If you’ve been holding $XRP lately, you know the vibe on the charts has been "challenging," to say the least. After peaking near $3.66 earlier this year, XRP has faced a sharp 50% correction, recently struggling to hold the crucial $2.00 support level.
As 2025 winds down, the "get rich quick" moon mission is being replaced by a more disciplined, institutional reality. Here is the latest breakdown of when the experts actually see these big targets hitting:
🕒 The $10 Milestone: 2028–2029
The dream of $10 in 2025 has largely evaporated. Analysts are now eyeing a longer-term horizon:
Bitwise & Changelly: Both point toward 2029 for a $10.20 target.
Telegon: Slightly more optimistic, forecasting an average of $10.29 by 2028.
Context: Reaching $10 would require XRP to hit a market cap of roughly $500 billion.
⏳ The $50 Dream: 2034–2040
Hitting $50 requires a massive ~2,500% gain from today’s prices.
Changelly: Estimates we could see $51 by January 2034.
Telegon: Views this as a 2035–2040 play.
Bitwise: Remains more conservative, with their highest projection capped at ~$29 by 2030.
🌌 The $100 "Santa" Reality: 2030–2050
The infamous "$100 in 2025" prediction is officially being "goalposted".
Zach Rector: A prominent community figure who once championed 2025 has recently revised his target to 2030.
Long-term Researchers: Changelly sees $134 by 2040, while Telegon pushes the $100 mark as far out as 2050.
💡 Expert Take: Why the "Wait" Might Be Worth It
Despite the short-term bleeding, the fundamental floor is strengthening. Institutions aren't chasing the green candles; they are positioning for the long game.
ETF Inflows: XRP Spot ETFs have already surpassed $1 Billion in cumulative inflows.
Utility Growth: The XRP Ledger is seeing massive spikes in payment volumes, with some days hitting $17 Billion.
Stablecoin Pivot: The rollout of $RLUSD and the FDIC’s green light for U.S. banks to issue stablecoins positions XRP as the ultimate bridge asset for the banking revolution.
The Bottom Line: The 2025 bull run has cooled, but the institutional foundation is just getting started. If you're here for a week, you're stressed. If you're here for the decade, you're watching the "Smart Money" accumulate.
What’s your move? Are you buying this "Extreme Fear" dip, or is the new timeline too long for your portfolio? 👇
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