加密十三幺社区

#apro $AT 刷到 APRO Oracle 一个挺实在的更新：
12/15 上线 OaaS（Oracle-as-a-Service）Phase 0，直接支持 x402 Payments。
对开发者来说，就是可以像用 API 一样订阅预言机数据，按需付费、自动拿 Key，不用自己搭一堆基础设施，尤其对预测市场和 Agent 项目很友好。
后面 Phase 1 还会上数据 API 市场，感觉是在认真降门槛，而不是只讲预言机叙事。
#APRO $AT

Hey, I recently came across an interesting update from Falcon Finance – on December 11th, they launched a tokenized gold (XAUt) staking vault! If you have XAUt, you can now lock it in to earn an annualized USDf yield of 3-5%, while maintaining full exposure to gold prices without having to sell your assets. This seems like a good option for those looking to hold gold long-term while hoping for some stable cash flow, especially during market fluctuations, adding an extra layer of protection.

Falcon Finance itself is a DeFi protocol focused on general collateralization, allowing you to mint over-collateralized synthetic dollars USDf using BTC, ETH, stablecoins, or various RWAs (like gold, Mexican CETES bonds). This way, you can unlock liquidity while retaining risk exposure to the underlying assets. By staking USDf into sUSDf, you can also earn about 8-10% annualized returns through the protocol's institutional-grade strategies (arbitrage, cross-exchange trading, etc.).

Currently, the circulation of USDf has exceeded 2 billion dollars, with a TVL close to 2 billion, and transparency is quite good – real-time dashboards, independent audits, and insurance funds are all in place. The native token $FF is mainly used for governance and value capture, backed by supporters like DWF Labs and World Liberty Financial, and is steadily advancing the fusion of CeDeFi.

Recent progress has been quite solid: at the beginning of December, CETES bond collateral was added, on December 14th, an AIO staking vault was launched (supporting OlaXBT, 20-35% APR), along with the gold vault and the planned sovereign bond pilot, making the RWA segment increasingly rich, with institutional funds gradually coming in. If you're interested in robust DeFi, Falcon is worth keeping an eye on; I'm also observing it and feel it leans more towards sustainable growth rather than just chasing trends. Are you playing with similar projects? Share your thoughts~

#falconfinance $FF

#kite $KITE Recently, I have been paying attention to Kite (Kite AI). Overall, it feels more like a serious attempt to fill the missing 'payment and settlement layer' in the AI Agent world, rather than just being a simple AI application.

Kite's core positioning is Agentic Payment (AI proxy payment). As more and more AI Agents participate in real task collaboration, how to achieve verifiable and settleable value exchange on-chain is actually an unavoidable issue. Kite chooses to approach it from the underlying payment and infrastructure, rather than piling on features or chasing trendy narratives.

From the recent actions of the team, the project is continuously advancing the developer ecosystem: offline Dev Party, community meetups, and technical sharing are all unfolding simultaneously. The co-founder also frequently appears at technical conferences and open-source communities, with more discussions on 'how AI Agents can truly land' rather than the price itself.

For me, projects that are infrastructure-oriented may not have high short-term popularity, but if the Agent ecosystem really grows, the value of the payment layer will gradually become apparent, making it worth continuous observation. DYOR
@GoKiteAI #KITE $KITE

#lorenzoprotocol $BANK Recently, while looking at some relatively stable DeFi projects, I noticed @LorenzoProtocol. Compared to chasing high yields, it emphasizes institutional-grade on-chain asset management thinking, prioritizing safety, transparency, and auditability, rather than simply raising APY.

At least from on-chain data, Lorenzo's TVL is slowly rising, indicating that the product is still continuously attracting funds and operating normally. $BANK Although the initial price drop was significant, if the subsequent TVL can continue to grow, it is positive for the fundamentals themselves.
In the current DeFi environment where premiums are not given, such projects are worth long-term observation. DYOR
#LorenzoProtocol $BANK

Brothers, yesterday Binance Alpha updated the rules, which can clearly signal one thing: Alpha's bonus period is coming to an end, but that doesn't mean it can't be played anymore.

First, let's talk about a few verified facts:

1️⃣ The current passing line is roughly between 220–225 points, and fluctuations have started to appear;
2️⃣ The single deduction is basically locked at 30 points (the reduction has little significance in practice);
3️⃣ The single yield is trending towards normalization, 30u is closer to the real level than 60u;
4️⃣ Actual wear and tear is higher than the theoretical value, and the pure brushing volume model is becoming increasingly difficult to establish.

The point deduction introduced by $THQ + the starting 30-point system is essentially about 'de-working': the high-score crowd is still crowded, but the number of projects is insufficient to consume points, which can only directly raise costs.

