The Federal Deposit Insurance Corporation (FDIC) approved a key proposal on December 16, 2025, paving the way for regulated banks to apply for the issuance of stablecoins. This is the first concrete rule implementing the Genius Act signed by Trump in July, marking the official push of traditional banks into the wave of crypto payments.

According to the proposal, banks can apply to become "licensed payment stablecoin issuers" by establishing subsidiaries. The process hides an "accelerator": if the FDIC does not make a decision within 120 days, the application may automatically take effect, thereby pushing regulatory efficiency. What do you think? Let's discuss! This is the most active community in Binance Square, focusing on the construction of Ethereum chain memes! $ETH $ZK $KITE #加密市场回调 #巨鲸动向 #ETH走势分析 #山寨季何时到来？ #meme板块关注热点