#稳定币监管风暴 🔥 Stablecoins face the 'strongest regulatory storm'! Should exchanges and users be worried?
The US 'Stablecoin Payment Act' has just passed Congressional hearings, the EU's MiCA has initiated 'licensing' regulations, and Hong Kong is also conducting strict checks on compliance reserves. Global regulatory pressure is hitting stablecoins, and three major trends cannot be hidden:
1️⃣ The end of 'wild growth': Giants like Tether (USDT) and Circle (USDC) are being forced to 'show their books', with bank-level reserves and on-chain audits becoming standard.
2️⃣ Major reshuffling of exchanges: Unlicensed stablecoins may be delisted (as Binance previously suspended some euro stablecoins), and smaller players may be eliminated!
3️⃣ Ordinary users caught in the crossfire: Stricter KYC, transfer limits, and even increased risks of freezing, but the safety coefficient of funds is simultaneously improving.
💥 Key contradiction: Regulators want to prevent a 'Titanic-style crash' (like the UST collapse), but excessive intervention may stifle DeFi innovation.
Future scenario: Compliant stablecoins become 'new infrastructure', and black market liquidity pools accelerate shrinkage... In summary: 'The compliant survive, the naked swimmers die!'