However, this set of rules is not entirely a bad thing.

For example, an account with 15+2 can first receive 2 airdrops of 15 points, leaving 225 points, then take another 30 points, and then cycle, equivalent to receiving 4 airdrops in one cycle, which is actually more friendly to meticulous players.

The conclusion is very realistic: the mindless point brushing Alpha era has ended.

The only ones who can continue to play are those who can calculate, adjust the rhythm, and even combine trading. Either upgrade the strategy or stop losses in time.

#Alpha #BinanceAlpha #Airdrop $BNB

A couple of days ago, I was chatting with a friend, and he mentioned that he has been continuously investing in BTC for his child. He calculated that by the time the child reaches adulthood, he could accumulate about 5 BTC, but for now, he can only keep it in the account and is hesitant to make any moves. He asked me if there are more suitable methods. I can actually understand his mindset – no matter how high the annualized return is, it’s useless if you can’t sleep at night.

Besides the Binance wallet and some CEX financial products, I think projects like Lorenzo Protocol can also be considered. It is a DeFi project leaning towards institutional-level on-chain asset management, emphasizing security, compliance, and auditability rather than chasing extreme yields, which is actually rare in the current environment.

At least in terms of security and transparency, it seems more reliable than many shady exchanges or anonymous team projects. I casually checked DefiLlama, and the TVL is slowly rising, indicating that the product is still continuously attracting funds and operating normally.

$BANK did indeed drop sharply at the opening, but if the TVL can continue to grow, it will at least be a positive factor for the fundamentals. DYOR

@Lorenzo Protocol $BANK #lorenzoprotocol $BANK

Tomorrow, Lao Xu has an airdrop of 120M, I don't believe the market can hold $NIGHT

Hard to deal with, I forgot to sell $TIMI yesterday, lost about 20U, a small airdrop gone.

Today I saw in the news that starting next year, condoms will be taxed, suddenly thought about going long on the TT price, but Binance hasn't launched the RWA contract for TT.

BN official data: Four main income sources, 8 types of gameplay, Alpha theoretical total revenue exceeds 100,000 RMB, an annual salary of a million only requires ten accounts?

The platform has statistically analyzed all airdrop activities, assuming users meet the points conditions and successfully claim rewards. Then, based on the first-day closing price of each token, its dollar value is calculated. If you actively participate in all activities (airdrop + TGE), theoretically, you can achieve nearly $15,000 in historical cumulative revenue.


🎯 Four main income sources

1️⃣ Airdrop

Users can claim rewards after the project goes live on the Alpha page.
There are two mechanisms: 'first come, first served' and 'two-stage distribution', with the latter prioritizing high-point users.
You must meet the minimum holding point threshold and consumption point conditions.

Example: STBL airdrop performed best, each person can receive up to about $2,412 (ATH) or $501 (first-day closing price).


2️⃣ TGE (Token Generation Event)

Provides users with the opportunity to subscribe to tokens before public offering, divided into three models:
① Standard TGE: Fixed price subscription, proportional allocation.
② Bonding Curve TGE: Price dynamically changes with demand, can be traded instantly in the curve market.
③ BuildKey model: Users deposit BNB to obtain BuildKey, which can lock in shares in advance and conduct secondary trading.

Representative projects:
MYX: Historical highest revenue leader, single user up to $9,035 (ATH);
RION: Highest first-day closing revenue, single user $353.


3️⃣ Pre-TGE (Pre-sale)

Fixed price purchase, but tokens can only be traded after being locked for a period.

Divided into two categories:
Standard Pre-TGE: Targeted at early development projects;
Prime Sale Edition: Targeted at mature development projects.


4️⃣ Booster Program

Usually starts after Pre-TGE, users can receive additional rewards by completing tasks.
Does not consume Alpha Points, but you need to hold at least 61 points to participate.
Rewards are released in stages, synchronized with the project's lock-up period.

Quickly check if there is NUMI in your wallet!
A few days ago, everyone complained that the NUMI was too little and no one claimed it. Now those who haven't claimed it are being issued a second time, and those who have claimed it can check their wallet.
I sold 27, the first time I sold 40, looking at it this way, it's indeed not small $NUMI

234 U Big Hair (can be collected tomorrow), River has already risen to 3.9 USD each.

Do you remember when we released BuildKey a few days ago? You could redeem 3 Keys by consuming points, and those three Keys could be exchanged for 60 Rivers, worth 234 U. Be sure not to sell early.

