Nathalia90

Indonesia’s crypto regulatory landscape is evolving to balance innovation with consumer protection, and these changes will directly impact how Lorenzo Protocol and its competitors are adopted locally. Here’s a detailed breakdown

Key Indonesian Crypto Regulations to Consider
-Commodity Futures Trading Regulatory Agency (Bappebti) Oversight: Since 2019, crypto assets are classified as "commodity derivatives," requiring platforms to register with Bappebti. Only 25 exchanges are currently licensed to operate in Indonesia.
- Bank Indonesia and OJK Guidelines: The central bank prohibits crypto as a payment method, while the Financial Services Authority (OJK) focuses on anti-money laundering (AML) and investor education. In 2025, new rules were proposed to regulate "yield-generating crypto products" like liquid staking.
- Taxation: A 0.1% transaction tax applies to crypto trades, with plans to introduce income tax on staking and yield rewards starting in 2026.
- Consumer Protection: Bappebti mandates that platforms disclose risks clearly and limit leverage – rules that will extend to yield products like LSTs.
Impact on Individual Protocols’ Local Adoption
Lorenzo Protocol
- Opportunities:
- Its institutional-grade compliance tools and structured yield products align with OJK’s focus on regulated investment options. If it partners with licensed Indonesian exchanges (e.g., Indodax, Tokocrypto) to list its tokens, it could attract local institutional investors and high-net-worth individuals looking for secure BTC yield solutions.
- The planned mobile app could be tailored to Indonesian users with Bahasa Indonesia support and simplified onboarding – meeting Bappebti’s requirements for user-friendliness and transparency.
- Risks:
- If its LPT/YAT tokens are classified as "complex financial products," Bappebti may require additional disclosures or restrict access to retail users, limiting adoption scale.
- The upcoming yield tax could reduce demand for its products unless it offers tools to help users track and report earnings easily.
- Competitive Edge: Lorenzo’s focus on security and compliance makes it well-placed to gain trust in Indonesia’s risk-averse market.

Stacks
- Opportunities:
- Its BTC-native dApp ecosystem could appeal to Indonesian developers and users interested in NFTs, gaming, and decentralized applications – segments that are growing rapidly in the country. If it partners with local game studios to launch Bahasa Indonesia-friendly projects, it could build a strong retail user base.

- As a "layer 1 infrastructure," it may face fewer regulatory hurdles than pure yield products, allowing it to expand more freely.

- Risks:

- Bappebti’s ban on crypto as payment could limit adoption of Stacks-based commerce dApps locally.

- NFTs and gaming tokens may be subject to stricter oversight if regulators view them as high-risk, slowing ecosystem growth.

- Competitive Position: Stacks could carve out a niche in the local web3 development space but may struggle to compete with Lorenzo for institutional users.
Babylon Chain
- Opportunities.
- Its cross-chain restaking model could interest Indonesian blockchain projects looking to enhance security using Bitcoin. If it partners with local tech companies or universities to educate stakeholders about restaking benefits, it could build B2B adoption.

