Andy-加密不落客

An Open Standard jointly promoted by more than 140 global financial and technology giants, it recently launched the USD stablecoin Open USD (#OUSD ). Its alliance lineup includes Visa, Mastercard, Stripe, BlackRock, Coinbase, Google, and Ripple, among others, aiming to reshape the stablecoin market with a disruptive business model.
Key differences: Not just another stablecoin
The biggest difference between OUSD and #USDT and #USDC lies in the profit-sharing and governance mechanisms:
· Zero fees: Businesses can mint and redeem for free, significantly reducing the costs of cross-border payments and large-value settlements.
· Shared interest: Unlike traditional stablecoin issuers that monopolize U.S. Treasury yield, OUSD allocates most of its reserve interest to ecosystem participating enterprises.

On June 23, 2026, just 8 days away from the EU's (Crypto Assets Market Law) transition deadline on July 1, #MiCA announced that it received preliminary approval for a Crypto Asset Service Provider (CASP) license from the Luxembourg Financial Supervisory Authority (CSSF). This 'green light letter' allows Ripple to offer regulated crypto asset payment services across all 30 countries in the European Economic Area.
MiCA is the unified regulatory framework established by the EU for its 27 member states. After July 1, 2026, any unlicensed crypto firms must stop serving EU clients. As of May 2026, only about 210 companies across the EU have received CASP authorization, with over 80% of the 1,200+ pre-MiCA entities failing to make the transition. Ripple snagged its ticket before the deadline, making it a winner in this regulatory elimination race.