fintechbanking

The launch of a banking stablecoin by SoFi marks a turning point in the real and regulated adoption of digital money in the U.S.
While the crypto market discusses price narratives and cycles, the true monetary transformation is advancing along another track. SoFi, one of the most relevant banking fintechs in the United States, takes a key step by launching SoFiUSD, a stablecoin issued under a regulated banking framework. It’s not DeFi, it’s not a native crypto experiment: it’s licensed digital money, designed to operate within the traditional financial system.