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小小赌狗 本金没有,加油兄弟们
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SWIFT选择Linea:传统金融与DeFi的“伟大和解” 2025年9月,全球金融通信巨头SWIFT宣布与ConsenSys开发的zkEVM网络Linea展开合作,这标志着传统金融基础设施与去中心化金融的历史性握手。 全球银行间金融电信协会SWIFT与ZK-Rollup网络Linea的联手,不仅是技术合作,更是一场关于金融未来走向的深刻对话。一直被视为传统金融堡垒的SWIFT,选择与去中心化金融基础设施Linea携手,代表着传统金融体系对区块链技术的态度从观望转向实质性探索。 这一合作的意义远超技术试点,它揭示了传统金融基础设施面临的深层挑战与转型需求。SWIFT网络连接超过200个国家的11,000家金融机构,每年处理超过40亿条金融报文,其选择Linea而非其他公链,背后蕴含着对以太坊生态安全性与稳定性的认可。 01 技术选型逻辑:为什么是Linea? 在众多区块链平台中,SWIFT选择Linea是基于多重技术优势的理性决策。作为Type 2 zkEVM,Linea完全兼容以太坊虚拟机,这意味着传统金融机构可以利用现有的以太坊开发工具和智能合约知识,大幅降低开发门槛。 ZK-Rollup技术为SWIFT提供了机构级应用所需的可扩展性、隐私性和成本效率。与Optimistic Rollups依赖欺诈证明不同,Linea使用的ZK技术提供即时最终性,用户提取资金无需经历长达7天的挑战期,这对跨境支付至关重要。 Linea由ConsenSys开发,这一背景增加了其可信度。ConsenSys不仅是MetaMask和Infura的创建者,还从微软、软银等机构筹集了7.25亿美元,具有坚实的技术和财务基础。 更重要的是,Linea的隐私保护机制支持选择性披露,符合银行级KYC/AML要求。ZK技术允许交易细节对公众隐藏,同时生成可验证的密码学证明,使金融机构可向监管方选择性披露必要信息,完美平衡了透明度与隐私保护。 02 合作内容解析:从概念验证到生产级应用 本次合作是概念验证性质,重点测试链上消息传递+使用现有/模拟稳定币进行结算的可行性。测试内容分为两个核心部分,参与方包括法国巴黎银行、纽约梅隆银行等十余家全球性银行。 链上消息传递将传统的SWIFT GPI消息结构映射到区块链上,确保交易上下文与资金流同步。这相当于将SWIFT现有的MT/MX报文标准迁移至区块链,每一笔支付指令都将作为一条链上交易。 代币化结算在链上执行实际或模拟的稳定币转账,验证结算最终性。当支付指令通过链上稳定币进行价值转移时,即可实现“交易即结算”,彻底消除由于报文流与资金流分离而产生的对账复杂性。 项目设计上强调与现有银行基础设施和多链环境的兼容性。银行无需彻底重构其核心系统,可通过API网关与Linea网络交互,降低了机构采用的门槛。这种渐进式路径更符合传统金融机构的转型需求。 03 个人观点:合作的深层意义与未来影响 从更广阔的视角看,SWIFT与Linea的合作具有重要象征意义,但也存在明显局限性。 积极意义:传统金融与DeFi的“伟大和解” 这一合作标志着传统金融体系对区块链技术的高度认可。SWIFT作为全球金融通信的基石组织,其技术选型具有风向标意义,可能带动更多传统金融机构探索区块链应用。 合作选择了注重隐私保护的ZK技术路线,表明隐私与合规正成为区块链金融应用的关键考量。这种技术选择传递出一个明确信号:金融机构最关心的不仅是性能,更是安全、合规与风险控制。 真正突破性的转变在于,双方不再试图改变对方,而是开始构建翻译层。稳定币成为了罗塞塔石碑,当机构发现他们可以持有USDC而无需承受加密货币的波动性,同时还能获得DeFi的收益时,一切都变了。 潜在挑战与局限 当前试点规模有限,仅涉及部分银行和交易类型。从概念验证到全面生产级应用,还有大量技术、监管和运营挑战需要克服。 现有金融体系的路径依赖极为强大。即使技术验证成功,要改变全球金融机构数十年形成的业务流程和商业关系也极为困难。区块链技术可能首先在边缘场景应用,而非直接挑战核心金融基础设施。 更根本的是,这种合作尚未触及SWIFT的核心治理结构问题。DeFi的核心特征之一是减少金融中介,而SWIFT则是传统金融中介体系的代表。两者在哲学基础和技术实现上存在本质差异,如何平衡去中心化理想与现实世界的监管要求,将是合作面临的核心挑战。 04 未来展望:金融基础设施的渐进式演进 SWIFT与Linea的合作预示着金融基础设施可能走向混合架构。在这种架构下,区块链负责底层结算,传统机构负责合规、用户界面和复杂金融逻辑,形成分层协作系统。 从技术演进角度看,未来可能出现多链甚至跨链的金融基础设施。SWIFT可能演变为金融通信的聚合器,在不同区块链网络间路由消息和价值,而非仅仅连接传统银行。 对发展中国家和新兴市场而言,这一合作可能加速金融基础设施的“跃迁式”发展。这些地区可以绕过建设传统金融基础设施的阶段,直接基于区块链技术构建现代金融系统,实现更包容、高效的金融服务。 如果试点成功,SWIFT与Linea的合作可能重新定义全球支付规则。据分析,一旦规模化落地,每年有望节省数十亿美元的中间成本,同时将交易时间从数天压缩到秒级,大幅提升全球资金流动效率。 SWIFT与Linea的合作象征着传统金融与区块链关系的重要转折。这不仅是对Linea技术的认可,更是对以太坊生态系统的整体认可。 真正的变革或许不会一蹴而就,但方向已经明确:金融基础设施正不可避免地走向更加透明、高效、开放的方向。当DeFi与传统金融的洪流交汇,我们正见证金融史的技术奇点。$LINEA #Linea @LineaEth {spot}(LINEAUSDT)

SWIFT选择Linea:传统金融与DeFi的“伟大和解”




2025年9月,全球金融通信巨头SWIFT宣布与ConsenSys开发的zkEVM网络Linea展开合作,这标志着传统金融基础设施与去中心化金融的历史性握手。


全球银行间金融电信协会SWIFT与ZK-Rollup网络Linea的联手,不仅是技术合作,更是一场关于金融未来走向的深刻对话。一直被视为传统金融堡垒的SWIFT,选择与去中心化金融基础设施Linea携手,代表着传统金融体系对区块链技术的态度从观望转向实质性探索。


这一合作的意义远超技术试点,它揭示了传统金融基础设施面临的深层挑战与转型需求。SWIFT网络连接超过200个国家的11,000家金融机构,每年处理超过40亿条金融报文,其选择Linea而非其他公链,背后蕴含着对以太坊生态安全性与稳定性的认可。





01 技术选型逻辑:为什么是Linea?


