity, JPMorgan, Goldman Sachs, and Morgan Stanley make billions on volatility and flow.

If you still don’t know what to do with all this info, my best advice is simple.

Be EXTREMELY careful with leverage and with the positions you hold right now.

I’ve been in this game for over 10 years and it taught me one thing.

NEVER, NEVER BUY WHEN SOMEONE TELLS YOU TO BUY.

Wealth is made when everyone, even you, is SCARED and says “NEVER BUY”.

That is usually the BEST moment to buy.

I’ve studied macro for 10 years and I called almost every major market top, including the October BTC ATH.

I’ll post the warning BEFORE it hits the headlines.

Follow and turn notifications on.

$AIA $RIVER $AXS

The Fed just released new macro data, and it’s a lot worse than anyone was expecting.

We’re approaching a global market collapse, and most people have no idea it’s even happening.

This is extremely bearish for markets.

If you’re holding assets right now, you’re probably not going to like what’s coming next.

What we’re seeing isn’t normal.

A systemic funding problem is quietly building under the surface, and almost nobody is positioned for it.

The Fed is already scrambling.

Their balance sheet expanded by about $105B.
The Standing Repo Facility added $74.6B.
Mortgage-backed securities surged $43.1B.

Treasuries? Only $31.5B.

This isn’t bullish QE and money printing.

This is emergency liquidity because funding tightened and banks needed cash.
And they need it fast.

When the Fed is taking in more MBS than Treasuries, that’s a red flag.
It means collateral quality is slipping.
That only happens during stress.

Now zoom out to the bigger issue most people are ignoring.

U.S. national debt is at all-time highs.
Not just on paper - structurally.
Over $34T and climbing faster than GDP.

Interest costs are exploding and becoming one of the largest parts of the federal budget.
The U.S. is issuing new debt just to pay interest on old debt.
That’s a debt spiral.

At this point, Treasuries aren’t truly “risk-free.”
They’re a confidence trade.
And confidence is starting to crack.

Foreign demand is fading.
Domestic buyers are extremely price-sensitive.
Which means the Fed quietly becomes the buyer of last resort, whether they admit it or not.

That’s why funding stress matters so much right now.
You can’t sustain record debt when funding markets tighten.
You can’t run trillion-dollar deficits while collateral quality deteriorates.
And you definitely can’t keep pretending this is normal.

And this isn’t just a U.S. problem.

China is doing the same thing at the same time.
The PBoC injected over 1.02 trillion yuan in just one week via reverse repos.

Different country.
Same problem.
Too much debt.
Not enough trust.

A global system built on rolling liabilities no one actually wants to hold.

When both the U.S. and China are forced to inject liquidity at the same time, that’s not stimulus.
That’s the global financial plumbing starting to clog.

Markets always misread this phase.
People see liquidity injections and think “bullish.”
They’re wrong.

This isn’t about pumping prices.
It’s about keeping funding alive.
And when funding breaks, everything else becomes a trap.

The sequence never changes:
Bonds move first.
Funding markets show stress before stocks.
Equities ignore it - until they can’t.
Crypto takes the hardest hit.

Now look at the signal that actually matters.
Gold at all-time highs.
Silver at all-time highs.

This isn’t growth.
This isn’t inflation.
This is capital rejecting sovereign debt.

Money is leaving paper promises and moving into hard collateral.
That doesn’t happen in healthy systems.

We’ve seen this setup before:
→ 2000 before the dot-com crash
→ 2008 before the GFC
→ 2020 before the repo market froze

Every time, recession followed shortly after.

The Fed is boxed in.

Print aggressively and metals explode, signaling loss of control.
Don’t print, and funding markets seize while the debt load becomes impossible to service.

Risk assets can ignore reality for a while.
But never forever.

This isn’t a normal cycle.
This is a quiet balance-sheet, collateral, and sovereign debt crisis forming in real time.

By the time it’s obvious, most people will already be positioned wrong.

Position yourself accordingly if you want to make it through 2026.

I’ve been calling major tops and bottoms for over a decade.
When I make my next move, I’ll post it here first.

If you’re not following yet, you probably should - before it’s too late.

$AIA $AXS $ARC

99% OF PEOPLE WILL LOSE EVERYTHING IN 2026,
No rage bait or clickbait listen..

Fed just released new macro data and it’s WORSE than expected.

If you currently hold assets,
you’re not going to like what comes next:

A global market crash is approaching, yet most people don’t even realize what’s happening.

A systemic funding issue is quietly forming beneath the surface, and almost no one is positioned for it.

The Fed has already been forced into action.

The balance sheet has expanded by roughly $105 billion.
The Standing Repo Facility added $74.6 billion.
Mortgage-backed securities jumped $43.1 billion.
Treasuries rose just $31.5 billion.

This is not bullish QE.

This is the Fed injecting liquidity because funding conditions tightened and banks needed cash.

When the Fed is absorbing more MBS than Treasuries, it tells you the collateral coming to the window is deteriorating.
That only happens under stress.

Now add the bigger problem most people are ignoring.

U.S. national debt is at an all-time high.
Not just nominally - structurally.
Over $34 trillion and rising faster than GDP.

Interest expense alone is exploding, becoming one of the largest line items in the federal budget.
The U.S. is issuing more debt just to service existing debt.