- Singapore’s proximity and regulatory alignment with Indonesia could help it expand into the market through cross-border partnerships.
- Risks:
- The proposed rules for yield products may require it to register its restaking services with Bappebti, which could be time-consuming and costly.
- Limited local awareness of restaking technology may slow adoption unless it invests in educational campaigns.
- Competitive Challenge: Babylon will face competition from Lorenzo and local protocols offering simpler yield solutions.
Merlin Chain
- Opportunities:
- Its focus on low-cost transactions and retail DeFi could appeal to Indonesia’s large young population (over 50% under 30) that is increasingly interested in crypto. If it integrates with local e-commerce platforms (e.g., Tokopedia, Shopee) – even as a "reward points" or "loyalty program" tool (since direct crypto payments are banned) – it could drive mass adoption.
- Its zkRollup technology may be viewed favorably by regulators for improving transaction transparency and reducing fraud risks.
- Risks:
- The ban on crypto payments means its plans for e-commerce integration will need to be structured creatively (e.g., converting crypto to fiat at checkout), adding complexity.
- Retail-focused yield farming may be restricted under new rules, limiting its core value proposition for local users.
- Competitive Edge: Merlin could become the most accessible option for Indonesian retail users if it adapts its model to comply with payment restrictions.
Broader Local Adoption Trends & Competitive Shifts
- Partnerships with Licensed Exchanges Will Be Critical: Only protocols listed on Bappebti-licensed platforms can reach Indonesian users. Lorenzo’s planned institutional partnerships could help it secure listings, while Merlin may prioritize retail-focused exchanges.
- Education Will Drive Growth: Regulators and industry players are investing in crypto literacy programs. Protocols that participate in these initiatives (e.g., Lorenzo hosting workshops on secure BTC staking, Stacks training local developers) will build trust and gain market share.
- Localization Is Key: Platforms offering Bahasa Indonesia support, local payment methods for fiat onramps, and products tailored to Indonesian users’ needs (e.g., small-ticket yield options) will have an advantage.
- Regulatory Clarity Will Unlock Growth: If the 2026 rules for yield products provide clear guidelines, it will encourage more protocols to enter the market – but only those that have already prepared for compliance (like Lorenzo) will benefit first.
Protocol Adaptation Plans for Indonesia
- Lorenzo Protocol: Likely to partner with licensed exchanges and local financial advisors to offer compliant yield products, plus develop tools to help users track tax obligations.
- Stacks: May focus on building a local developer community through grants and workshops, while adapting dApps to comply with payment restrictions.
- Babylon Chain: Could target B2B partnerships with Indonesian blockchain projects and use Singapore as a gateway to the local market.
- Merlin Chain: May explore integrating with loyalty programs or microfinance platforms to offer crypto-based rewards without violating payment rules.
In Indonesia, regulatory compliance and localization will be the main drivers of competitive advantage. Lorenzo Protocol is well-positioned for institutional adoption, while Merlin could lead in retail engagement – but all protocols will need to adapt their global strategies to fit Indonesia’s unique regulatory environment.
@Lorenzo Protocol $BANK
#LorenzoProtocol

Indonesia’s unique financial landscape – with high mobile penetration, a large micro-entrepreneur base, and growing demand for inclusive finance – creates opportunities for partnerships between global DeFi protocols and local projects. Here’s how such collaborations could address key national needs:

COLLABORATIONS FOR MICROFINANCE

Microfinance is critical for Indonesia’s 60+ million micro, small, and medium enterprises (MSMEs), many of which lack access to traditional bank loans.

Local Project + Falcon Finance

- Example Local Partner: A Jakarta-based DeFi startup focused on MSME lending, like Tunas Dana Digital (fictional name).

- Collaboration Model:

- Falcon’s AI-driven risk assessment engine could be adapted to analyze alternative data (e.g., mobile transaction history, social media business activity) to evaluate MSME creditworthiness – a common challenge in Indonesia’s underserved regions.

- Falcon’s IDR-pegged $FALC stablecoin would enable low-volatility loans and repayments, while its mobile-first design would integrate with local apps like GoPay or ShopeePay for disbursements.

- The partnership could launch "Group Lending Vaults" where MSMEs in the same community co-guarantee loans, reducing default risks and aligning with Indonesia’s strong social capital networks.

Local Project + Compound

- Example Local Partner: A microfinance platform like Bina Usaha Mikro (fictional name) that works with rural cooperatives.

- Collaboration Model:

- Compound’s simple lending infrastructure could power "Micro-Loan Pools" where local savers supply capital (in IDR-pegged assets) and earn yield, while MSMEs access small-ticket loans (starting from IDR 500,000).

- Integration with local DEXs and mobile money providers would make it easy for rural users to participate without formal bank accounts.

- Compound’s developer grants could fund tools to track loan repayments and build credit histories for first-time borrowers.

COLLABORATIONS FOR AGRICULTURAL LENDING

Indonesia’s agricultural sector employs 30% of the workforce, but farmers often struggle to access capital for seeds, equipment, and harvest cycles.

Local Project + Aave

- Example Local Partner: An agritech platform like Tani Connect (fictional name) that tracks crop yields and weather data.

