Binance Academy

See a "Binance Academy chat group" inviting you to ask crypto questions? Pause.

Anyone can slap our logo on a group. We list official channels only on Binance Verify.

Investing is moving beyond just profit. ESG stocks prioritize environmental impact, social responsibility, and corporate governance.

Learn how to screen for companies that align with your values without sacrificing your long-term portfolio goals.

When you invest in the stock market, capital appreciation (waiting for the price to go up) is only one way to make money. The other is through dividends.

When established, highly profitable companies generate more cash than they need to reinvest in their own growth, they often choose to distribute a portion of those earnings directly to their shareholders.

Before you start building a passive income portfolio, you need to understand the mechanics that dictate these payouts:

👉 Dividend Yield: This is your annual return on investment based on the current share price. If a stock costs $100 and pays $5 a year in dividends, the yield is 5%.

👉 Payout Ratio: A massive yield might look attractive, but you must check the payout ratio. The percentage of total company earnings being paid out. If a company is paying out 95% of its profits just to maintain its dividend, that payout is highly vulnerable to being cut during a bad quarter.

👉 The Ex-Dividend Date: This is the ultimate deadline. To receive an upcoming dividend payment, you must purchase the stock before the ex-dividend date. If you buy the stock on or after this date, the previous owner gets the cash.

Read our complete guide to evaluating dividend stocks.

Not all stocks are created equal. Buying shares in a fast-moving tech company is a fundamentally different strategy than buying shares in an established electricity provider.

To build a balanced, weather-proof portfolio, you need to understand how different equities behave:

👉 Growth vs. Value: Growth stocks reinvest all their profits to expand rapidly, offering high upside but higher risk. Value stocks are established companies currently trading below their perceived intrinsic worth, offering investors a chance to buy at a discount.

👉 Dividend Stocks: These are companies that distribute a portion of their profits back to shareholders as cash on a regular schedule. They create a passive income stream that pays out regardless of daily price action.

👉 Cyclical vs. Defensive: Cyclical stocks (like retail and travel) surge when the economy is booming. Defensive stocks (like healthcare and food staples) hold their ground during recessions because consumer demand never drops.

Remember, a single stock can fit into multiple categories. A massive tech firm could be a Growth, Blue Chip, and Cyclical stock all at once.

Read our complete beginner's guide to categorizing stocks and managing portfolio risk.

BTC just dipped below $60K again. Most people panic but DCA investors don't. they just buy their usual amount and move on.

Dollar-cost averaging takes the emotion out of investing: fixed amount, fixed schedule, no matter what the chart says.

Here's how it works.

The stock market is divided into 11 distinct sectors. From tech and energy to healthcare and real estate, learning how these industries rotate can help you build a stronger, crash-resistant portfolio.

Get the breakdown.

🇰🇪 600+ students at Nazarene University. That’s what crypto education in Kenya looks like.

Africa’s next generation of Web3 builders is ready, and we’re proud to be part of that journey.

The TON to GRAM Rebrand: What You Need to Know

Following an 81% community governance vote, The Open Network is officially changing the name and ticker of its native cryptocurrency from Toncoin (TON) to Gram (GRAM).

If you currently hold TON, here are the core facts regarding how this transition affects you:
🔸 It is an identity change only: The underlying blockchain, smart contracts, and network infrastructure are completely unchanged.

🔸 Your assets are safe: 1 TON held before the rebrand automatically becomes 1 GRAM. Your wallet addresses, DeFi positions, and staking allocations are not affected.

🔸 No action is required: If you hold your funds on Binance, the conversion will be handled automatically for you on the backend.

🔸 Beware of Scams: Rebrands are major targets for phishing schemes. There is absolutely no "token swap," "migration portal," or "claim process" required for this update. Any message asking you to connect your wallet to migrate your TON is a scam.

Read the full breakdown of the transition timeline.

When markets drop sharply, fear spreads faster than logic. To prevent a rapid decline from spiraling into a total collapse due to panic selling, regulators use "circuit breakers" to force a temporary pause in trading.

In the US stock market, this system operates in three distinct tiers based on the S&P 500:

👉 Level 1 (7% Drop): Trading halts for 15 minutes to let traders catch their breath.

👉 Level 2 (13% Drop): Another 15-minute halt is triggered.

👉 Level 3 (20% Drop): Trading is suspended for the entire remainder of the day.

What should you do during a halt? A freeze can be unsettling, but it is designed to protect you. Instead of panicking, use the paused time to check news sources, review your exposure, and wait for the market to find a rational price level. Setting stop-loss orders in advance is the best way to ensure you are protected before a halt even happens.

Read our full guide on how market halts work and how to handle them.

🇬🇭1,500+ students at University of Cape Coast came and left knowing exactly how blockchain works, and deep dive into why crypto matters for their future.

Cape Coast, Ghana. You made this one unforgettable! See you at the next one.

🇱🇷 Shoutout to 300+ students at the University of Liberia (Fendell Campus) for showing up!

A huge thanks to the school administration and a special shoutout to the Dean of Students for the full support and for encouraging students to take the session seriously. That makes all the difference.

This is what education-first crypto adoption looks like. On to the next.

Most people lose money in the stock market not because they picked the wrong asset, but because they skipped the foundational rules.

Before you place your first trade, you need to master:
🔸 Market vs. Limit orders
🔸 The real math behind risk management
🔸 How to filter out emotional noise
👉 Stop guessing. Start learning.

🇱🇰 Binance Academy Ruhuna University workshop successfully completed.

120+ students joined us for an engaging and interactive session. Big thanks to everyone who participated and made it a great experience!

Traditional U.S. stocks: Closed on weekends, T+1 settlement, limited hours.
bStocks: 24/7 liquidity, instant settlement, easy access.

How does this milestone bridge TradFi and Web3?
👉Discover the full breakdown

What does career in blockchain actually look like?
We answered that at National Taiwan University.

80+ students got a front-row look at:
Career pathways in the blockchain industry
Cross-border remote work culture

The next generation of Web3 builders is at NTU.

People use "coins" and "tokens" like they mean the same thing — but the difference matters.

A coin has its own blockchain. Bitcoin, Ethereum, BNB — each one powers the network it runs on. The coin is native to that chain.

A token is built on top of an existing blockchain. It doesn't need its own network and borrows the infrastructure. Most DeFi protocols, NFT projects, and Web3 apps issue tokens this way, typically on Ethereum, BNB Chain, or Solana.

Why does it matter? Because when you're evaluating a project, understanding whether it's a coin or a token tells you something about its architecture, its dependencies, and how it actually works under the hood.

Last week, $BTC dropped below $60K on a wave of long liquidations, then reversed to $63,800, wiping out everyone who had rushed to short near the bottom. Over $241M in total short positions were aggressively flushed out across the crypto market in a single window.

Here's the mechanics behind what happened.

When you short crypto with leverage, you deposit margin as collateral. If price moves up instead of down, your losses grow until they exceed your margin, at which point the exchange automatically closes your position. That's a short liquidation. At 10x leverage, a price increase of just 8–10% can trigger it. You don't get to react.

The cascade forms when thousands of traders short the same level. Each forced close places a buy order that pushes price higher, which hits the next cluster of shorts, which generates more buy orders, which pushes price higher still. In crypto, this can unfold in minutes.

Understanding where liquidation clusters sit and how cascades form is an essential part of managing risk in crypto derivatives.

👉 Full breakdown

🇦🇪 Who said education can't be fun? Crypto is for everyone! 4 workshops delivered with @Binance MENA

We brought blockchain basics to the people who matter most and they showed up in Dubai, asked questions, and proved one thing: crypto is for everyone!