biga05

Coinbase 首席执行官 Brian Armstrong 在 X 平台发文表示，银行正在游说美国国会修订《天才法案》（GENIUS Act），Coinbase 绝不允许任何人对该法案进行修订，这是 Coinbase 的红线，并将继续维护客户和加密货币行业的利益。
Brian Armstrong 补充称，其个人预测几年后银行一旦意识到稳定币带来的巨大商机就会转变立场，游说美国国会允许稳定币支付利息和收益，所以现在的所做的完全是徒劳（而且也不道德），创新者的困境始终存在。
据悉，目前《天才法案》要求稳定币发行方不能提供稳定币奖励，但像 Gemini、Coinbase 和 Kraken 这样的交易中介平台可以，并且已经被纳入现行法案中。如果传统银行家修订法案禁止相关行为，将会打击稳定币创新。$BTC
{spot}(BTCUSDT)
$ETH
{spot}(ETHUSDT)

Reaching a price of $15 is considered an optimistic yet potential long-term target for XRP, contingent on significant factors like widespread institutional adoption and favorable regulatory conditions.
Expert Analysis and Price Potential
While some bullish analysts have predicted XRP could reach the $15 mark during a market cycle, especially if historical technical patterns repeat, other forecasts are more conservative.
Bullish Scenarios: Some expert forecasts, such as those from Coinpedia, suggest XRP could potentially reach highs of $15.00 or more by around 2030 in a highly bullish scenario, or potentially between $9.00 and $11.00 by 2028. An aggressive technical analysis by Ali Martinez in mid-2025 anticipated a potential surge to $15 based on a breakout from a symmetrical triangle pattern.Conservative Forecasts: More conservative estimates from sources like Binance users' consensus project an average price of around $2.37 by 2030, while another panel cited a potential range of $7.50 to $10.00 in a conservative 2030 outlook.
Key Conditions for Reaching $15
For XRP to realistically reach a price of $15, several significant developments would likely need to occur:
Widespread Institutional Adoption: The full integration of XRP into global banking systems and payment networks (specifically Ripple's On-Demand Liquidity, or ODL, solution) is a key condition for driving sustained demand and price growth.Favorable Regulation: Continued regulatory clarity in major markets, especially the U.S., would encourage institutional investment and reduce uncertainty that has historically hampered the asset's price potential.Increased Market Capitalization: At its current circulating supply of over 60 billion tokens, a $15 price would imply a market capitalization of approximately $865.5 billion, placing it ahead of Ethereum and near Bitcoin's market cap, which would require massive capital inflows into the crypto market as a whole.Strong Overall Market Bull Run: A parabolic price move to $15 would likely need to coincide with a broader, "peak euphoria" bull market across all cryptocurrencies, similar to the one seen in 2017.
Reaching $15 remains an ambitious goal dependent on these fundamental and market factors. Investors can monitor market trends and technical analysis on financial platforms.

"SHARING IS CARING"
XRP TO THE MOON
LET'S MAKE XRP GREAT AGAIN

Disclaimers:Info and knowledge sharing.Not a financial advice.
DO YOUR OWN RESEARCH.(DYOR)
#Ripple #Xrp🔥🔥 #XRPL #RLUSD #XRPArmy
$XRP

欢迎加入橙子研究院聊天室
一、Bitmine（BMNR）公司概况与币圈分量
Bitmine是美国NYSE American上市的加密资产企业（股票代码BMNR），早期依赖比特币浸没式冷却挖矿起步，2025年6月完成重大转型：放弃比特币矿场扩张，转向以太坊财库模式。截至2025年12月，它持有4.066万枚ETH（占ETH总供应量约3.3%），成为全球最大企业级ETH持有者，目标锁定ETH流通量的5%。

其在币圈的分量体现在三方面：
1、机构入场标杆：获Cathie Wood（ARK Invest）、Peter Thiel（Founders Fund）等华尔街巨头背书，将ETH从散户投机品转化为机构储备资产，效仿MicroStrategy（MSTR）的比特币模式，但强调ETH的质押生息特性。
2、ETH生态关键玩家：大规模增持和质押影响ETH供需，目前质押15.4万枚ETH占全网质押量的0.5%以上，推动以太坊质押率从2025年初的18%升至22%。

3、加密企业估值重塑者：以“每股持有ETH数量”取代传统EPS为核心指标，推动美股市场接受“链上资产估值”逻辑，带动多家加密公司转型。
二、这次质押的深层含义
作为历经17年ICO狂热、20年DeFi牛市、22年Luna崩盘的老韭菜，Bitmine此轮质押让我感叹币圈从“散户赌场”转向机构的“正规军战场”，蕴含三层逻辑：
1、从“赌价格”到“吃利息”，行业范式巨变。17年炒ETH靠ICO叙事和波动盈利；如今Bitmine质押ETH，获PoS年化3%-4%稳定收益（按持仓计，年收益约3.71亿美元）。这标志ETH成“数字债券”，熊市中生息胜过波段，大资金锁定长期回报而非短期投机。
2、以太坊“机构化”定型，散户玩法边缘化。17年以太坊属散户乐园，ICO随意、钱包简易；现在Bitmine作为上市公司，用合规托管和链上透明质押，甚至布局监管认可的MAVAN网络。这转移话语权至机构，小散“撸毛”“炒山寨”的空间缩小，机构主导的低风险生息成主流。
3、大资金为下轮牛市“打底仓”，散户勿盲从。Bitmine质押系“低位囤币+锁定收益”策略，2025年ETH低位时买入并质押，利息覆盖成本。但机构享美股融资、合规优势，小散全仓质押易遇流动性危机（如价格暴跌需7天解押），类似18年追高矿机被套。
4、监管红线“试探”，为机构入场铺路。Bitmine每笔ETH操作须向SEC披露，为传统金融机构示范合规。17年惧监管一刀切，如今机构贴监管玩，预示币圈合规化必然，养老金、基金将循Bitmine路径，散户野路子渐被淘汰。
三、最后想说的
Bitmine质押非单纯“加仓”，而是币圈从“野蛮生长”向“机构化成熟”转型的象征。作为老韭菜，既欣慰行业获主流资本认可，也怀念当年几人合买矿机、通宵撸ICO的时光——如今币圈，已非小散随意驰骋的江湖。
#Ethereum $ETH