在众多区块链平台中,SWIFT选择Linea是基于多重技术优势的理性决策。作为Type 2 zkEVM,Linea完全兼容以太坊虚拟机,这意味着传统金融机构可以利用现有的以太坊开发工具和智能合约知识,大幅降低开发门槛。


ZK-Rollup技术为SWIFT提供了机构级应用所需的可扩展性、隐私性和成本效率。与Optimistic Rollups依赖欺诈证明不同,Linea使用的ZK技术提供即时最终性,用户提取资金无需经历长达7天的挑战期,这对跨境支付至关重要。


Linea由ConsenSys开发,这一背景增加了其可信度。ConsenSys不仅是MetaMask和Infura的创建者,还从微软、软银等机构筹集了7.25亿美元,具有坚实的技术和财务基础。


更重要的是,Linea的隐私保护机制支持选择性披露,符合银行级KYC/AML要求。ZK技术允许交易细节对公众隐藏,同时生成可验证的密码学证明,使金融机构可向监管方选择性披露必要信息,完美平衡了透明度与隐私保护。


02 合作内容解析:从概念验证到生产级应用


本次合作是概念验证性质,重点测试链上消息传递+使用现有/模拟稳定币进行结算的可行性。测试内容分为两个核心部分,参与方包括法国巴黎银行、纽约梅隆银行等十余家全球性银行。


链上消息传递将传统的SWIFT GPI消息结构映射到区块链上,确保交易上下文与资金流同步。这相当于将SWIFT现有的MT/MX报文标准迁移至区块链,每一笔支付指令都将作为一条链上交易。


代币化结算在链上执行实际或模拟的稳定币转账,验证结算最终性。当支付指令通过链上稳定币进行价值转移时,即可实现“交易即结算”,彻底消除由于报文流与资金流分离而产生的对账复杂性。


项目设计上强调与现有银行基础设施和多链环境的兼容性。银行无需彻底重构其核心系统,可通过API网关与Linea网络交互,降低了机构采用的门槛。这种渐进式路径更符合传统金融机构的转型需求。


03 个人观点:合作的深层意义与未来影响


从更广阔的视角看,SWIFT与Linea的合作具有重要象征意义,但也存在明显局限性。


积极意义:传统金融与DeFi的“伟大和解”


这一合作标志着传统金融体系对区块链技术的高度认可。SWIFT作为全球金融通信的基石组织,其技术选型具有风向标意义,可能带动更多传统金融机构探索区块链应用。


合作选择了注重隐私保护的ZK技术路线,表明隐私与合规正成为区块链金融应用的关键考量。这种技术选择传递出一个明确信号:金融机构最关心的不仅是性能,更是安全、合规与风险控制。


真正突破性的转变在于,双方不再试图改变对方,而是开始构建翻译层。稳定币成为了罗塞塔石碑,当机构发现他们可以持有USDC而无需承受加密货币的波动性,同时还能获得DeFi的收益时,一切都变了。


潜在挑战与局限


当前试点规模有限,仅涉及部分银行和交易类型。从概念验证到全面生产级应用,还有大量技术、监管和运营挑战需要克服。


现有金融体系的路径依赖极为强大。即使技术验证成功,要改变全球金融机构数十年形成的业务流程和商业关系也极为困难。区块链技术可能首先在边缘场景应用,而非直接挑战核心金融基础设施。


更根本的是,这种合作尚未触及SWIFT的核心治理结构问题。DeFi的核心特征之一是减少金融中介,而SWIFT则是传统金融中介体系的代表。两者在哲学基础和技术实现上存在本质差异,如何平衡去中心化理想与现实世界的监管要求,将是合作面临的核心挑战。


04 未来展望:金融基础设施的渐进式演进


SWIFT与Linea的合作预示着金融基础设施可能走向混合架构。在这种架构下,区块链负责底层结算,传统机构负责合规、用户界面和复杂金融逻辑,形成分层协作系统。


从技术演进角度看,未来可能出现多链甚至跨链的金融基础设施。SWIFT可能演变为金融通信的聚合器,在不同区块链网络间路由消息和价值,而非仅仅连接传统银行。


对发展中国家和新兴市场而言,这一合作可能加速金融基础设施的“跃迁式”发展。这些地区可以绕过建设传统金融基础设施的阶段,直接基于区块链技术构建现代金融系统,实现更包容、高效的金融服务。


如果试点成功,SWIFT与Linea的合作可能重新定义全球支付规则。据分析,一旦规模化落地,每年有望节省数十亿美元的中间成本,同时将交易时间从数天压缩到秒级,大幅提升全球资金流动效率。





SWIFT与Linea的合作象征着传统金融与区块链关系的重要转折。这不仅是对Linea技术的认可,更是对以太坊生态系统的整体认可。


真正的变革或许不会一蹴而就,但方向已经明确:金融基础设施正不可避免地走向更加透明、高效、开放的方向。当DeFi与传统金融的洪流交汇,我们正见证金融史的技术奇点。$LINEA #Linea @Linea.eth

See original
SWIFT and Linea Collaboration: The 'Great Reconciliation' Between Traditional Finance and DeFi At the end of September 2025, global financial messaging giant SWIFT announced a partnership with ConsenSys to test a blockchain messaging system on the Ethereum Layer 2 network Linea, marking a significant shift from competition to integration between traditional finance and decentralized finance. Traditional finance (TradFi) and decentralized finance (DeFi) once seemed like two parallel universes: one existing in a world of T+2 settlements, bank hours, and regulatory compliance; the other in a realm of instant settlements, round-the-clock operations, and permissionless innovation. The collaboration between SWIFT and Linea breaks down this invisible wall, representing a major shift in traditional financial infrastructure from mere observation to substantive exploration of blockchain technology.

SWIFT and Linea Collaboration: The 'Great Reconciliation' Between Traditional Finance and DeFi

At the end of September 2025, global financial messaging giant SWIFT announced a partnership with ConsenSys to test a blockchain messaging system on the Ethereum Layer 2 network Linea, marking a significant shift from competition to integration between traditional finance and decentralized finance.



Traditional finance (TradFi) and decentralized finance (DeFi) once seemed like two parallel universes: one existing in a world of T+2 settlements, bank hours, and regulatory compliance; the other in a realm of instant settlements, round-the-clock operations, and permissionless innovation. The collaboration between SWIFT and Linea breaks down this invisible wall, representing a major shift in traditional financial infrastructure from mere observation to substantive exploration of blockchain technology.
See original
SWIFT Chooses Linea: The 'Great Reconciliation' of Traditional Finance and DeFi The collaboration between the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and the ZK-Rollup network Linea is not only a technical partnership but also symbolizes a significant shift from the opposition of traditional finance to the integration with decentralized finance. In September 2025, the global financial communication network SWIFT announced that it is testing its blockchain messaging system through the zkEVM network Linea developed by ConsenSys. This collaboration involves more than ten major global banks, including BNP Paribas and BNY Mellon, marking a substantial phase in the transition of traditional financial infrastructure to blockchain. The SWIFT network connects over 11,000 financial institutions in more than 200 countries, processing over 4 billion financial messages each year. Its choice to collaborate with Linea represents a significant shift in the traditional financial system from mere observation to substantial exploration of blockchain technology, which could redefine the landscape of the future global payment system.