- Collaboration Model:

- Aave’s institutional risk module could host "Agricultural Collateral Pools" where farmers use future crop yields (verified via Tani Connect’s IoT sensors and blockchain records) as collateral.

- Aave’s cross-chain capabilities would enable integration with supply chain platforms, allowing buyers to prepay for crops using crypto – providing farmers with upfront capital.

- The partnership could offer "Harvest-Linked Loans" with flexible repayment schedules tied to crop sales, reducing financial stress during low-yield periods.

Local Project + Falcon Finance

- Example Local Partner: A cooperative network like Koperasi Tani Sejahtera (fictional name) representing smallholder farmers.

- Collaboration Model:

- Falcon’s dynamic risk engine would adjust loan terms based on real-time market prices for commodities like palm oil, rice, and coffee.

- Its NFT-Fi capabilities could tokenize agricultural assets (e.g., land titles, equipment) to enable collateralized lending, even for farmers without formal property documents.

- The partnership would launch a dedicated yield vault for agricultural investments, allowing urban investors to support rural farmers while earning stable returns.

COLLABORATIONS FOR FINANCIAL INCLUSION

Over 100 million Indonesians remain unbanked, but 80% own mobile phones – creating opportunities to bring DeFi to underserved communities.

Local Project + All Three Protocols

- Example Local Partner: A community-focused fintech like Sentra Keuangan Rakyat (fictional name) that operates in remote regions like Papua and East Nusa Tenggara.

- Collaboration Model:

- Falcon Finance: Provide localized mobile apps with offline functionality and Bahasa + regional language support (e.g., Papuan Malay, Balinese). Use its fiat onramps to enable cash-in/cash-out at local warungs (small shops).

- Aave: Deploy its layer 2 chain locally to ensure zero-cost transactions, making even tiny deposits and loans feasible. Offer "Savings Vaults" with guaranteed minimum yields to encourage financial planning.

- Compound: Integrate with local community savings groups (arisan) to digitize their operations, allowing members to track contributions and access loans through the platform.

Key Outcome: Make DeFi accessible to rural Indonesians by adapting technology to local conditions and leveraging existing community structures.

COLLABORATIONS FOR SMALL BUSINESS DIGITALIZATION

Many Indonesian MSMEs are shifting online but lack access to capital for digital tools, inventory, and marketing.

Local Project + Falcon Finance + Aave

- Example Local Partner: An e-commerce enabler like Digital Bisnis Indonesia (fictional name) that helps MSMEs sell on platforms like Tokopedia and Bukalapak.

- Collaboration Model:

- Falcon’s custom-tailored loans would provide capital for digital infrastructure (e.g., website development, POS systems), with repayment tied to sales revenue.

- Aave’s flash loans could be used for short-term inventory purchases during peak seasons (e.g., Ramadan, Christmas).

- The partnership would offer "Digital Growth Bundles" including access to DeFi loans, free digital marketing training, and integration with local e-commerce platforms.

BENEFITS FOR BOTH PARTIES

- Global Protocols: Gain deep access to Indonesia’s high-growth market, test localized solutions, and demonstrate alignment with national development goals (supporting regulatory approval).

- Local Projects: Leverage global infrastructure, security, and liquidity while focusing on understanding user needs and building trust in communities.

- Indonesian Users: Access affordable, flexible financial services tailored to their livelihoods – from smallholder farmers to urban micro-entrepreneurs.

These collaborations would not only drive adoption of global DeFi protocols in Indonesia but also help address critical gaps in the country’s financial ecosystem, making inclusive growth a reality through blockchain technology.
@Falcon Finance $FF
#FalconFinance

KITE’s proven impact measurement model for palm oil and fishing sectors will be adapted to meet the unique needs of Indonesia’s microfinance and e-commerce industries – ensuring consistency in transparency while addressing sector-specific goals. Here’s the plan:

1. Adaptation for Microfinance Sector

Indonesia’s microfinance market serves over 50 million MSMEs and unbanked users, with priorities on financial inclusion, loan accessibility, and default risk reduction.

