来web3做保险

《Retirement at 50: I Moved into a Senior University and Restarted My Life!》

Who says retirement means babysitting grandkids and doing square dancing? I choose to live differently! After moving into Taikang Home, I: ✅ Signed up for oil painting classes I've never taken before, taught by a professor from an art academy. ✅ Joined a water yoga class, feeling better than I did when I was younger. ✅ Formed a 'Silver-haired Girlfriends Group' with a bunch of old friends, traveling regularly. This is not a nursing home; it's a 'Vitality Restart Center.' Age is just a number, and I define my life. #RetirementLife #ActiveSeniorLiving #人生重启

《From now on, we will retire like this, without burdening each other》

Last night, we had a serious conversation about retirement. We do not expect to "rely on children for old age," but we hope to live with quality and dignity. Our ideal future: 1. Companionship with independent space - a one-bedroom apartment in the community is just right. 2. When one party needs care, the other is not overwhelmed - there is a professional team to take over. 3. Maintain hobbies and social interactions - his chess friends and my dance partners can all be found in the community. Planning ahead is the most profound commitment to each other. Using current insurance policies to secure future positions is a solid gift we give to our marriage.

《Hiring a Caregiver for Parents vs Living in a Senior Community, the Difference After 3 Years is Astonishing!》

Many sisters are confused: hiring a live-in caregiver for parents seems more "affordable"? Let's do the math (taking a second-tier city as an example): • Live-in caregiver: Monthly salary 6000+, including food and accommodation. Only provides basic care, with zero medical emergency capability. Parents' social life is zero, and you still worry all year round without a break. • Taikang Home: One-stop solution for housing, dining, medical care, social activities, and entertainment. A professional team is available at any time, backed by a top-tier green channel. Parents have a new social circle, and you can focus on your career with peace of mind. The key: This is not consumption; it is purchasing "safety and happiness" for your parents and "time and peace of mind" for yourself. This investment is worth far more than its price.

《Taking Parents to See Retirement Communities, They Refuse Immediately? Try This Approach!》

“We’re not going to a nursing home!” — How to Break the Ice? 1. Don’t say “nursing home,” say “let's check out a new community”: emphasize the good environment, fresh air, like a vacation. 2. Approach from interests: “Mom, there’s your favorite calligraphy class there, with professional teachers!” 3. Use experience instead of persuasion: “Think of it as a day out on the weekend, having a meal, no need to stay overnight.” 4. Leverage authority: “My colleague's parents live there, and they say the medical care is very convenient, can I take you to chat with Uncle and Aunt?” Change the perception, starting with a pleasant “experience.”

《 How much does it really cost to live in Taikang Home for a year? 》

This is the most frequently asked question! Sister Wang today transparently breaks it down (using a certain room type as an example): Total living costs = Letai Wealth Card (refundable) + Monthly fees • Letai Card: Equivalent to a “deposit” or “threshold fee”, different room types have different standards, ownership belongs to you, refundable upon leaving. • Monthly fee: Covers housing, dining, and basic services. It’s like living in a high-end serviced apartment, with utilities and property management all included. The key: This money is not consumption, but part of asset allocation. By planning with an insurance policy, it can both appreciate and secure qualifications, achieving two goals with one move. Send a private message with “costs” to get a detailed estimate based on your situation.

"I secretly visited 5 elderly care communities without my parents knowing, and the result..."

(In the first-person diary style of a daughter/son) "Today, as a client, I deeply visited Taikang Shenyuan accompanied by Sister Wang. The three points I care about the most: 1. Medical response: I saw with my own eyes that a nurse arrived at the simulated calling room within 5 minutes. 2. Diet: I visited the central kitchen, where the nutritionist customized the menu based on chronic diseases. 3. Mental outlook: I randomly chatted with several aunties, and they actively invited me to participate in next week's cheongsam show..." Conclusion: This is not the end, but a new starting point for my parents' safety and happiness.

《Parents start to forget things, have difficulty walking... What can we do besides worrying?》

Mom forgot to turn off the stove while cooking, Dad is getting slower going downstairs... These signs remind us: the issue of caring for our parents must be put on the agenda. Hiring a nanny at home? Not reassuring. Traditional nursing homes? Hard to part with. Bringing them over from another place? Not adaptable. This is not just their living issue, but also a concern for us as children. Let's talk: When did you first realize that your parents were getting "old"?

《 Bringing my parents here is the best decision I've ever made 》

“I used to worry that my parents would be lonely at home and just make do with their meals. Ever since they moved in, they are even busier than I am! Today they are attending an event, tomorrow they are going on an outing with old friends, their faces are healthier, and they are smiling more. Seeing them happy, I can focus on my work outside without any worries.” —— From Aunt Li's daughter, a resident of Yanyuan.

《Aging, the greatest fear is falling ill without anyone to care... 》

What we worry about the most is not getting old, but what to do if we get old and fall ill. The "1+N" medical and nursing integration model of Taikang Home addresses this core pain point! "1" is the chief physician, and "N" is the nursing, rehabilitation, and nutrition team. A rehabilitation hospital is built within the community, allowing you to enjoy top-tier green channel services without leaving home. Minor and chronic illnesses can be managed at home, while serious and acute illnesses have a dedicated pathway. This is the most practical peace of mind for family💝 #Medical and Nursing Integration #养老医疗

《The grandparents here live in a way that I envy!》
At Taikang Home, retirement is not about waiting, but about starting a second stage of life! P1: In the calligraphy class, Grandpa wields the brush with great spirit ✍️ P2: At the swimming pool, Grandma's swimming style is even more standard than mine 🏊‍♀️ P3: Choir, bridge club, piano room... so many activities to choose from! "Aging" is redefined here; it is maturity, it is composure, it is more exciting. #VibrantRetirement #RetirementLife

Take you on a cloud tour! This is the most unlike a nursing home place I've ever seen.