SWIFT Chooses Linea: The 'Great Reconciliation' of Traditional Finance and DeFi

The collaboration between the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and the ZK-Rollup network Linea is not only a technical partnership but also symbolizes a significant shift from the opposition of traditional finance to the integration with decentralized finance.



In September 2025, the global financial communication network SWIFT announced that it is testing its blockchain messaging system through the zkEVM network Linea developed by ConsenSys. This collaboration involves more than ten major global banks, including BNP Paribas and BNY Mellon, marking a substantial phase in the transition of traditional financial infrastructure to blockchain.


The SWIFT network connects over 11,000 financial institutions in more than 200 countries, processing over 4 billion financial messages each year. Its choice to collaborate with Linea represents a significant shift in the traditional financial system from mere observation to substantial exploration of blockchain technology, which could redefine the landscape of the future global payment system.
See original
SWIFT Chooses Linea: A Historic Handshake Between Traditional Finance and DeFi The partnership between the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and the Ethereum Layer2 network Linea is not only a technical collaboration but also symbolizes a significant transition from the opposition of traditional finance and decentralized finance to integration. In September 2025, the global financial messaging network SWIFT announced that it is testing its blockchain messaging system through the zkEVM network Linea developed by ConsenSys. This collaboration involves more than a dozen global banks, including BNP Paribas and BNY Mellon, marking a significant phase in the transition of traditional financial infrastructure to blockchain. The significance of this collaboration goes far beyond a technical pilot; it represents a major shift from the traditional financial system's observation to substantial exploration of blockchain technology. The SWIFT network connects over 11,000 financial institutions in more than 200 countries and processes over 4 billion financial messages each year. Its choice of Linea over other public chains with better performance reflects a recognition of the security and stability of the Ethereum ecosystem.

SWIFT Chooses Linea: A Historic Handshake Between Traditional Finance and DeFi

The partnership between the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and the Ethereum Layer2 network Linea is not only a technical collaboration but also symbolizes a significant transition from the opposition of traditional finance and decentralized finance to integration.
In September 2025, the global financial messaging network SWIFT announced that it is testing its blockchain messaging system through the zkEVM network Linea developed by ConsenSys. This collaboration involves more than a dozen global banks, including BNP Paribas and BNY Mellon, marking a significant phase in the transition of traditional financial infrastructure to blockchain.
The significance of this collaboration goes far beyond a technical pilot; it represents a major shift from the traditional financial system's observation to substantial exploration of blockchain technology. The SWIFT network connects over 11,000 financial institutions in more than 200 countries and processes over 4 billion financial messages each year. Its choice of Linea over other public chains with better performance reflects a recognition of the security and stability of the Ethereum ecosystem.
See original
SWIFT Chooses Linea: A Historic Handshake Between Traditional Finance and DeFi The collaboration between SWIFT, the global interbank financial telecommunications association, and the ZK-Rollup network Linea is not only a technical partnership but also a profound dialogue about the future direction of finance. At the end of September 2025, SWIFT announced a collaboration with the Ethereum Layer2 network Linea developed by ConsenSys to test a blockchain messaging system, a news that quickly caused a stir in the global fintech community. Once regarded as a bastion of traditional finance, SWIFT's choice to partner with the decentralized financial infrastructure Linea marks a shift in the traditional financial system's attitude towards blockchain technology from passive observation to substantive exploration.

SWIFT Chooses Linea: A Historic Handshake Between Traditional Finance and DeFi

The collaboration between SWIFT, the global interbank financial telecommunications association, and the ZK-Rollup network Linea is not only a technical partnership but also a profound dialogue about the future direction of finance.

At the end of September 2025, SWIFT announced a collaboration with the Ethereum Layer2 network Linea developed by ConsenSys to test a blockchain messaging system, a news that quickly caused a stir in the global fintech community. Once regarded as a bastion of traditional finance, SWIFT's choice to partner with the decentralized financial infrastructure Linea marks a shift in the traditional financial system's attitude towards blockchain technology from passive observation to substantive exploration.
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SWIFT选择Linea:传统金融与DeFi的历史性握手 全球银行间金融电信协会SWIFT与ZK-Rollup网络Linea的联手,标志着传统金融基础设施向区块链转型的关键转折点。 2025年9月,全球金融通信巨头SWIFT宣布正通过ConsenSys开发的以太坊Layer2网络Linea测试其区块链消息传递系统,引发市场强烈震动。这一合作不仅涉及十余家全球主要银行,包括法国巴黎银行、纽约梅隆银行等顶级金融机构,更代表着传统金融体系对区块链技术从观望到实质性探索的重大转变。 SWIFT作为全球金融通信的支柱,连接超过200个国家的11,000家金融机构,每年处理超过40亿条金融报文。其选择与Linea合作,预示着传统金融与去中心化网络的融合进入新阶段,可能重新定义未来全球支付体系的格局。 01 技术架构:为什么SWIFT选择Linea SWIFT选择Linea并非偶然,而是基于其独特的技术优势。Linea是一种ZK-Rollup解决方案,提供完全的EVM兼容性,这意味着开发者可以无缝迁移以太坊dApp,无需重写代码或修改智能合约。 ZK-Rollup技术通过零知识证明批量处理交易,在确保隐私的同时实现低成本和高吞吐量。与Optimistic Rollups依赖欺诈证明不同,Linea使用的ZK技术提供即时最终性,用户提取资金无需经历长达7天的挑战期,大幅提升了用户体验。 Linea由ConsenSys开发,这一背景增加了其可信度。ConsenSys不仅是MetaMask和Infura的创建者,还从微软、软银等机构筹集了7.25亿美元,具有坚实的技术和财务基础。更重要的是,Linea的隐私保护机制支持选择性披露,符合银行级KYC/AML要求,非常适合机构使用。 02 合作内容:从传统报文到链上消息 本次合作是概念验证性质,重点测试链上消息传递+使用现有/模拟稳定币进行结算的可行性。测试内容分为两个核心部分。 链上消息传递将传统的SWIFT GPI消息结构映射到区块链上,确保交易上下文与资金流同步。这相当于将SWIFT现有的MT/MX报文标准迁移至区块链,每一笔支付指令都将作为一条链上交易。 代币化结算在链上执行实际或模拟的稳定币转账,验证结算最终性。当支付指令通过链上稳定币进行价值转移时,即可实现“交易即结算”,彻底消除由于报文流与资金流分离而产生的对账复杂性。 项目设计上强调与现有银行基础设施和多链环境的兼容性。银行无需彻底重构其核心系统,可通过API网关与Linea网络交互,降低了机构采用的门槛。这种渐进式路径更符合传统金融机构的转型需求。 03 行业影响:重塑全球支付生态 SWIFT与Linea的合作可能重塑全球支付生态系统。当前,传统跨境支付需要2-5天时间,成本高达每笔30-50美元。基于Linea的区块链解决方案可以将交易时间从数天压缩到秒级,同时降低成本80%以上。 这一合作也对Ripple等区块链支付项目构成潜在挑战。如果SWIFT成功构建基于稳定币+链上消息的高效体系,可能削弱Ripple在银行间支付中的先发优势。同时,Linea的入选提升了zk-L2在机构市场的地位,可能带动Arbitrum、Optimism等跟进类似合作。 对以太坊生态而言,这一合作意味着前所未有的机构级认可。ConsenSys创始人Joseph Lubin对此评价道:“SWIFT需要以‘软着陆’方式向银行业释放这个爆炸性消息。当DeFi与传统金融的洪流交汇,我们正见证金融史的技术奇点。” 04 挑战与风险:合规与技术障碍 尽管前景广阔,SWIFT与Linea的合作仍面临多重挑战。技术整合方面,将庞大的传统金融系统与高性能区块链网络无缝对接,并确保在万亿美元级别的交易压力下稳定运行,是巨大的工程挑战。 监管协调也是关键挑战。虽然监管框架日益清晰,但在全球范围内协调不同司法管辖区的监管政策,确保项目的全面合规,需要持续的努力和沟通。欧盟MiCA法规要求稳定币发行方持有100%储备资产,香港《稳定币条例》允许锚定多币种,美国SEC将部分NFT纳入证券法监管,这些分散的监管框架增加了合规复杂度。 从市场竞争角度看,Ripple、Circle等竞争对手已占据先发优势,SWIFT需要快速迭代和执行,才能后来居上。同时,中国内地明确禁止虚拟货币交易,参与境外平台可能面临冻卡、行政处罚甚至刑事指控,这限制了Linea在全球最大市场的推广。 05 未来展望:从实验到金融基础设施 如果试点成功,SWIFT与Linea的合作可能重新定义全球支付规则。根据路线图,该项目可能在2025年第四季度完成初步试点,2026年中后期扩大参与银行数量,并接入更多区块链网络。 长期来看,SWIFT可能演变为“混合型全球支付网络”,提供标准化消息层,底层由多个区块链网络提供代币化结算服务。分析师认为,这可能是传统金融拥抱Web3的分水岭事件,一旦规模化落地,每年有望节省数十亿美元的中间成本。 随着ZK技术日益成熟,Linea有望在2026年实现Type 1 zkEVM的完全过渡,并将吞吐量提升至每秒5000笔交易。更多传统金融巨头可能通过Linea探索区块链应用,因其合规框架和机构级基础设施已获多家银行信赖。 从更广阔的视角看,SWIFT与Linea的合作具有重要象征意义。它表明传统金融体系不再将区块链视为威胁,而是作为增强现有基础设施的工具。 真正的变革或许不会一蹴而就,但方向已经明确:金融基础设施正不可避免地走向更加透明、高效、开放的方向。随着试点项目推进,我们将密切关注这一历史性合作如何重塑全球金融格局。$LINEA #Linea @LineaEth {spot}(LINEAUSDT)