Core Impact Metrics (Aligned with Kemenkop UKM Targets)

Tabel
Category Key Metrics Baseline (2025) Target (2027)
Financial Inclusion - Percentage of unbanked users accessing services - Average loan size for first-time borrowers - Number of MSMEs using digital credit 12% IDR 2.5M 2.3M 35% IDR 3.8M 5.5M
Economic Impact - MSME revenue growth rate - Default rate on loans - Percentage of loans used for business expansion 8% 18% 40% 18% 8% 65%
User Experience - Time to loan approval - Transaction cost per loan - Digital literacy rate among users 3 days IDR 15,000 15% 30 mins IDR 5,000 50%
Social Impact - Women-led MSME access rate - Rural vs. urban user distribution - Job creation per 100 loans 25% 30:70 1.2 jobs 45% 50:50 2.5 jobs

Measurement Methods

- On-Chain Tracking: AI agents record loan disbursements, repayments, business revenue data (integrated with e-commerce platforms like Tokopedia), and user behavior – enabling real-time risk assessment and impact monitoring.

- Ground-Level Data: Partner with local microfinance institutions (MFIs) and cooperatives to conduct monthly surveys on loan usage, business performance, and user satisfaction.

- Government Sync: Integrate with OJK’s microfinance database and Kemenkop UKM’s digital platform to align metrics with national financial inclusion targets.

 

2. Adaptation for E-Commerce Sector

Indonesia’s e-commerce market is valued at over $50 billion, with priorities on supporting MSME sellers, reducing logistics costs, and improving cross-border trade access.

Core Impact Metrics (Aligned with Ministry of Trade Targets)

Tabel
Category Key Metrics Baseline (2025) Target (2027)
Seller Growth - Number of MSMEs selling online via KITE tools - Rural seller participation rate - New seller retention rate 1.8M 15% 55% 4.2M 35% 80%
Economic Impact - Average seller revenue growth - Logistics cost reduction - Cross-border sales percentage 10% 25% of revenue 3% 22% 12% of revenue 10%
Operational Efficiency - Time to process orders - Inventory turnover rate - Customer satisfaction score 2 days 4x/year 3.2/5 6 hours 8x/year 4.5/5
Inclusion Impact - Women-led seller percentage - Sellers with no prior digital experience - Access to international markets 30% 20% 5% 45% 50% 15%

Measurement Methods

- On-Chain Tracking: AI agents automate order processing, inventory management, and cross-border payment records – providing real-time data on sales, costs, and supply chain efficiency.

- Platform Integrations: Partner with major e-commerce players (Tokopedia, Bukalapak, Shopee) to sync data and measure the impact of KITE’s tools on seller performance.

- Regional Surveys: Conduct quarterly surveys of sellers in priority regions (e.g., East Java, Central Java, South Sulawesi) to gather feedback on usability and business benefits.

 

3. Common Framework Components Across Sectors

To ensure consistency and scalability, KITE will retain core elements of its impact measurement model:

- Unified Data Infrastructure: All sectors use KITE’s blockchain for immutable record-keeping and AI agents for automated data collection – with sector-specific algorithms tailored to each use case.

- Localization: Dashboards, surveys, and reports are available in Bahasa Indonesia and regional languages, with mobile-first design for accessibility.

- Government Collaboration: Sync metrics with relevant ministries (Kemenkop UKM, Ministry of Trade) and regional governments, with joint review meetings to align on targets and improvements.

- Third-Party Verification: Annual audits by independent firms and local research institutions to validate data and ensure accountability.

- Public Transparency: Sector-specific dashboards and regular reports are published online, with community feedback sessions to drive continuous improvement.

 

4. Scaling & Replication Process

- Phase 1 (Pilot): Launch in 3-5 regions per sector (e.g., Jakarta, Surabaya, Medan for e-commerce; Yogyakarta, Palembang, Makassar for microfinance) to test adapted metrics and methods.

- Phase 2 (Refinement): Use pilot data to adjust metrics and tools based on sector-specific challenges (e.g., simplifying cross-border payment processes for e-commerce, adapting credit scoring for rural microfinance users).

- Phase 3 (National Scale): Roll out the framework to all 34 provinces, leveraging government partnerships and existing community networks to ensure wide adoption.

- Knowledge Sharing: Host workshops for local governments, MFIs, and e-commerce platforms to share best practices and enable them to replicate the model independently.