If you still don't know how to exchange Keys for Rivers or how to trade, you can wait for my tutorial tomorrow. I sincerely suggest that if you have Alpha points, keep them. Sometimes a new model is worth two or three regular airdrops, etc.
#BNBChain生态代币普涨

Why has Alpha been issuing hundred-fold coins recently? I think one reason is that competitors have also launched similar activities. No matter how much we talk, it's all about making money. $AIA

Binance's recent spot new coins $LINEA , open, holo basically all have 200% financial activities, buy 500U, almost 20U in seven days, if you can hedge it's basically risk-free, I don't understand why no one is paying attention, could it be that everyone looks down on 20U financial products? #理财

9:30 PM, possibly a big deal worth 100 U
Overview of Rhea Finance Valuation by Binance Alpha (By X @Wayne13yao)

This project is special—it is the merged product of the largest DEX and lending platform in the NEAR ecosystem, integrating the core resources of Ref Finance and Burrow.

📌 Funding Background:
Completed a $5 million seed round financing on March 30, 2022, with top institutions such as Jump Crypto, Dragonfly, and ParaFi participating;
As early as February 2022, the Ref Finance team also received a $4.8 million strategic investment;
Earlier in 2021, Ref Finance raised approximately $5.02 million by selling about 2.5 million tokens through a public auction on Skyward Finance, with an average price of about $2 per token.

💰 Valuation and Token Model:

Combining the funding data with the total token supply (1B), we estimate Rhea's current comprehensive valuation is around $100M.
This means the reasonable valuation for a single token is about $0.1, so 1000 tokens ≈ $100.
The project has a three-year unlocking period, with a relatively small initial circulation, which may amplify price fluctuations.

⚠️ Potential Risk Points:
Ecosystem Activity: The liquidity and user activity in NEAR are still relatively weak compared to mainstream ecosystems like Ethereum and Solana;
Valuation Premium: Financing occurred during the last bull market, and market enthusiasm has driven up valuations, putting secondary markets at risk of discount pressure.

Overall, Rhea Finance integrates the core DeFi assets of the NEAR ecosystem, backed by top VCs, and has certain strategic value. If you can grab it, do it!!!
#币安Alpha上新

$BR Brush 15 points Alpha points only 2.5U, finally no need to brush a transaction that takes 5U from $AB !

Recently, $BR users trading $BR/USDT with Binance wallet on PancakeSwap have a user fee subsidy, lasting until the 22nd, which calculates to a fee rate of only 0.005%, indeed much more reliable than AB.

Today's planned departure of Alpha Junior is a significant loss this time. I had already warned ⏰, but unfortunately, not many people paid attention at that time $KOGE $ZKJ #BinanceAlpha

What are you doing in your 20s in front of the screen?

Some people lament the industry's and the era's dividends, while others say it's due to personal capability or extraordinary talent? Why do you think these people are doing well, and how many of them do you know?

#新闻交易 @cryptomanran reveals that Trump's Truth Social will soon issue a token. In addition to watching Trump's official account and his team's account for news trading while waiting for CA, there are many opportunities to ambush. Based on the past $TRUMP issuance's price movements in the first 72 hours, there are four points worth ambushing:

1. The ecological tokens of the public chain where the issuance is located have a very high potential for appreciation (SOL, BNB, or others?) 2. BTC might experience an increase due to foreign capital inflow (increase brought by external inflow?) 3. The liquidity of altcoins like ETH being drained may lead to a price drop (are there short selling opportunities in small altcoins with drained liquidity?)
4. Those who can catch the issuance tweet and follow up quickly will be the biggest winners (who has the fastest API and Bot?)

#策略交易 #山寨币交易 $SOL

👀Thought insurance was just for traditional people? Crypto millionaires are starting to buy life insurance too! Will you buy it?

This insurance startup @meanwhilelife, backed by Sam Altman, raised $40 million in Series A funding, making it one of the largest financings in the crypto insurance space.

Unlike DeFi risk mutual aid, Meanwhile offers life insurance priced in USD and supports BTC payments, focusing on tax optimization + wealth inheritance, targeting on-chain BTC millionaires and their family offices.

Its core keywords:

Life Insurance: Traditional insurance form
Tax-advantaged: Legal tax avoidance
Leverage BTC Wealth: Serving HODLers
Pass to Next Generation: Wealth inheritance
Licensed in Bermuda: Compliant offshore insurance structure

Such products are actually the prototype of a "Web3 Family Trust." Currently, the user base is niche, but the market demand is strong, and there are no strong competitors. It's not surprising that the Series A valuation is higher than that of similar insurance companies (such as Yuanbao and Human Interest).

For retail investors like us, it may not be immediately useful, but it at least made me realize that my BTC can also be used for asset planning📊.

👇Do you think such products have value? Would you like to learn more?
📌In the next issue, we will continue discussing Tabit and crypto financial licenses, so follow us to not miss out!