SWIFT选择Linea:传统金融与DeFi的历史性握手





全球银行间金融电信协会SWIFT与ZK-Rollup网络Linea的联手,标志着传统金融基础设施向区块链转型的关键转折点。


2025年9月,全球金融通信巨头SWIFT宣布正通过ConsenSys开发的以太坊Layer2网络Linea测试其区块链消息传递系统,引发市场强烈震动。这一合作不仅涉及十余家全球主要银行,包括法国巴黎银行、纽约梅隆银行等顶级金融机构,更代表着传统金融体系对区块链技术从观望到实质性探索的重大转变。


SWIFT作为全球金融通信的支柱,连接超过200个国家的11,000家金融机构,每年处理超过40亿条金融报文。其选择与Linea合作,预示着传统金融与去中心化网络的融合进入新阶段,可能重新定义未来全球支付体系的格局。





01 技术架构:为什么SWIFT选择Linea


SWIFT选择Linea并非偶然,而是基于其独特的技术优势。Linea是一种ZK-Rollup解决方案,提供完全的EVM兼容性,这意味着开发者可以无缝迁移以太坊dApp,无需重写代码或修改智能合约。


ZK-Rollup技术通过零知识证明批量处理交易,在确保隐私的同时实现低成本和高吞吐量。与Optimistic Rollups依赖欺诈证明不同,Linea使用的ZK技术提供即时最终性,用户提取资金无需经历长达7天的挑战期,大幅提升了用户体验。


Linea由ConsenSys开发,这一背景增加了其可信度。ConsenSys不仅是MetaMask和Infura的创建者,还从微软、软银等机构筹集了7.25亿美元,具有坚实的技术和财务基础。更重要的是,Linea的隐私保护机制支持选择性披露,符合银行级KYC/AML要求,非常适合机构使用。


02 合作内容:从传统报文到链上消息


本次合作是概念验证性质,重点测试链上消息传递+使用现有/模拟稳定币进行结算的可行性。测试内容分为两个核心部分。


链上消息传递将传统的SWIFT GPI消息结构映射到区块链上,确保交易上下文与资金流同步。这相当于将SWIFT现有的MT/MX报文标准迁移至区块链,每一笔支付指令都将作为一条链上交易。


代币化结算在链上执行实际或模拟的稳定币转账,验证结算最终性。当支付指令通过链上稳定币进行价值转移时,即可实现“交易即结算”,彻底消除由于报文流与资金流分离而产生的对账复杂性。


项目设计上强调与现有银行基础设施和多链环境的兼容性。银行无需彻底重构其核心系统,可通过API网关与Linea网络交互,降低了机构采用的门槛。这种渐进式路径更符合传统金融机构的转型需求。


03 行业影响:重塑全球支付生态


SWIFT与Linea的合作可能重塑全球支付生态系统。当前,传统跨境支付需要2-5天时间,成本高达每笔30-50美元。基于Linea的区块链解决方案可以将交易时间从数天压缩到秒级,同时降低成本80%以上。


这一合作也对Ripple等区块链支付项目构成潜在挑战。如果SWIFT成功构建基于稳定币+链上消息的高效体系,可能削弱Ripple在银行间支付中的先发优势。同时,Linea的入选提升了zk-L2在机构市场的地位,可能带动Arbitrum、Optimism等跟进类似合作。


对以太坊生态而言,这一合作意味着前所未有的机构级认可。ConsenSys创始人Joseph Lubin对此评价道:“SWIFT需要以‘软着陆’方式向银行业释放这个爆炸性消息。当DeFi与传统金融的洪流交汇,我们正见证金融史的技术奇点。”


04 挑战与风险:合规与技术障碍


尽管前景广阔,SWIFT与Linea的合作仍面临多重挑战。技术整合方面,将庞大的传统金融系统与高性能区块链网络无缝对接,并确保在万亿美元级别的交易压力下稳定运行,是巨大的工程挑战。