Today let's take a look at Beijing's Yanyuan (or your local community). It is shaded by green trees, has lakes and gardens, like a university campus🏞️ The rooms are designed to be accessible, with safety details rated highly! Handrails and emergency call buttons are everywhere, providing a great sense of security. Imagine walking here, reading, meeting friends; retirement life is simply too enjoyable!

Many friends ask me: How do you get into a retirement community? In fact, it's not just about buying a house or renting a place. The core is the 'insurance policy guarantees residency rights'! ✅ Planning retirement savings now can secure a spot in a Taikang home in the future. ✅ It's like reserving a 'five-star hotel-style' retirement place for your future self or parents. Want to know how to achieve this specifically? Follow me, and I'll explain it in detail next time!

Is it time to start planning for retirement at 30? This is the best answer I've heard!

I used to think retirement was far away, until I saw the white hairs at my parents' temples… Our generation cannot rely solely on social security and children for retirement. "Enjoying old age" is the new trend! What is enjoying old age? It means living in a familiar city, having your own social circle, having professional medical insurance, and living with dignity and quality.

What does your ideal retirement life look like? Let's discuss in the comments～ #retirement planning

Your cold wallet is as secure as Fort Knox, and multi-signature is foolproof.
But have you ever thought about it?
➡️ Sudden major illnesses could force you to sell off assets?
➡️ An unexpected personal risk could leave your wealth password without an heir?
➡️ The day-and-night reversed lifestyle is exhausting your greatest capital—health?
In Web3, your assets are decentralized.
But your risks are always 'centralized' around yourself.
True Hodl is not just holding onto coins; it's holding onto the life and health that create your wealth.
Click on my avatar to see how Web2 insurance can become your 'strongest cold wallet' on your Web3 journey.
#DeFi #NFT #Bitcoin #HealthManagement #CriticalIllnessInsurance #WealthSecurity

What is your biggest concern regarding Web3 and insurance?

A week goes by quickly, thank you for every reading, like, and share! 🙏

In order to bring content that better suits your tastes next week, I would like to conduct a small survey:

What is the one question you personally care most about and want to know regarding the risks and insurance in the Web3 world?

For example:

· "Can my cryptocurrency assets be directly insured?"
· "As a freelancer, how can I get the best deal on insurance?"
· "Can the returns on my policy really outpace inflation?"

Leave your questions in the comments, and I will select the most representative ones to write a detailed answer next week! For those selected, I will send you a small gift (maybe some $BNB? 😉).

The best content comes from your genuine needs. Looking forward to your wonderful questions!

《One Week Web3 Observation: The People Here Need Protection More Than I Imagined》

In Web2, I talked to business owners and white-collar workers about protection. In one week of Web3, I saw a stronger demand.

You are:

· Value creators: The income curve may be steeper, but the uncertainty is also higher.
· Digital nomads: Without traditional social insurance and housing fund, you need to build a complete protection system yourself.
· Family breadwinners: Behind the risks is a heavy responsibility towards family.

Your wealth is at the forefront, but responsibility is eternal. Build a solid foundation for yourself so you can explore the frontiers of wealth more confidently.

Next week, I want to talk about “How to use insurance policies for asset isolation and inheritance to address possible future tax issues.” If you're interested, please like to let me know!

#Web3 Observation #Digital Nomads #家庭 Responsibility #税务

《How to Design a "Counter-Cyclical" Protection Plan for Your Web3 Life?》

Thank you all for your attention over the past week! Many friends have asked me how to proceed specifically. In simple terms, a good protection plan should be "counter-cyclical" like BTC, providing stable appreciation and protection regardless of whether the market is bullish or bearish.

Here’s a simple "three-step configuration method" to share:

1. Basic Layer (Accident/Medical): Like the stablecoin position in an exchange, addressing sudden small high-frequency risks. For example, million medical insurance, accident insurance.
2. Core Layer (Critical Illness/Life Insurance): Like your BTC base position, it is the cornerstone of family finances. Ensure that in the event of major risks, family finances are not breached.
3. Appreciation Layer (Annuity/Increasing Life Insurance): Like your DeFi yield farm, achieving long-term and stable wealth appreciation through compound interest, planning for retirement or asset inheritance.

#理财规划 #资产配置

《Brothers of the Alpha Group, don't forget to hedge against 'real life'》
Every day searching for the next hundredfold Alpha on Discourse and Twitter, staying up late for a whitelist. I deeply admire this spirit of striving for the future!
But the first principle of any investment is risk management. You are using your time, energy, and principal to hedge against the uncertainty of future wealth.
So, have you hedged against the risks of 'real life'?
· A major illness can not only deplete your savings but also interrupt your search for Alpha.
· An accident may force you to liquidate the assets you have carefully arranged.
True risk masters not only navigate the market with ease but also understand how to establish safe boundaries for real life. A sufficient health insurance and accident insurance is the 'real world hedging tool' you should configure the most.
#ALPHA🔥 #RiskHedging #HealthManagement #Accident

《If buying insurance is seen as a 'Mint'…》
#
Have you ever minted an NFT? Pay the Gas fee and obtain a unique digital asset that belongs to you.

In fact, configuring a whole life insurance policy is like a 'Mint' for your own future.

The premium you invest is your 'Gas fee'.

The policy you receive is a 'yielding NFT' that locks in future cash value and has compound growth.

The underlying asset of this 'NFT' is the insurance company's vast and stable investment portfolio.

Moreover, this 'NFT':

· Cannot be stolen by hackers

· Its value withstands market fluctuations and continues to grow

· At critical moments, it can provide significant liquidity for your family

Does this count as the 'blue-chip asset' you should own the most?