bradgarlinghouse

Ripple's CEO, *Brad Garlinghouse*, has spoken out about the *SEC's decision* to drop its case against a major US exchange, calling it a significant shift from the policies of the previous administration. 🧐

Garlinghouse expressed that the *new SEC* seems eager to move on from the *failed regulation-by-enforcement* tactics that were part of the last administration. He added that, as someone who's been waiting for progress himself, he believes the current SEC is demonstrating a clear interest in making fast moves. ⏩

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*What Happened?* 🤔

The SEC *dropped its case* against the leading exchange, which was a big surprise. Not only did the case get dismissed, but the exchange won’t have to pay any fines or make any concessions! 🎉 This was unexpected, as many in the industry thought the SEC would continue its aggressive stance against crypto exchanges.

*Attorney Jeremy Hogan* pointed out that the case was dismissed *with prejudice*, meaning it can be *re-filed later*, though that seems unlikely for now. 📜 He also mentioned that the SEC isn't waiting for someone to be confirmed before taking action on crypto.

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*What Does This Mean for Ripple?* 🤷‍♂️
With this surprising move, many are now wondering if *Ripple* could be next. Could the SEC drop its case against Ripple as well? 🔮

*John Reed Stark*, a former SEC official, believes the SEC will *withdraw its appeal* against Ripple in the near future. This sentiment is echoed by *Jeremy Hogan*, who thinks the case could be dropped “soon.” 🚀

It seems that the SEC is prioritizing cases with imminent deadlines, which might explain the delay in the Ripple case. Ripple recently filed its *opening brief*, and they’re expected to file a *cross-appeal* by April 16th. ⏳

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*The Bottom Line* 💬

While the *SEC's decision* to drop the case against the exchange is a surprise, it also opens the door for *optimism* in the crypto industry. The shift in the SEC's approach could mean that *Ripple's case* might be dismissed sooner than expected. 🕊

The industry is watching closely, and *Ripple* holders are hoping that the same favorable outcome comes their way soon! 🤞

$XRP
$BTC

#Ripple #SEC #BradGarlinghouse #CryptoNewss #CryptoCommunity

Ripple CEO Brad Garlinghouse went on "60 Minutes" to talk about the crypto world! 🌎 And guess what? He said the crypto industry actually wants regulations. 🧑‍⚖️ They're not trying to avoid the rules, they just want clear guidelines to follow.
But not everyone agrees! John Reed Stark, a former SEC official, was also interviewed and he called crypto a "scourge." 😫 He thinks it's all just speculation and doesn't have any real value. He even said most cryptocurrencies should be treated like securities.
Garlinghouse fired back! 🔥 He argued that the old laws about securities don't make sense for this new technology. He also wasn't happy with how the "60 Minutes" segment turned out. 😠 He said they cut out the part where he explained why XRP isn't a security. He even called Stark a "shill" for being so negative about crypto! 🤭
Here's the gist:
Crypto wants regulations: The industry wants clear rules, not a free pass.Differing opinions: Stark and Garlinghouse have very different views on crypto.$XRP debate: Garlinghouse insists XRP is not a security."60 Minutes" drama: Garlinghouse feels the segment was edited unfairly.
Oh, and XRP's price has been a bit shaky lately. 😅 Even though it hit a high point earlier this month, it's down a little now. 📉
What do you think about all this? 🤔 Let me know! 💬
#RippleNews #BradGarlinghouse

At a fintech conference in Washington, Ripple CEO Brad Garlinghouse once again addressed one of the most persistent myths in crypto — that Ripple controls XRP. Speaking candidly, he emphasized that XRP is an open-source, decentralized project with no single leader — and certainly not him.
“People say things like, ‘XRP has a CEO.’ And I ask — who would that be?”

“Ripple has a CEO. That’s me. But XRP? It’s an open-source technology built by hundreds of independent developers and companies,” Garlinghouse said.

Ripple spent $150 million to defend XRP
Garlinghouse reminded the audience that Ripple has spent more than $150 million fighting the U.S. Securities and Exchange Commission (SEC) to obtain legal clarity that XRP is not a security.
He explained that the case was not just about defending Ripple, but about setting a precedent for the entire industry:
“That battle wasn’t just about Ripple. It was about ensuring that every innovator in crypto can build without fear of vague or outdated regulations.”
Garlinghouse added that Ripple continues to invest in blockchain innovation and support a transparent, multichain ecosystem, where digital assets can thrive collaboratively — not under centralized control.

XRP Ledger: The power of the community, not the corporation
The XRP Ledger (XRPL) operates under a decentralized governance model, where decisions about the network’s development are made by a majority of validators, not by Ripple.
Changes to the network require broad validator approval, and there have been cases where the community passed proposals that Ripple did not support. According to Garlinghouse, this proves that Ripple does not control XRPL.
This structure has made XRP one of the most independent blockchain networks, maintaining a rare balance between efficiency, security, and decentralization.

XRP: From myth to reality
With its role clearly defined and its technology guided by community consensus, XRP continues to evolve as an independent digital infrastructure for banks, global payments, and Web3 innovation.
Garlinghouse summed up Ripple’s mission simply:
“Our goal was never to control XRP. Our goal is to help people understand what an open blockchain can truly achieve.”