 

5. Cross-Sector Synergies

KITE will integrate metrics across sectors to capture holistic impact:

- For example, track how microfinance loans help MSMEs expand into e-commerce, or how e-commerce sales data improves microfinance credit scoring.

- Share cross-sector insights with governments to inform policies that support integrated economic development (e.g., linking rural microfinance to national e-commerce marketplaces).

By adapting its impact measurement framework to these sectors, KITE aims to drive inclusive growth across Indonesia’s digital economy – ensuring that technology delivers tangible benefits to both businesses and communities.
@KITE AI $KITE
#KITE

APRO Oracle’s regional impact measurement framework is designed to facilitate seamless, transparent cross-border RWA trading – with a focus on Indonesia’s key partnerships with Malaysia and Singapore. Here’s how it works:

1. Key Cross-Border RWA Use Cases Between Indonesia, Malaysia & Singapore

Indonesia-Malaysia

- Commodity Trading: Tokenized palm oil, rubber, and coffee from Indonesia’s Sumatra and Kalimantan regions traded with Malaysian processors and exporters.

- Infrastructure Collaboration: Joint tokenization of cross-border projects like the Singapore-Kuala Lumpur-Jakarta High-Speed Rail and shared water supply systems in Kalimantan-Malaysia border areas.

- Islamic Finance: Shariah-compliant RWA tokens (e.g., Sukuk) issued across both countries to fund rural development projects.

Indonesia-Singapore

- Commodity Exports: Tokenized Indonesian fisheries products, cocoa, and palm oil sold to Singapore’s global trading hubs and food manufacturers.

- Real Estate & Tourism: Tokenized Indonesian resort properties in Bali and Batam traded with Singaporean investors, plus cross-border tourism packages.

- Green Finance: Tokenized Indonesian renewable energy projects (solar, geothermal) attracting investment from Singapore’s green bond market.

 

2. APRO Oracle’s Cross-Border Infrastructure & Measurement Tools

Unified Data Feeds & Verification

- Cross-Country Price Sync: APRO’s oracle provides real-time, verified pricing data for RWA assets across Indonesia, Malaysia, and Singapore – aligned with local market conditions and currency rates (IDR, MYR, SGD).

- Dual Compliance Checks: Automatically verifies that tokenized assets meet regulations in both source and destination countries (e.g., Indonesia’s Bappebti rules and Singapore’s MAS standards).

- Supply Chain Traceability: Tracks RWA assets from origin to destination using on-chain records – for example, verifying that Indonesian palm oil meets both RSPO standards and Malaysia’s halal certification requirements.

Cross-Border Impact Metrics (Tailored to These Partnerships)

Tabel
Category Key Metrics Baseline (2025) Target (2027)
Trade Efficiency - Time to settle cross-border transactions - Cost reduction vs. traditional trade - Number of cross-border RWA deals 5 days 30% of value 20/quarter 8 hours 10% of value 100/quarter
Economic Impact - Indonesia’s export revenue from cross-border RWAs - Malaysian/Singaporean investment in Indonesian assets - Smallholder income from cross-border sales $150M/year $200M/year IDR 8.5M/year $800M/year $1.2B/year IDR 12M/year
Compliance & Transparency - Dual regulatory compliance rate - Traceability rate for exported assets - Anti-money laundering (AML) check completion rate 45% 30% 60% 95% 98% 100%
Regional Integration - Cross-border jobs created - Shared infrastructure project progress - ASEAN sustainability standard compliance 500 jobs N/A 20% 3,000 jobs 75% completion 85%

 

3. Implementation & Collaboration Models

Joint RWA Marketplaces

- Launch a Indonesia-Malaysia-Singapore Cross-Border RWA Exchange powered by APRO’s oracle – enabling seamless trading of tokenized commodities, property, and infrastructure assets.

- Integrate with existing platforms like Singapore’s Digital Asset Exchange (DAX) and Malaysia’s Labuan Digital Asset Exchange to ensure wide access.

Government & Industry Partnerships

- Tripartite Task Force: Collaborate with Indonesia’s Bappebti, Malaysia’s Securities Commission, and Singapore’s MAS to develop a unified cross-border RWA regulatory framework.

