Why Banks Need Higher XRP Prices - Dr. Camila Stevenson Explains 💡
$XRP has recently come under pressure, dropping about 33% over the past three months, with the global crypto market evaporating over $1.3 trillion. But the price itself doesn't tell the whole story.
Health and financial expert Dr. Camila Stevenson explains that institutional investors think differently from retail investors:
Retail: "What is the price now? How much can I sell for?" 📉
Institutional: "Can this asset handle large capital flows without disrupting the system?" 💼
XRP is not a speculative asset, but rather a financial infrastructure. Main uses:
✅ Efficient transfer of funds
✅ Maintaining liquidity and stability
✅ Supporting large-scale settlements
💰 The higher the XRP price, the greater the transaction efficiency. When handling billions of dollars, using a few high-value units is more convenient than using millions of low-value units.
Institutional operations typically occur over-the-counter (OTC, custody, private agreements). Severe price fluctuations indicate instability rather than efficiency. Deep liquidity, predictable settlements, and stability are more important than short-term price volatility.
In short: XRP is a bridge, not a bet. Understanding this fund-flow-centric thinking is key to understanding why banks need higher XRP prices.