监管协调也是关键挑战。虽然监管框架日益清晰,但在全球范围内协调不同司法管辖区的监管政策,确保项目的全面合规,需要持续的努力和沟通。欧盟MiCA法规要求稳定币发行方持有100%储备资产,香港《稳定币条例》允许锚定多币种,美国SEC将部分NFT纳入证券法监管,这些分散的监管框架增加了合规复杂度。


从市场竞争角度看,Ripple、Circle等竞争对手已占据先发优势,SWIFT需要快速迭代和执行,才能后来居上。同时,中国内地明确禁止虚拟货币交易,参与境外平台可能面临冻卡、行政处罚甚至刑事指控,这限制了Linea在全球最大市场的推广。


05 未来展望:从实验到金融基础设施


如果试点成功,SWIFT与Linea的合作可能重新定义全球支付规则。根据路线图,该项目可能在2025年第四季度完成初步试点,2026年中后期扩大参与银行数量,并接入更多区块链网络。


长期来看,SWIFT可能演变为“混合型全球支付网络”,提供标准化消息层,底层由多个区块链网络提供代币化结算服务。分析师认为,这可能是传统金融拥抱Web3的分水岭事件,一旦规模化落地,每年有望节省数十亿美元的中间成本。


随着ZK技术日益成熟,Linea有望在2026年实现Type 1 zkEVM的完全过渡,并将吞吐量提升至每秒5000笔交易。更多传统金融巨头可能通过Linea探索区块链应用,因其合规框架和机构级基础设施已获多家银行信赖。





从更广阔的视角看,SWIFT与Linea的合作具有重要象征意义。它表明传统金融体系不再将区块链视为威胁,而是作为增强现有基础设施的工具。


真正的变革或许不会一蹴而就,但方向已经明确:金融基础设施正不可避免地走向更加透明、高效、开放的方向。随着试点项目推进,我们将密切关注这一历史性合作如何重塑全球金融格局。$LINEA #Linea @Linea.eth
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The collaboration between SWIFT and Linea,The collaboration between SWIFT and Linea could indeed become a significant event that changes our daily financial experience. It is not just a simple combination of financial giants and new technologies; it is likely to gradually reshape the way we manage our funds, much like mobile payments did in the past. The table below can help you quickly understand the core changes that this collaboration may bring. Impact Traditional Model (Before Collaboration) New Model (After Collaboration) Direct Value to You ⏱️ Cross-Border Payment Speed Days or even a week Instant arrival No long waiting, faster fund turnover 💸 Cross-Border Payment Costs High, including multiple intermediary fees Expected to be significantly reduced Save considerable remittance fees 🕒 Ease of Operation Need to go to the bank counter and fill out complex forms May achieve direct online operation, simplified process Convenient as sending red envelopes without leaving home 🔐 Transparency and Control Fund circulation process is opaque, difficult to trace transaction records Traceable, status can be tracked in real-time Know where the funds are going, providing more security

The collaboration between SWIFT and Linea,

The collaboration between SWIFT and Linea could indeed become a significant event that changes our daily financial experience. It is not just a simple combination of financial giants and new technologies; it is likely to gradually reshape the way we manage our funds, much like mobile payments did in the past. The table below can help you quickly understand the core changes that this collaboration may bring.

Impact Traditional Model (Before Collaboration) New Model (After Collaboration) Direct Value to You ⏱️ Cross-Border Payment Speed Days or even a week Instant arrival No long waiting, faster fund turnover 💸 Cross-Border Payment Costs High, including multiple intermediary fees Expected to be significantly reduced Save considerable remittance fees 🕒 Ease of Operation Need to go to the bank counter and fill out complex forms May achieve direct online operation, simplified process Convenient as sending red envelopes without leaving home 🔐 Transparency and Control Fund circulation process is opaque, difficult to trace transaction records Traceable, status can be tracked in real-time Know where the funds are going, providing more security
See original
SWIFT Chooses Linea: The 'Handshake' and Game Between Traditional Finance and DeFi The collaboration between the global interbank financial telecommunications association SWIFT and the ZK-Rollup network Linea is not only a technical partnership but also a profound dialogue about the future direction of finance. At the end of September 2025, SWIFT announced a partnership with the Ethereum Layer 2 network Linea developed by ConsenSys to test a blockchain messaging system, a news that quickly caused a stir in the global fintech community. SWIFT, long regarded as a bastion of traditional finance, chose to collaborate with the decentralized financial infrastructure Linea, marking a shift in the traditional financial system's attitude towards blockchain technology from cautious observation to substantial exploration.

SWIFT Chooses Linea: The 'Handshake' and Game Between Traditional Finance and DeFi

The collaboration between the global interbank financial telecommunications association SWIFT and the ZK-Rollup network Linea is not only a technical partnership but also a profound dialogue about the future direction of finance.
At the end of September 2025, SWIFT announced a partnership with the Ethereum Layer 2 network Linea developed by ConsenSys to test a blockchain messaging system, a news that quickly caused a stir in the global fintech community. SWIFT, long regarded as a bastion of traditional finance, chose to collaborate with the decentralized financial infrastructure Linea, marking a shift in the traditional financial system's attitude towards blockchain technology from cautious observation to substantial exploration.
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Title: Linea is more than just another L2: its 'dual burning' mechanism is quietly weaving a net for value capture Everyone is talking about Linea's zkEVM technology, low gas fees, and rich ecosystem. While these are certainly important, in my opinion, the most underestimated and ambitious design is its **'dual token burning' mechanism**. This is not just a trick of deflation, but a clever game that deeply binds Linea's own value with the Ethereum mother body. **My core viewpoint is: Linea is transforming itself from an 'informer' on Ethereum to an 'enabler' through 'dual burning', thereby building a more robust value alliance.** **1. The first layer of burning: standard 'protocol revenue' burning**

Title: Linea is more than just another L2: its 'dual burning' mechanism is quietly weaving a net for value capture

Everyone is talking about Linea's zkEVM technology, low gas fees, and rich ecosystem. While these are certainly important, in my opinion, the most underestimated and ambitious design is its **'dual token burning' mechanism**. This is not just a trick of deflation, but a clever game that deeply binds Linea's own value with the Ethereum mother body.
**My core viewpoint is: Linea is transforming itself from an 'informer' on Ethereum to an 'enabler' through 'dual burning', thereby building a more robust value alliance.**

**1. The first layer of burning: standard 'protocol revenue' burning**
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Linea's Strong Rise: The New Narrator of Ethereum Layer 2In the increasingly intense competition of Ethereum Layer 2 in 2025, the zkEVM network Linea developed by ConsenSys officially launched. Its token LINEA completed its TGE (Token Generation Event) on September 10 and began airdrop distributions. What sets Linea apart is its 'Ethereum-first' economic model: it allocates 85% of tokens to the ecosystem, leaving only 15% for the development company ConsenSys, locked for 5 years, with no tokens reserved for venture capital, teams, or insiders. This design highlights Linea's reinforcement of the Ethereum ecosystem, not just the core concept of leveraging Ethereum's value.