- Commodity Association Alliances: Partner with Indonesia’s GAPKI, Malaysia’s MPOB (Malaysian Palm Oil Board), and Singapore’s SGX (Singapore Exchange) to standardize RWA data and trading processes.

- Financial Institution Collaboration: Work with banks like Bank Mandiri (Indonesia), Maybank (Malaysia), and DBS (Singapore) to enable fiat-RWA conversions and cross-border payments.

 

4. Measurement & Reporting for Cross-Border Impact

- Real-Time Regional Dashboard: A dedicated dashboard tracks cross-border RWA flows, transaction times, and impact metrics – accessible to governments, traders, and investors in all three countries.

- Joint Impact Reports: Publish quarterly reports with the ASEAN Secretariat, highlighting progress in regional trade integration, smallholder benefits, and sustainability goals.

- Community Feedback Loops: Conduct bi-annual surveys with cross-border stakeholders (Indonesian smallholders, Malaysian processors, Singaporean investors) to gather input and improve processes.

 

5. Benefits for All Parties

- Indonesia: Gains access to larger markets and investment for its commodities and infrastructure, while smallholders earn higher incomes from premium cross-border sales.

- Malaysia: Secures stable supplies of raw materials and expands its role as a regional trade hub for RWA assets.

- Singapore: Leverages its financial expertise to drive investment in Southeast Asia’s real economy, while meeting green finance and sustainability targets.

- Regional Integration: Strengthens ASEAN economic ties through transparent, efficient cross-border trade – aligning with the bloc’s goal of a single digital market.

 

By enabling secure, measurable cross-border RWA trading, APRO Oracle aims to turn Indonesia’s partnerships with Malaysia and Singapore into a model for regional economic collaboration – ensuring that the benefits of blockchain technology extend beyond national borders.
@APRO Oracle $AT
#APRO

The Lorenzo Protocol is a decentralized financial (DeFi) platform focused on enhancing Bitcoin liquidity and providing yield generation opportunities for Bitcoin holders. Here are some types of yields that can be obtained through this protocol:

Yield from Bitcoin Staking

Bitcoin holders can stake their BTC into various staking plans created by projects that need Bitcoin liquidity. After staking, users will receive two types of tokens: Liquid Principal Tokens (LPT) representing the principal Bitcoin staked, and Yield Accruing Tokens (YAT) representing the yields generated from staking. Upon maturity, YAT holders can claim all accumulated yields, and by burning LPT and YAT, they can withdraw the principal BTC along with its yields.

Yields from real-world assets (RWA) integrated with Falcon Finance are one of the main sources of yields for sdf token holders. The distribution process is designed to be transparent, fair, and regularly scheduled. Here's how it works:

1. The Stage of Collecting Yields from RWA

- Yield from RWA Received: RWA such as bonds provide interest every month or quarter, while property income is given as rent every period. All these yields are received by the RWA tokenization partners, who then transfer them to the Falcon Finance smart contract address.

Although staking KITE offers returns, like all crypto investments, there are risks you need to understand. Here are the most important ones:

1. Price Volatility Risk of Tokens

- Explanation: The price of KITE tokens can be volatile, just like other cryptocurrencies. If the price of KITE drops significantly while you are staking, the total value of your assets may decrease even if you earn returns.

- Example: You stake 100 KITE when the price is $1 per token (total $100). After 1 month, you can earn 5 KITE, but the price drops to $0.5 per token – the total value becomes $52.5, which is lower than the initial amount.

1. Enhanced Chain Support and Price Feed

- Has expanded support to over 50 blockchain chains (up from previously 40), including rapidly growing new chains such as Sui, Aptos, and Base.

- Added over 200 new price feeds, including tokenized RWA assets (such as tokenized US government bonds) and new crypto assets like several altcoins and AI tokens.

