Mantle announced that it will launch 'UR' (Neobank, digital bank) in Q3 2025, integrating functions such as fiat-to-cryptocurrency deposits, withdrawals, spending, and savings, allowing for seamless connection between traditional and cryptocurrency funds, officially transforming Mantle into a banking blockchain. (Note: UR has undergone internal testing in Q2, and I am one of the internal testers)
I have simply analyzed the advantages and potential challenges of Mantle UR from an operational thinking and business logic perspective; for basic information about UR, please refer to Mantle's original announcement, and I will not elaborate further here.
Design thinking and potential competitors of UR's one-stop integration