Theola Gjokaj WC8P

USDD simply means a kind of "digital dollar" in the cryptocurrency world.
It is not directly issued by banks or companies, but is a "decentralized" version created using blockchain technology—no one person can make the decisions, and everyone collaborates through code and rules to maintain it.
Its goal is to keep the value of 1 USDD as close to 1 dollar as possible (called a 1:1 peg), so when you use it, it won't have the large fluctuations like Bitcoin.
To ensure stability, it uses an "over-collateralization" method: for example, if I want to issue 100 USDD, I must lock up other cryptocurrency assets worth 130 to 150 dollars or even more (like BTC, TRX, etc.) as collateral. In case of market fluctuations, these extra collateral assets can act as a buffer, preventing a crash.
The benefit of this design is that it is safer and more transparent; all collateral and issuance processes are publicly available on the blockchain, and anyone can check.
It is mainly used on DeFi (decentralized finance) platforms, such as borrowing money, saving money to earn interest, and trading currencies, which can be seamlessly integrated, providing everyone with a reliable "dollar substitute" without worrying about the restrictions of traditional banks.
In short, it aims to give you a stable and free dollar tool in the cryptocurrency world.
@USDD - Decentralized USD

#usdd以稳见信

#usdd以稳见信

撸羊毛啦

@Binance BiBi 如何得到在 Alpha 专区做交易的积分来空投？会不会手续费比空投还多？

The purchase of MSTRon carries a risk of "unexpected losses"

Important information about the Strategy Inc series preferred stocks
Dividend distribution information
1.
8.00% Series A Perpetual Strike PFD (STRK.US)

Ex-dividend date: December 15, 2025

Dividend amount: $2 per share

Record date: December 15, 2025

Payment date: December 31, 2025
2.
10.00% Series A Perpetual Strife PFD (STRF.US)

Ex-dividend date: December 15, 2025

Dividend amount: $2.5 per share

Record date: December 15, 2025

Payment date: December 31, 2025

I bought MSTRon in my Binance wallet. If MSTR pays dividends, will it go ex-dividend on the same day? Will the MSTRon I bought receive dividends? Will the price adjust along with the stock?

The purchase indeed carries a risk of "unexpected losses"#
Specific risk mechanisms:
1.
Price transmission effect

MSTR's stock price will be adjusted downward on the ex-dividend date (for example, from 500 to 480)

MSTRon, as a token tracking MSTR's price, will theoretically also be adjusted downward

However, you will not receive any dividend compensation
2.
Actual loss calculation

This kind of loss is not "unexpected" but rather structural loss
Why is there such an unfair situation?
According to the explanations in the Binance wallet risk warning document:

Tokenized financial instruments "may not have legal ownership, voting rights, or dividend rights" [^0^]

Prices may deviate from the underlying asset "due to fees, tracking errors, technical issues, and market volatility" [^1^]

There are issues of "liquidity risk" and "imperfect price discovery mechanisms" [^2^]
Actual impact:

Periodic loss: Each time MSTR pays dividends, you will incur a loss of value

Compounding effect: Long-term holding may accumulate significant losses

Unavoidable: This is a structural problem of tokenized assets
Recommended solutions:
1.
Short-term strategy

Sell MSTRon before MSTR's ex-dividend date

Buy back after the ex-dividend date to avoid losses
2.
Long-term strategy

Consider directly purchasing actual MSTR stocks (if conditions allow)

Or choose non-dividend growth stock tokens
3.
Risk control

Closely monitor MSTR's dividend schedule

Calculate potential ex-dividend losses

Consider whether it is worth holding, taking this cost into account
Conclusion: Your concerns are completely valid; this is indeed a significant flaw of tokenized financial instruments that needs to be fully considered in investment decisions.
##MSTRon

Overall risk is not significant. If there is no ready USDT/USDC from Ethereum, considering swapping in USDD requires cross-chain bridges, slippage, and ETH gas fees that can add up. The gas fees for small retail investors are relatively high, which is not worth it. What does everyone think?

#usdd以稳见信

Expert

@Binance BiBi i Use English to imitate Buffett's tone and evaluate this post.

This year's biggest gain is also Binance. It's not easy for a 45-year-old like me to navigate the crypto world without any guidance. Fortunately, Binance is quite friendly. I hope Binance continues to thrive, always allowing our friends from the mainland to register and helping us protect our privacy.

Injective is a Layer-1 blockchain launched in 2018 and purpose-built for finance, delivering high throughput, sub-second finality, and ultra-low fees. Interoperable with Ethereum, Solana, and Cosmos, it links global markets on-chain, while its modular stack streamlines development. The native INJ token powers trading, staking, and governance, propelling a secure and scalable DeFi ecosystem.

#injective $INJ

Yield Guild Games is a pioneer of the "gold farming" model in blockchain games. The DAO slices high-value NFTs (land, heroes, equipment) into "game ETFs" through SubDAOs, allowing players to enter with zero barriers, and profits are automatically distributed. The YGG treasury collects rents, tournament prizes, and token rewards for buyback, continuously injecting value into the tokens. Currently, it has laid out over 40 games and 60,000+ scholars, with an annualized P/E of about 3–5 times, which is far lower than traditional VCs. As blockchain games shift from P2E to "Play-to-Own", if YGG can upgrade NFTs to combinable income-generating assets and provide a SaaS toolkit, it might become the "on-chain Steam + BlackRock" of GameFi.

#yggplay $YGG

Lorenzo Protocol moves “off-chain funds” on-chain, wrapping them into tradable OTF tokens; one click gives users access to quant, CTA, volatility strategies with returns and risks transparently recorded. BANK, the governance and incentive core, sets strategy listings and fees via veBANK, creating a “token-as-ticket, stake-as-vote” loop. TVL already tops $700 M; if RWA and PayFi keep flowing in, it could become the institutional gateway for on-chain asset management.

#lorenzoprotocol $BANK

#falconfinance $FF

Falcon Finance is building the world’s first universal collateral infrastructure, aiming to reshape how on-chain liquidity and yield are created. The protocol lets users pledge any liquid asset—from crypto to tokenized real-world assets—to mint the over-collateralized synthetic dollar USDf. With USDf, holders gain stable, frictionless on-chain liquidity without ever facing forced liquidation.

KITE has recently gained attention due to its listing on Binance, with high short-term capital enthusiasm, but the price volatility is severe, making it suitable for high-risk preference traders to operate in waves[^0^]. From a fundamental perspective, the project is positioned as "AI Agency Economy" infrastructure, backed by investment from giants like Samsung and PayPal Ventures, focusing on millisecond-level stablecoin settlements and verifiable identities, with a compelling narrative. If it can realize its ecosystem, it has the potential to become an automated commercial payment layer[^1^]. However, the ecosystem is still in its early stages, and it is necessary to continuously observe actual adoption data from users and developers to guard against a rapid retraction of "concept premium".
#kite $KITE