Hey, I recently came across an interesting update from Falcon Finance – on December 11th, they launched a tokenized gold (XAUt) staking vault! If you have XAUt, you can now lock it in to earn an annualized USDf yield of 3-5%, while maintaining full exposure to gold prices without having to sell your assets. This seems like a good option for those looking to hold gold long-term while hoping for some stable cash flow, especially during market fluctuations, adding an extra layer of protection.
Falcon Finance itself is a DeFi protocol focused on general collateralization, allowing you to mint over-collateralized synthetic dollars USDf using BTC, ETH, stablecoins, or various RWAs (like gold, Mexican CETES bonds). This way, you can unlock liquidity while retaining risk exposure to the underlying assets. By staking USDf into sUSDf, you can also earn about 8-10% annualized returns through the protocol's institutional-grade strategies (arbitrage, cross-exchange trading, etc.).
Currently, the circulation of USDf has exceeded 2 billion dollars, with a TVL close to 2 billion, and transparency is quite good – real-time dashboards, independent audits, and insurance funds are all in place. The native token $FF is mainly used for governance and value capture, backed by supporters like DWF Labs and World Liberty Financial, and is steadily advancing the fusion of CeDeFi.
Recent progress has been quite solid: at the beginning of December, CETES bond collateral was added, on December 14th, an AIO staking vault was launched (supporting OlaXBT, 20-35% APR), along with the gold vault and the planned sovereign bond pilot, making the RWA segment increasingly rich, with institutional funds gradually coming in. If you're interested in robust DeFi, Falcon is worth keeping an eye on; I'm also observing it and feel it leans more towards sustainable growth rather than just chasing trends. Are you playing with similar projects? Share your thoughts~
