📘 Part 2｜After buying ETFs, how can the money come back and continue to earn? (Middle)

Many people are stuck on one question:

👉 After buying ETFs, how to use the money? Will it be locked?

The answer is: not only can it come back, but also “earn while walking”.

🔁 Optimal capital return path (Key)

Core loop: Schwab ⇄ IBKR ⇄ Hong Kong Bank

Process:

1️⃣ Schwab → Withdraw to IBKR

2️⃣ Exchange back to HKD / RMB in IBKR

3️⃣ Withdraw to Hong Kong bank account

💡 Why is IBKR the core?

Because it is not a transfer station, but an investment account.

📈 Operations that keep funds from being “idle”

Many people overlook this point👇

In IBKR, you can:

Buy $VOO / $QQQ

Buy US Treasuries / Money Market Funds

Wait for opportunities to transfer back to Schwab to buy BTC ETF

👉 During the currency exchange & transfer period, the funds are still earning interest

It’s not “just wait for the ETF to rise after buying”,

but rather continuously in asset allocation.

👉 The next article discusses: how to make money “spend”, and the pitfalls to watch out for $BTC $ETH #ETH走势分析 #特朗普取消农产品关税