Linea's Strong Rise: The New Narrator of Ethereum Layer 2

In the increasingly intense competition of Ethereum Layer 2 in 2025, the zkEVM network Linea developed by ConsenSys officially launched. Its token LINEA completed its TGE (Token Generation Event) on September 10 and began airdrop distributions.


What sets Linea apart is its 'Ethereum-first' economic model: it allocates 85% of tokens to the ecosystem, leaving only 15% for the development company ConsenSys, locked for 5 years, with no tokens reserved for venture capital, teams, or insiders.


This design highlights Linea's reinforcement of the Ethereum ecosystem, not just the core concept of leveraging Ethereum's value.
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Linea: A Technological Innovator and Ecosystem Breakthrough in the Ethereum Layer2 Track In today's flourishing landscape of Ethereum scalability solutions, Linea, as a zkEVM Layer2 network under ConsenSys, has attracted widespread attention since its mainnet launch in July 2023. It not only achieves complete EVM equivalence, allowing developers to seamlessly migrate Ethereum dApps but also builds a unique economic model and ecosystem with the core philosophy of 'enhancing Ethereum rather than just scaling it.' By 2025, Linea has achieved a cumulative total of over 230 million transactions, with more than 420 ecosystem partners, a total locked value of $412 million, and over 317,000 daily active wallets, making it one of the fastest-growing networks in the zkEVM track.

Linea: A Technological Innovator and Ecosystem Breakthrough in the Ethereum Layer2 Track

In today's flourishing landscape of Ethereum scalability solutions, Linea, as a zkEVM Layer2 network under ConsenSys, has attracted widespread attention since its mainnet launch in July 2023. It not only achieves complete EVM equivalence, allowing developers to seamlessly migrate Ethereum dApps but also builds a unique economic model and ecosystem with the core philosophy of 'enhancing Ethereum rather than just scaling it.'


By 2025, Linea has achieved a cumulative total of over 230 million transactions, with more than 420 ecosystem partners, a total locked value of $412 million, and over 317,000 daily active wallets, making it one of the fastest-growing networks in the zkEVM track.
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Linea Dual Destruction Mechanism: Innovation in Ethereum Layer 2 Economic ModelsLinea, through its original dual destruction mechanism, deeply binds the success of the Layer 2 network to the value growth of the Ethereum mainnet, pioneering a new paradigm in the development of ZK-Rollup. Among the many Ethereum Layer 2 solutions, Linea stands out with its unique economic model design. It is not only a scalability solution on a technical level but also attempts to achieve deep value alignment with the Ethereum mainnet through an innovative dual destruction mechanism. This mechanism allows Linea's success to directly translate into the prosperity of the Ethereum ecosystem, bringing a new development idea to the Layer 2 track.

Linea Dual Destruction Mechanism: Innovation in Ethereum Layer 2 Economic Models

Linea, through its original dual destruction mechanism, deeply binds the success of the Layer 2 network to the value growth of the Ethereum mainnet, pioneering a new paradigm in the development of ZK-Rollup.


Among the many Ethereum Layer 2 solutions, Linea stands out with its unique economic model design. It is not only a scalability solution on a technical level but also attempts to achieve deep value alignment with the Ethereum mainnet through an innovative dual destruction mechanism.


This mechanism allows Linea's success to directly translate into the prosperity of the Ethereum ecosystem, bringing a new development idea to the Layer 2 track.
See original
Linea Ecological Flywheel: A New Paradigm for Value Growth in Ethereum Layer 2Linea has built an unprecedented value circulation system in the Ethereum Layer 2 track through two innovative mechanisms: dual destruction and native revenue, allowing network participants to share the dividends of ecological growth. In today's increasingly homogeneous competition in Ethereum Layer 2, the zkEVM network Linea developed by ConsenSys stands out, bringing a new development idea to the Layer 2 track with its innovative economic model design. Linea not only focuses on improving technical performance but also builds an Ethereum-prioritized value circulation ecosystem. The core of this system lies in the synergy between the dual destruction mechanism and the native revenue mechanism, allowing Linea's success to be directly translated into the common interests of Ethereum and its participants. As of September 2025, after the launch of the Linea mainnet, over 230 million transactions have been processed, with more than 420 ecological projects, and a total locked value reaching 412 million dollars, showcasing a strong network effect.

Linea Ecological Flywheel: A New Paradigm for Value Growth in Ethereum Layer 2

Linea has built an unprecedented value circulation system in the Ethereum Layer 2 track through two innovative mechanisms: dual destruction and native revenue, allowing network participants to share the dividends of ecological growth.



In today's increasingly homogeneous competition in Ethereum Layer 2, the zkEVM network Linea developed by ConsenSys stands out, bringing a new development idea to the Layer 2 track with its innovative economic model design. Linea not only focuses on improving technical performance but also builds an Ethereum-prioritized value circulation ecosystem.


