#StablecoinLaw is gaining momentum following the approval of the new **GENIUS Act** in the United States, which marks a significant turning point in the regulation of stablecoins. This law requires issuers to maintain reserves at a 1:1 ratio, be audited regularly, and obtain specific licenses to operate. Additionally, it shifts primary oversight from the SEC to the CFTC, which many consider a key step in providing clarity and legal stability to the crypto ecosystem in the U.S.

The approval was accompanied by other laws such as the **Clarity Act**, which establishes a legal framework for digital assets, and the **Anti-CBDC Surveillance Act**, which prohibits the issuance of a central bank digital currency (CBDC) without Congressional approval. Globally, this type of regulation is not new: the European Union, Japan, Singapore, and Hong Kong already have strict rules regarding reserves, licenses, and anti-money laundering compliance.