That’s the definition of a debt spiral.

At these levels, Treasuries are no longer “risk-free.”

They’re a confidence instrument.
And confidence is what’s starting to crack.
Foreign demand for U.S. debt is weakening

Domestic buyers are price-sensitive.
The Fed becomes the buyer of last resort - whether they admit it or not.
This is why funding stress matters so much right now.

You cannot sustain record debt levels when funding markets tighten.
You cannot run trillion-dollar deficits when collateral quality is deteriorating.

And you cannot keep pretending this is normal.

This isn’t just a U.S. problem either.
China is doing the exact same thing at the same time.
The PBoC injected more than 1.02 trillion yuan via 7-day reverse repos in a single week.

Different country.
Same issue.
Too much debt.
Too little trust.

And a global system built on rolling over liabilities that no one actually wants to hold.
When both the U.S. and China are forced to inject liquidity simultaneously, this isn’t stimulus.
It’s the global financial plumbing starting to clog.

Markets always get this phase wrong.
People see liquidity injections and assume it’s bullish.
It isn’t.

This isn’t about supporting prices.
It’s about keeping funding alive.
And when funding breaks, everything else turns into a trap.

The order is always the same.
Bonds move first.
Funding markets show stress before equities.
Stocks ignore it - until they can’t.
Crypto sees the most violent drops.

Now look at the signal that actually matters.
Gold is at all-time highs.
Silver is at all-time highs.
This isn’t a growth narrative or an inflation trade.
This is a rejection of sovereign debt.

Capital is leaving paper promises and moving into hard collateral.
That doesn’t happen in healthy systems.
We’ve seen this exact setup before.

→ 2000 before the dot-com collapse.
→ 2008 before the global financial crisis.
→ 2020 before the repo market seized.

Every time, recession followed soon after.
The Fed is cornered.

If they print aggressively to absorb record debt issuance, precious metals surge and signal loss of control.
If they don’t, funding markets lock up and the debt burden becomes unserviceable.

Risk assets can ignore this for a while - but never forever.
This is not a normal cycle.
This is a balance-sheet, collateral, and sovereign debt crisis developing quietly.

I’ve studied macro for 10 years and I called almost every major market top, including the October BTC ATH.

Follow and turn notifications on. I’ll post the warning BEFORE it hits the headlines.

$RIVER $AXS $COLLECT

And tomorrow could be the worst day of 2026 yet…

Most people don’t know this, but:

Tariffs stays = DOWN
Tariffs gone = DOWN

THERE IS NO WIN SCENARIO.

If you hold stocks or any assets, you need to pay attention to this.

Before we even talk about tariffs, look at where we are standing.

– The "Buffett Indicator" (Market Cap to GDP) just hit ~224%. That’s an all-time record. It’s higher than the Dot-Com bubble peak (~150%) and higher than the 2021 top.

– The Shiller P/E is hovering near 40. We have only seen this ONCE in 150 years… right before the 2000 crash.

The market is priced for utopia. It can’t handle a 1% miss, let alone a trade war.

Here’s where things get worse…

1. THE "GREENLAND" ESCALATION: 10% tariffs on European allies (France, Germany, UK, etc.) effective Feb 1. This is a direct hit to the bottom line of multinationals trading at 22x earnings.

2. THE CONSTITUTIONAL CRISIS: Rumors are circulating that the Supreme Court is about to rule Trump’s IEEPA tariffs are ILLEGAL.

Someone who’s been here for years already knows: THERE IS NO BULLISH OUTCOME.

Let me explain.

SCENARIO A: The Tariffs Stick (Inflation Shock)

– Margins COLLAPSE. Companies cannot pass 10-20% cost hikes to a tapped-out consumer, so they eat it.

– History Lesson: When Bush imposed steel tariffs in 2002, steel-consuming industries lost 200,000 jobs… more than the entire steel industry employed. The market hated it.

– In 2018, tariff threats caused immediate sell-offs (CAC 40 lost 1.7% in a day, Apple dropped 2.6%).

The math is terminal: 2026 earnings estimates are ~15% too high.

SCENARIO B: The Tariffs Are Illegal (Insolvency Shock)

– This is the "Refund Nightmare." If voided, the U.S. government technically owes BILLIONS in refunds to importers.

– The 1930 Ghost: We are rhyming with Smoot-Hawley. In 1930, the market crashed 16% before the bill was even signed, just on anticipation.

– If the court rules against Trump, the administration won't fold. They will trigger Section 232 or executive orders to block refunds.

– Markets hate legal chaos and insolvency risk MORE than they hate taxes.

We are either facing a margin-crushing trade war OR a constitutional crisis over fiscal solvency.

This is a KNOWN UNKNOWN.

I know this is hard for new investors to hear, but 20+ years in this game teaches you one thing.

Amateurs pray for the rally to continue, and the pros pray for the floor to drop out.

Wealth isn't made at the top, it's made when everyone else is too scared to buy.

Keep in mind, I’ve called every major market top and bottom over the last decade.

When I make my next move (very soon), I’ll post it here for everyone to see.

If you want to OUTPERFORM retail, all you have to do is follow me.

You’ll wish you followed me sooner, trust me.

Btw, if you want my $0-$1M guide, comment "GUIDE" and check your DMs.

$RIVER $AXS $SOL