The core of this system lies in the synergy between the dual destruction mechanism and the native revenue mechanism, allowing Linea's success to be directly translated into the common interests of Ethereum and its participants. As of September 2025, after the launch of the Linea mainnet, over 230 million transactions have been processed, with more than 420 ecological projects, and a total locked value reaching 412 million dollars, showcasing a strong network effect.
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SWIFT选择Linea合作:传统金融与以太坊Layer2的历史性握手 全球银行间金融电信协会SWIFT与ZK-Rollup网络Linea的联手,标志着传统金融基础设施向区块链转型的关键转折点。 2025年9月27日,全球金融通信巨头SWIFT宣布正通过ConsenSys开发的以太坊Layer2网络Linea测试其区块链消息传递系统,引发市场强烈震动。受此消息影响,Linea原生代币LINEA单日飙升超14%,价格突破0.029美元,日交易量达3.53亿美元。 这一合作的意义远超短期价格波动,它代表了传统金融体系对区块链技术从观望到实际采用的重大转变。参与试点的包括法国巴黎银行、纽约梅隆银行等全球顶级金融机构,预示着传统金融与去中心化网络的融合进入新阶段。 01 SWIFT的现实困境与区块链解决方案 SWIFT作为全球银行间金融通信的支柱,每年处理超过40亿条金融报文,覆盖200多个国家和地区。然而,传统跨境支付系统存在明显痛点:结算平均需要2-5天,成本高达每笔30-50美元。 区块链技术提供了解决这些痛点的可能性。基于分布式账本的系统可以将交易时间从数天压缩到分钟甚至秒级,同时降低成本80%以上。SWIFT选择Linea进行测试,表明它正积极应对这一颠覆性趋势。 SWIFT的“链上化”探索,实质上是在为未来央行数字货币(CBDC)和多边货币桥(如mBridge项目)铺路。国际货币基金组织数据显示,目前全球已有130多个国家在探索CBDC,SWIFT若成功转型为“混合金融消息层”,将无缝连接法币与数字资产体系。 02 为何选择Linea?技术优势与合规特性 在众多区块链平台中,SWIFT选择Linea并非偶然。Linea的ZK-Rollup技术提供了机构级应用所需的可扩展性、隐私性和成本效率。 作为Type 2 zkEVM,Linea完全兼容以太坊虚拟机,意味着传统金融机构可以利用现有的以太坊开发工具和智能合约知识,大幅降低开发门槛。同时,Linea的零知识证明技术确保了交易数据的隐私性,这对受严格监管的金融机构至关重要。 Linea由ConsenSys开发,这一背景也增加了其可信度。ConsenSys不仅是MetaMask和Infura的创建者,还从微软、软银和Coinbase Ventures等机构筹集了7.25亿美元,具有坚实的财务和技术基础。 更重要的是,Linea的以太坊优先经济模型与SWIFT的中立定位相符。Linea使用ETH支付Gas费,并将净收入的20%用于销毁ETH,80%回购销毁LINEA代币,这种设计使其成功与以太坊生态繁荣紧密相连。 03 合作对Linea生态的即时与长期影响 SWIFT合作消息公布后,Linea生态立即感受到多重积极影响。最直接的是市场关注度大幅提升,LINEA代币价格和交易量显著上涨。 更深远的影响在于,这一合作为Linea生态系统带来了机构级的使用场景。随着更多金融机构探索基于Linea的解决方案,网络交易量和手续费收入有望持续增长,进而强化其独特的双重销毁机制的效果。 Linea的主网数据已显示出强劲增长。截至2025年,该网络已处理累计超过2.3亿笔交易,拥有超过420个合作伙伴,总锁定价值达到4.12亿美元。SWIFT的参与将进一步加速这一趋势。 对开发者而言,SWIFT的认可意味着基于Linea构建的dApp可能更容易获得传统金融用户的接受。这种“合规优势”在Layer2竞争日益同质化的背景下尤为珍贵。 04 Linea的独特定位:以太坊价值对齐与传统金融接纳 Linea能够在众多Layer2中脱颖而出,关键在于其独特的以太坊价值对齐理念。与其他项目不同,Linea明确将自身定位为“以太坊增强器”而非竞争对手。 Linea的代币经济模型充分体现了这一理念。总供应量720亿枚LINEA代币中,85%分配给生态系统,仅15%归属ConsenSys金库且有五年锁定期。没有代币分配给风险投资机构,这一分配比例在Layer2项目中极为罕见。 同时,Linea通过原生收益机制与传统金融需求对接。通过与Lido等协议集成,桥接到Linea的ETH可以自动质押,产生的收益回流到生态系统,支持流动性和生态增长。 这种既坚持以太坊核心价值观又满足传统金融需求的平衡策略,使Linea成为连接两个世界的理想桥梁。前贝莱德高层、SharpLink共同执行长Joseph Chalom指出:“Linea展现出对以太坊的强烈承诺,我们认为该平台与以太坊高度一致的定位,将使其成为未来的重要基础。” 05 挑战与未来展望:从实验到金融基础设施的路径 尽管SWIFT合作带来巨大机遇,Linea仍面临多重挑战。技术上,ZK-Rollup的相对复杂性可能影响大规模应用的速度。市场方面,Layer2竞争激烈,Arbitrum、Optimism等对手已占据先发优势。 Linea的去中心化进程也是关注焦点。2024年6月Velocore事件中,Linea为阻断黑客跨链短暂停止出块,引发“去中心化”讨论。团队随后重申去中心化规划,但此类“暂停权”与运行权限仍需透明化与逐步卸载。 从监管角度看,传统金融机构使用区块链技术仍面临不确定性。SWIFT选择Linea进行测试,本身是对其合规特性的认可,但具体应用仍需符合各国监管要求。 展望未来,SWIFT与Linea的合作可能只是开始。如果试点成功,更多传统金融机构可能跟进,推动Linea成为连接传统金融与去中心化世界的关键基础设施。 根据路线图,Linea计划在2026年实现向Type 1 zkEVM的过渡,并将网络吞吐量提升至每秒5000笔交易。这些技术升级将进一步增强其服务金融机构的能力。 SWIFT与Linea的合作象征着传统金融与区块链关系的重要转折。不仅是对Linea技术的认可,更是对以太坊生态系统的整体认可。 随着更多金融机构探索区块链解决方案,Linea凭借其技术优势、以太坊对齐的经济模型和ConsenSys的生态支持,有望在这一转变中扮演关键角色。这场实验的成功与否,将重新定义市场对Layer2价值的认知——它不应只是交易执行的管道,更该是连接传统金融与去中心化世界的桥梁。@LineaEth #Linea $LINEA {spot}(LINEAUSDT)

SWIFT选择Linea合作:传统金融与以太坊Layer2的历史性握手




全球银行间金融电信协会SWIFT与ZK-Rollup网络Linea的联手,标志着传统金融基础设施向区块链转型的关键转折点。


2025年9月27日,全球金融通信巨头SWIFT宣布正通过ConsenSys开发的以太坊Layer2网络Linea测试其区块链消息传递系统,引发市场强烈震动。受此消息影响,Linea原生代币LINEA单日飙升超14%,价格突破0.029美元,日交易量达3.53亿美元。


这一合作的意义远超短期价格波动,它代表了传统金融体系对区块链技术从观望到实际采用的重大转变。参与试点的包括法国巴黎银行、纽约梅隆银行等全球顶级金融机构,预示着传统金融与去中心化网络的融合进入新阶段。





01 SWIFT的现实困境与区块链解决方案


SWIFT作为全球银行间金融通信的支柱,每年处理超过40亿条金融报文,覆盖200多个国家和地区。然而,传统跨境支付系统存在明显痛点:结算平均需要2-5天,成本高达每笔30-50美元。


区块链技术提供了解决这些痛点的可能性。基于分布式账本的系统可以将交易时间从数天压缩到分钟甚至秒级,同时降低成本80%以上。SWIFT选择Linea进行测试,表明它正积极应对这一颠覆性趋势。


SWIFT的“链上化”探索,实质上是在为未来央行数字货币(CBDC)和多边货币桥(如mBridge项目)铺路。国际货币基金组织数据显示,目前全球已有130多个国家在探索CBDC,SWIFT若成功转型为“混合金融消息层”,将无缝连接法币与数字资产体系。


02 为何选择Linea?技术优势与合规特性


在众多区块链平台中,SWIFT选择Linea并非偶然。Linea的ZK-Rollup技术提供了机构级应用所需的可扩展性、隐私性和成本效率。


作为Type 2 zkEVM,Linea完全兼容以太坊虚拟机,意味着传统金融机构可以利用现有的以太坊开发工具和智能合约知识,大幅降低开发门槛。同时,Linea的零知识证明技术确保了交易数据的隐私性,这对受严格监管的金融机构至关重要。


Linea由ConsenSys开发,这一背景也增加了其可信度。ConsenSys不仅是MetaMask和Infura的创建者,还从微软、软银和Coinbase Ventures等机构筹集了7.25亿美元,具有坚实的财务和技术基础。


更重要的是,Linea的以太坊优先经济模型与SWIFT的中立定位相符。Linea使用ETH支付Gas费,并将净收入的20%用于销毁ETH,80%回购销毁LINEA代币,这种设计使其成功与以太坊生态繁荣紧密相连。


