At 2 AM, miner Lao Zhang sent me a voice message, his voice hoarse: "Brother, my batch of FIL machines in the data center has expired, and I won't renew it." Immediately after, he sent a screenshot—after five whole years, the yield has dropped from a peak of 300% to now -40%. I stared at the screen for a long time, suddenly remembering my decision six months ago: to transfer half of the funds from mining to the @usddio stablecoin mining pool.
At that time, Lao Zhang laughed at me for being too conservative: "How much money can stablecoins make?" Now he asks me: "Can you still get into that USDD pool?"
Miner retreat ≠ wealth zeroing, smart money is doing this thing
The five-year cycle of FIL has ended, exposing the harshest truth of the crypto world: all high returns come with a set expiration date. Mining machines depreciate, contracts expire, but my USDD stablecoin mining has been running silently for 182 days, with an annualized return steadily between 8%-12%.
Why do I dare to move funds to USDD in a bear market? Three hardcore reasons:
First, excessive collateral acts as 'physical protection against price drops'. FIL can drop 90%, but USDD is backed by over 130% BTC/TRX collateral, verifiable on-chain in real-time. This means that even if the market crashes, every USDD I hold has sufficient assets backing it — a guarantee for sleep in a volatile market.
Second, 7×24 hours of interest generation, no downtime allowed. Mining machines require electricity fees, maintenance, and fear power outages. However, USDD placed in decentralized pools generates profits every second. Last week, I spent three days in Sanya, and my phone showed an additional 0.5% interest earned, this type of 'passive income' is much less stressful than managing mining machines.
Third, flexible entry and exit, a bear market's food storage神器. FIL mining machines are locked for five years, but I can withdraw from USDD investment at any time. In case of urgent cash needs or sudden buying opportunities, funds arrive within 10 minutes, instantly turning into bullets. This liquidity is a lifeline in a bear market.
Practical operation: How I use USDD to create 'anti-cyclical income'
Last month, when the market crashed, I did two things:
Convert 40% of the FIL stop-loss funds into USDD and deposit it into the JustLend stablecoin pool on the Tron chain, starting to earn interest by the second that day.
Use USDD as collateral to borrow a small amount of USDT, and gradually buy the dip when FIL drops to 5.2U (strictly set stop-loss).
The result? The FIL position I bought at the bottom is currently down 15%, but the interest from the USDD pool has already covered this loss. More importantly, I don't need to monitor the market daily to worry about liquidation; my mindset is stable enough to go fishing for three days.
Old Zhang asked me: 'Do you still have faith in FIL?' I said: 'What I believe in is a strategy that makes money regardless of whether FIL rises or falls.' USDD is the ballast of this strategy — it doesn't promise explosive growth but ensures my survival until the next bull market.
Yesterday I saw the data; Grayscale invested in FIL 86 times this year. But how many ordinary people can continuously add to their positions like institutions? It's better to learn from me: profit from volatile assets, preserve capital with stable assets. While FIL miners are liquidating their machines, my USDD wallet has earned a few hundred dollars in interest.
The best investment in a bear market is not betting on which coin will rebound, but constructing an asset structure that allows you to sleep soundly at night. @usddio provides me not just with profits, but also with confidence — no matter how volatile the market is, I have a stable cash flow.
Investment carries risk; this article is merely a personal experience share. Stablecoin mining also carries smart contract risks, so please allocate assets reasonably.
