This is the 'turtle flow' strategy I summarized from my painful lessons.
The cryptocurrency market is not a casino; surviving is more important than anything else.
I still remember when I first entered the cryptocurrency market, holding onto the 3000U I had worked hard to save, watching the market day and night, chasing highs and cutting losses. A week later, my account balance was down to 800U.
That night I couldn't sleep, and finally understood a truth: in this market, smart people often die quickly, while the seemingly clumsy 'turtle' can laugh last.
The method I'm sharing today helped me start with 5000U and double my assets within 18 months. It's not the fastest way to get rich, but it may be the survival rule best suited for ordinary people.
01 Why do small funds need the 'stupid method' more?
The cryptocurrency world is full of temptations, with various hundred-fold coin myths stimulating our nerves. But the truth is, for small fund players, the desire to get rich quickly is often the shortest path to bankruptcy.
The biggest advantage of small funds is not their high elasticity, but their strong flexibility. Large funds find it difficult to turn around, while we can enter and exit quickly, accumulating small victories into large ones. But many people misinterpret 'flexibility' as 'frequent trading,' resulting in their principal being consumed by fees and slippage.
The true 'stupid method' is to give up on predicting short-term fluctuations and focus on following trends. Like a turtle, retract into your shell most of the time and only move slowly and steadily when the trend is clear.
02 My 'Turtle Flow' core arsenal.
After years of practical experience, I've streamlined my reliance to just three tools; I don't use more than that.
1. Daily MACD is my trend telescope.
I don't look at news, I don't listen to expert analyses, daily MACD is my only basis for judging trends. A golden cross on the zero line is my favorite signal; it represents trend confirmation.
Here’s a little tip: I only choose coins that appear in the top 20 by market cap where MACD has formed a golden cross. This eliminates 99% of altcoin traps. Chasing hotspots in a bull market may seem lively but is actually dangerous.
2. The 20-day moving average is my lifeline.
Moving averages are not used for prediction but for defining trends. My rules are simple to the point of being ridiculous:
If the price is above the 20-day moving average, I am bullish; if it is below the 20-day moving average, I am bearish.
Many people prefer to use more complicated indicators, but instead get lost in contradictory signals. The beauty of the 20-day moving average lies in its balance between sensitivity and stability; it can promptly reflect trend changes without frequently generating false signals.
3. Volume is my confidence index.
When the price breaks through the 20-day moving average, the trading volume must also increase. A breakthrough without volume support is likely a false breakout.
It's like a car going uphill; you have to step on the gas. Without a breakthrough in acceleration, it will eventually slide back down.
03 'Turtle Flow' four-step operation method.
My operating process is as monotonous as a factory assembly line, but it is precisely this boredom that brings stable returns.
Step one: Choosing coins is like finding a partner; better to be picky than to settle.
Every Sunday night, I spend 10 minutes scanning the top 20 coins by market cap, focusing only on those daily MACDs that have just formed a golden cross or are about to do so above the zero line.
Generally, I can find 1-2 that meet the criteria in a month. If I can't find any, I continue to wait. The turtle's greatest strength is patience.
Step two: Wait for the best hitting point.
Even if I find a favored coin, I will not buy immediately. I will set a price alert, and only when the price stands above the 20-day moving average and the trading volume is over 50% larger than the previous day will it be my time to enter.
Many people make mistakes here; they fear missing out and often enter prematurely. My creed is: better to miss out than to mispay.
Step three: Take profits in batches, keep the profits.
After I enter the market, I will set three profit-taking points:
A 20% increase, sell 1/3 of the position, recoup the principal.
After a 50% increase, sell 1/3 to lock in most profits.
Keep the remaining positions until the price falls below the 20-day moving average, then liquidate everything.
This method ensures I never turn profits into losses. Many people ride a roller coaster because they are greedy for that last bit of profit.
Step four: Stop-loss is the turtle's shell, it must be hard.
My stop-loss rule is simple: if the closing price falls below the 20-day moving average, sell unconditionally at the next day's opening.
Once, when I bought ETH, I encountered a black swan as soon as I entered, and the price instantly fell below the 20-day line. Although I was reluctant, I decisively sold it the next day at the opening. A week later, it dropped another 30%. Discipline is not a suggestion; it is a necessity for survival.
04 Small fund management: the turtle's granary strategy.
For funds below 5000U, I recommend the following allocation method:
4000U for mainstream coin trend tracking (only BTC, ETH, etc.).
1000U in stablecoins earning interest, as a reserve fund.
Many people look down on stablecoins with an annualized return of 5-8%, but this is your safety cushion. When opportunities arise, this portion of funds can be mobilized at any time. Those who survive longer in the cryptocurrency world are not the ones who earn the most, but the ones who control risks best.
05 The turtle's psychological training.
Lastly, and most importantly, is mindset management.
Avoid FOMO (Fear of Missing Out): there are coins that surge every day in the market, but those do not belong to your profit range. Turtles only eat what is in front of them.
Embrace boredom: the hardest part of my method is not the technique, but persistence. Not trading for several months is harder for many than incurring losses.
Keep a sense of humor: I remember once strictly following my trading plan, and after selling, the coin price rose 50%. I self-deprecatingly joked in the group: 'I am the worst trader in the crypto world, always selling too early.' A week later, that coin fell back below my selling price. The market always rewards those who adhere to discipline.
Conclusion: Next stop, doubling.
I know this method sounds unremarkable. But it is the long-term execution of these simple rules that brings about an amazing compound effect.
If you currently have less than 10,000U in principal and are tired of the exhaustion from chasing and killing prices, you might want to try this 'Turtle Flow' method. The cryptocurrency world lacks meteors, but lacks longevity.
A friend in my community turned 3800U into nearly 7000U in 6 months using this method. He didn't catch any hundred-fold coins; he just steadily rode three waves of trends.
If you like this 'boring but effective' trading method, feel free to follow my account. Next week, I will share how to use stablecoin strategies to gain stable returns even in a bear market, ensuring your funds never sleep.
The market always has opportunities, but only those who keep discipline can seize them. Do you want to be a lightning-fast rabbit or a turtle that ultimately wins the race?
