OCC (Office of the Comptroller of the Currency) has officially conditionally approved Ripple’s application to create Ripple National Trust Bank — effectively a national trust bank under federal supervision in the USA.
However, it is important to understand that this is a conditional approval, not a full operational banking license in the traditional sense:
📌 What has been approved
✅ OCC has conditionally approved Ripple's application to establish a national trust bank — a banking institution that will be under federal control as a trust bank.
✅ This step means that Ripple has passed a significant regulatory barrier and can now move towards full banking status (after meeting a number of OCC requirements, including capital, risk management, and other precedent conditions).
✅ Similar status has been granted to other crypto companies (Circle, BitGo, Paxos, Fidelity).
🏦 What this means for Ripple and RLUSD
📍 Federal oversight: Ripple National Trust Bank will be regulated at the federal level by OCC and, for the stablecoin RLUSD, also by NYDFS (New York State), meaning it will be under dual regulation.
⚠️ Important nuance Conditional approval does not yet mean that the bank is operational — Ripple must meet the remaining OCC conditions before the charters become final.
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#SEI Wallet will be pre-installed on millions of Xiaomi smartphones
As part of the partnership, the Sei cryptocurrency wallet application will be pre-installed on all new Xiaomi smartphones sold outside of mainland China and the USA, and there are plans for the integration of stablecoin payments in Xiaomi's retail network.
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more positive can be the truth. but unfortunately this message is absolutely false
Denis
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Bullish
$XRP #Ripple This news is extremely bullish in the entire history of the crypto market. It's even unclear what could be more positive. Mastercard recognized Ripple as the successor to Swift. The conspiracy theory of the XRP army has been confirmed, XRP has the potential to become second in the cryptocurrency rankings.
The goal of ISO 20022 is to replace the multitude of different messaging formats and protocols used by various financial systems with a unified and standardized approach. By adopting ISO 20022, financial institutions can streamline their operations, reduce complexity, and improve the accuracy and reliability of data exchange.
ISO 20022 brings standardization and interoperability to the crypto space, ensuring smoother communication between various platforms and participants.
List of ISO 20022-compliant coins & tokens in 2025:
XRP ($XRP ) – A fast and scalable digital asset designed for seamless cross-border payments and financial institution integration Cardano (#ADA ) – A research-driven blockchain focused on security, scalability, and sustainable decentralized applications Quant ($QNT ) – Enables interoperability between different blockchains and networks through its Overledger technology Algorand (#ALGO ) – A high-speed blockchain designed for scalability, decentralization, and enterprise-grade applications Stellar (#XLM ) – A blockchain network facilitating fast, low-cost international payments and asset transfers Hedera HashGraph ($HBAR )– A unique distributed ledger using Hashgraph technology for secure and efficient transactions IOTA (MIOTA)– A lightweight, feeless protocol optimized for the Internet of Things (IoT) and data integrity XDC Network (#XDC ) – A hybrid blockchain designed for global trade, finance, and tokenization of real-world assets Coreum (COREUM) – A blockchain specialized for RWA tokenization and smart tokens
The CEO of Bitwise stated that the XRP-ETF will become a major product. It is believed that $100 trillion of traditional assets could transition to crypto, and most investors will encounter it for the first time through ETFs. There are already 11 active or upcoming XRP-ETFs at DTCC
Ripple Labs (#Ripple ) announced a partnership with #Mastercard Incorporated, WebBank, and crypto exchange Gemini Trust Company for a pilot program, in which its stablecoin RLUSD (dollar-pegged) will be used for credit card settlements on the XRP Ledger (XRPL).
The goal of the project: to use RLUSD on XRPL as a 'regulated stablecoin' to accelerate and simplify card settlements (in particular: to speed up the back office for regular credit cards) on Mastercard's infrastructure.
This does not mean that as of now (at the time of the announcement) a full-fledged system is integrated where RLUSD is automatically applied to all Mastercard credit cards. This is a pilot and preliminary design — 'to begin implementation in the coming months'.
The announcement comes as a significant development for the Ripple ecosystem: the stablecoin RLUSD is moving from a purely crypto environment into the card settlement structure through a major network infrastructure.
If the project is successfully implemented, it could enhance interest in XRPL/RLUSD and indirectly in the XRP token
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Changpeng Zhao: "I just bought some #ASTER with my own money. I'm not a trader. I buy and hold"
It's good to be Changpeng Zhao. He bought, pumped it by 30 percent, sold it, and made a profit in 10 minutes... No charts, no technical analysis. Just a Twitter account. And you don't need anyone else...