03 合作对Linea生态的即时与长期影响


SWIFT合作消息公布后,Linea生态立即感受到多重积极影响。最直接的是市场关注度大幅提升,LINEA代币价格和交易量显著上涨。


更深远的影响在于,这一合作为Linea生态系统带来了机构级的使用场景。随着更多金融机构探索基于Linea的解决方案,网络交易量和手续费收入有望持续增长,进而强化其独特的双重销毁机制的效果。


Linea的主网数据已显示出强劲增长。截至2025年,该网络已处理累计超过2.3亿笔交易,拥有超过420个合作伙伴,总锁定价值达到4.12亿美元。SWIFT的参与将进一步加速这一趋势。


对开发者而言,SWIFT的认可意味着基于Linea构建的dApp可能更容易获得传统金融用户的接受。这种“合规优势”在Layer2竞争日益同质化的背景下尤为珍贵。


04 Linea的独特定位:以太坊价值对齐与传统金融接纳


Linea能够在众多Layer2中脱颖而出,关键在于其独特的以太坊价值对齐理念。与其他项目不同,Linea明确将自身定位为“以太坊增强器”而非竞争对手。


Linea的代币经济模型充分体现了这一理念。总供应量720亿枚LINEA代币中,85%分配给生态系统,仅15%归属ConsenSys金库且有五年锁定期。没有代币分配给风险投资机构,这一分配比例在Layer2项目中极为罕见。


同时,Linea通过原生收益机制与传统金融需求对接。通过与Lido等协议集成,桥接到Linea的ETH可以自动质押,产生的收益回流到生态系统,支持流动性和生态增长。


这种既坚持以太坊核心价值观又满足传统金融需求的平衡策略,使Linea成为连接两个世界的理想桥梁。前贝莱德高层、SharpLink共同执行长Joseph Chalom指出:“Linea展现出对以太坊的强烈承诺,我们认为该平台与以太坊高度一致的定位,将使其成为未来的重要基础。”


05 挑战与未来展望:从实验到金融基础设施的路径


尽管SWIFT合作带来巨大机遇,Linea仍面临多重挑战。技术上,ZK-Rollup的相对复杂性可能影响大规模应用的速度。市场方面,Layer2竞争激烈,Arbitrum、Optimism等对手已占据先发优势。


Linea的去中心化进程也是关注焦点。2024年6月Velocore事件中,Linea为阻断黑客跨链短暂停止出块,引发“去中心化”讨论。团队随后重申去中心化规划,但此类“暂停权”与运行权限仍需透明化与逐步卸载。


从监管角度看,传统金融机构使用区块链技术仍面临不确定性。SWIFT选择Linea进行测试,本身是对其合规特性的认可,但具体应用仍需符合各国监管要求。


展望未来,SWIFT与Linea的合作可能只是开始。如果试点成功,更多传统金融机构可能跟进,推动Linea成为连接传统金融与去中心化世界的关键基础设施。


根据路线图,Linea计划在2026年实现向Type 1 zkEVM的过渡,并将网络吞吐量提升至每秒5000笔交易。这些技术升级将进一步增强其服务金融机构的能力。





SWIFT与Linea的合作象征着传统金融与区块链关系的重要转折。不仅是对Linea技术的认可,更是对以太坊生态系统的整体认可。


随着更多金融机构探索区块链解决方案,Linea凭借其技术优势、以太坊对齐的经济模型和ConsenSys的生态支持,有望在这一转变中扮演关键角色。这场实验的成功与否,将重新定义市场对Layer2价值的认知——它不应只是交易执行的管道,更该是连接传统金融与去中心化世界的桥梁。@Linea.eth #Linea $LINEA
See original
SWIFT Chooses Linea: A Historic Handshake Between Traditional Finance and BlockchainThe collaboration between SWIFT, the global interbank financial telecommunications association, and the ZK-Rollup network Linea marks a critical turning point in the transformation of traditional financial infrastructure to blockchain. In September 2025, global financial communications giant SWIFT announced that it is testing its blockchain messaging system through the Ethereum Layer 2 network Linea developed by ConsenSys, causing a strong market reaction. As a result of this news, Linea's native token LINEA surged over 14% in a single day, breaking the price of $0.029, with a daily trading volume reaching $353 million. The significance of this collaboration goes far beyond short-term price fluctuations; it represents a major shift from traditional financial systems being passive observers to actively adopting blockchain technology. The pilot participants include top global financial institutions such as BNP Paribas and BNY Mellon, indicating that the integration of traditional finance and decentralized networks has entered a new phase.

SWIFT Chooses Linea: A Historic Handshake Between Traditional Finance and Blockchain

The collaboration between SWIFT, the global interbank financial telecommunications association, and the ZK-Rollup network Linea marks a critical turning point in the transformation of traditional financial infrastructure to blockchain.
In September 2025, global financial communications giant SWIFT announced that it is testing its blockchain messaging system through the Ethereum Layer 2 network Linea developed by ConsenSys, causing a strong market reaction. As a result of this news, Linea's native token LINEA surged over 14% in a single day, breaking the price of $0.029, with a daily trading volume reaching $353 million.
The significance of this collaboration goes far beyond short-term price fluctuations; it represents a major shift from traditional financial systems being passive observers to actively adopting blockchain technology. The pilot participants include top global financial institutions such as BNP Paribas and BNY Mellon, indicating that the integration of traditional finance and decentralized networks has entered a new phase.
See original
Linea: The ZK revolution reshaping the future of Ethereum is coming In the blockchain world, Linea is writing a new chapter in the field of ZK-Rollup through dual innovation in technology and ecology. The blockchain industry has always faced a core dilemma: how to achieve large-scale expansion while maintaining security and decentralization? As the zkEVM solution under ConsenSys, Linea provides a remarkable answer to this problem with its complete EVM equivalence, strong infrastructure support, and innovative token economic model. 01 Technical Cornerstone: Breakthrough Progress of ZK-Rollup Linea's core positioning is Type 2 zkEVM, which means it is fully compatible with the Ethereum Virtual Machine but not entirely identical to Ethereum itself. This design choice allows Linea to achieve a perfect balance between compatibility and performance.

Linea: The ZK revolution reshaping the future of Ethereum is coming

In the blockchain world, Linea is writing a new chapter in the field of ZK-Rollup through dual innovation in technology and ecology.
The blockchain industry has always faced a core dilemma: how to achieve large-scale expansion while maintaining security and decentralization? As the zkEVM solution under ConsenSys, Linea provides a remarkable answer to this problem with its complete EVM equivalence, strong infrastructure support, and innovative token economic model.
01 Technical Cornerstone: Breakthrough Progress of ZK-Rollup
Linea's core positioning is Type 2 zkEVM, which means it is fully compatible with the Ethereum Virtual Machine but not entirely identical to Ethereum itself. This design choice allows Linea to achieve a perfect balance between compatibility and performance.
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