2. Launch of More Advanced AI Oracle Features

- Released version 2.0 of AI Oracle capable of processing unstructured data faster and more accurately, such as:

As the DeFi ecosystem evolves, new challenges continue to arise – such as integration with the latest technology, scaling improvements, and the need for broader financial inclusion. Based on its current development direction, the Lorenzo Protocol is likely to focus on the following solutions:

1. Integration with ZK (Zero-Knowledge) Technology for Higher Security and Privacy

Although it is now safe, transaction privacy remains a concern for many users. Lorenzo is likely to integrate Zero-Knowledge Proofs (ZKPs) technology for:

RWA integration is one of Falcon Finance's strong points that bridges the crypto world and TradFi. In this way, the protocol can offer stable yields and connect with the real economy. Here’s how it works:

1. Types of RWA Integrated

Falcon Finance is currently and plans to integrate various types of RWA, including:

- Government and Corporate Bonds: Bonds that have low risk and fixed yields, such as US government bonds or large corporations with high credit ratings.

To understand more clearly, let’s take two everyday scenarios that often occur in crypto, and see how KITE handles those situations:

Scenario 1: AI Agent Buys Crypto Market Data for Price Prediction

Problems That Arise:
A developer has an AI agent that is used to predict Bitcoin prices. This agent requires real-time market data from various sources, but it is difficult to find reliable data, and the payment process for data is often slow and expensive.

How KITE Handles:

Bitcoin DeFi (BTCfi) is a rapidly growing segment, but many applications there struggle to obtain accurate and reliable data about Bitcoin and related assets. APRO Oracle is specifically designed to meet these needs – this is how its integration works in real-world scenarios:

1. Types of BTCfi Applications Using APRO Oracle

APRO Oracle supports various types of BTCfi applications, including:

- DEX (Decentralized Exchange) for Bitcoin L2, Ordinals, and Runes.

- Bitcoin Liquid Staking Protocol (LST-BTC).

Although arbitrage strategies tend to have lower risks compared to speculative trading, no investment is risk-free. Falcon Finance implements a comprehensive set of risk management measures to protect users' assets and ensure consistent returns. Here are the main ways this platform manages risk:

1. Strict Hedging to Reduce Price Risk

One of the most important steps is the use of appropriate hedging positions across all arbitrage strategies. For example:

In the KITE ecosystem, users are not just AI agent users — they can also become creators or order agents tailored to personal or business needs. This platform provides user-friendly tools and infrastructure, allowing even those without deep technical knowledge to participate in building the agentic economy. Here are the main ways to develop or order custom AI agents in KITE:

1. Ordering a Custom AI Agent from the Agent Store

Various BTCFi projects across multiple chains and layer-2 Bitcoin have integrated APRO Oracle to meet their data needs, ranging from price feeds to cross-chain interoperability. Here are some of the prominent ones:

1. StacksFi Project: Hiro Finance

Hiro Finance is a lending protocol and liquidity provider operating on the Stacks chain (one of the largest layer-2s for Bitcoin). They integrate APRO Oracle to:

- Obtain accurate BTC and STX (native Stacks token) price feeds to determine collateral value and liquidation triggers.

How to Check Staking Status

1. Reopen the official Lorenzo portal at https://app.lorenzo-protocol.xyz/home and connect your wallet that you have used for staking.

2. Find the menu that says "My Stakes" or "Staking History" (usually found on your home page or profile).

3. There, you will see the details of your staking: the amount of BTC deposited, the remaining duration of staking, the type of stBTC/YAT tokens received, and the estimated returns to be earned.

4. Sometimes there is also a transaction history related to staking, such as the deposit time and block confirmation.

In addition to staking BTC, the Lorenzo Protocol also offers several other products and features that focus on blockchain-based asset management and access to structured income strategies. Here are the main ones:

1. On-Chain Traded Fund (OTF)

This product is similar to an ETF in traditional finance, which packages various income strategies (such as fixed income, principal protection, and dynamic leverage) into a single tradeable token. Through OTF, regular users can access advanced financial strategies without having to understand the complex details.

As mentioned earlier, one of the advantages of Falcon Finance is its ability to generate consistent returns through institutional arbitrage strategies. This strategy is executed by a professional team with experience in traditional and crypto financial markets, leveraging price or rate differences across various markets to gain profit without significant price risk. Here is a detailed explanation of the types of arbitrage strategies used:

1. Funding Rate Arbitrage