Huma Finance is a decentralized finance (DeFi) platform focused on income-based credit, dedicated to using stable income streams (such as salaries, freelance income, grants, etc.) as collateral to provide users with secure and flexible lending and credit services. Traditional financial systems typically rely on assets or credit scores for assessment, while Huma creates a new trust mechanism through on-chain smart contracts combined with real-world data sources, allowing those without traditional credit records to participate in financial activities. Huma Finance is particularly suitable for freelancers, users in emerging markets, or Web3 native creators, helping them convert income streams into financial resources. The platform currently supports multiple blockchains and collaborates with various institutions, developers, and communities to promote the implementation and popularization of the On-Chain Income Finance concept, achieving a truly open and inclusive financial future.

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