#Ripple , #xrp , #BradGarlinghouse , #SEC , #XRPArmy

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Ripple is wasting no time after putting its long-running $XRP lawsuit behind it, announcing a major $1.25 billion acquisition of prime brokerage firm Hidden Road. The crypto market is surging with activity, as U.S. crypto-related acquisitions and public listings hit $8.2 billion across 88 deals in just the first four months of 2025, already tripling the entire total from 2024. This unprecedented boom signals a deepening fusion between traditional finance (TradFi) and decentralized finance (DeFi).
Ripple’s $1.25B Deal: A Landmark in TradFi and DeFi Integration
Among the wave of mergers and acquisitions, Ripple’s latest deal is making the biggest waves.
Pro-XRP lawyer John Deaton hailed Ripple’s Hidden Road acquisition as “possibly the best example” of the TradFi-DeFi convergence currently reshaping the crypto world. Hidden Road, which processes over $3 trillion annually for more than 300 institutional clients, is now integrated with the XRP Ledger (XRPL).
Thanks to this integration, settlement times have dropped dramatically — from 24 hours to just 3–5 seconds, a game-changer for institutional finance.
RLUSD Stablecoin Powers Ripple’s Institutional Push
Ripple is leveraging its newly launched RLUSD stablecoin to act as collateral within Hidden Road’s institutional trading workflows.
This development seamlessly connects blockchain infrastructure to the world of traditional asset trading, allowing institutions to experience the speed and transparency of DeFi while maintaining the scale and compliance of TradFi operations.
John Deaton emphasized how this move positions Ripple as a leader in institutional DeFi, combining DeFi’s speed with traditional finance’s massive reach.
Ripple’s Aggressive Expansion into Custody Services
Beyond brokerage, Ripple has been quietly building a powerful crypto custody business. Following its earlier Metaco acquisition, Ripple also bought Standard Custody and has since launched Ripple Custody, offering a comprehensive service suite to institutions.
Why the sudden focus on custody? Deaton explained that Ripple is preparing for the massive tokenization wave expected in the coming years. As the custody market is projected to grow past $16 trillion by 2030, Ripple is building critical infrastructure that banks and financial institutions will need to tokenize stocks, bonds, and real estate, all powered by the XRP Ledger and RLUSD.
Brad Garlinghouse: Making Up for Lost Time
Ripple CEO Brad Garlinghouse is leading this aggressive expansion, rapidly positioning Ripple at the forefront of the next major phase of blockchain adoption.
“It looks like Brad Garlinghouse is making up for lost time,” Deaton remarked, pointing to Ripple’s laser-focused strategy post-SEC litigation victory.
By combining custody, stablecoins, institutional trading infrastructure, and a high-speed blockchain network, Ripple is laying the groundwork for its next era of growth — and possibly for broader mass adoption of tokenized finance.
The post appeared first on CryptosNewss.com
#XRPPredictions #RippleCEO #BradGarlinghouse $XRP

At the XRP APEX 2025 conference in Singapore, Ripple CEO Brad Garlinghouse declared that XRP Ledger (XRPL) could seize 14% of SWIFT’s global liquidity volume within five years
⚙️ Liquidity vs. Messaging: The Core Argument
Garlinghouse emphasized that SWIFT's system isn’t just messaging—it also controls liquidity. He argued its true battleground is liquidity, the capacity to transfer monetary value—not merely instructions. XRP, with on-demand liquidity and rapid settlement, could fulfill that role more efficiently
“SWIFT today has two components—messaging and liquidity…Liquidity is owned by banks. I think less about the messaging and more about liquidity. If you’re driving all the liquidity, it is good for XRP… so I’ll say five years, 14%.”
📉 Speed & Cost: XRP’s Competitive Edge
Settlement Time: XRPL settles transactions in 3–5 seconds, compared to SWIFT’s 1–5-day timeframe
Transaction Fees: XRP transactions cost only a few fractions of a cent, in stark contrast to SWIFT’s $20–$50 per payment
🔍 Realism & Obstacles Ahead
SWIFT's Entrenchment
SWIFT connects over 11,000 institutions and processes tens of millions of messages daily—making displacement a formidable challenge
Regulatory & Legal Uncertainties
XRP’s legal status in the U.S. remains contentious. Although the SEC case has eased recently, ongoing litigation—like an appeal due June 16—could delay adoption
XRPL Network Activity Trends
Some metrics show a sharp drop in XRPL’s active users—about a 90% decline in 2025—though this may reflect cyclical usage, not infrastructural weakness
📈 Strategic Advantages & Ecosystem Development
Growing RippleNet Adoption: Hundreds of banks, including MoneyGram, SBI, Santander, now use RippleNet, though actual ODL (On-Demand Liquidity) adoption is still limited
Tokenization & Ecosystem Expansion: Ripple’s CTO and C‑suite executives envision XRPL underpinning hundreds of billions in tokenized assets, and they've announced an EVM-compatible sidechain for real-world assets
Future SWIFT Interoperability: SWIFT’s upcoming ISO 20022 standard (November 2025) eases integration with blockchain platforms, creating a potential runway for XRP compatibility
🧭 Final Analysis: Realistic Game‑Changer or Aspirational Vision?
Garlinghouse’s 14% projection is ambitious but grounded in XRP’s clear tech advantages—settlement speed, ultra-low cost, and focus on liquidity.
What will determine success:
Legal clarity and resolution in the U.S.
Deeper institutional adoption of On-Demand Liquidity
Smooth integration with SWIFT or parallel financial systems
Robust upgrades to XRPL, including scalability and asset tokenization
Even if XRP doesn’t hit 14%, the movement of even a small fraction of SWIFT’s volume onto XRPL would be transformative—validating blockchain-driven liquidity as a viable financial backbone.
$XRP
#xrp #CryptoCharts101 #Ripple #BradGarlinghouse #CryptoRevolution