#TrumpBitcoinEmpire Entry Into XRP’s Top 10 Now Demands Considerable Capital

The financial strain is clear when analyzing average incomes and expenses. In the United States, the average worker earns roughly $5,500 per month but spends close to $4,641. Under these conditions, reaching the 2,446 XRP mark would require nearly ten months of disciplined saving.

In the United Kingdom, the gap is even wider, as an average income of £2,800 and monthly expenses near £2,600 mean it would take more than two years for the average resident to accumulate the £6,300 needed for the same XRP amount.

One year ago, when XRP was priced at around $0.49, acquiring 2,446 XRP required just $1,200—an amount many average earners could save within a few months. The sharp rise in XRP’s price now places that same volume beyond the reach of most new investors.

These changes have reshaped investor strategy, as fewer people can now afford to hold enough XRP to join the Rich List’s upper tier. This signals a maturing asset that is becoming increasingly difficult to accumulate at scale.

XRP’s sustained growth has redefined the thresholds for top-tier holders. At $3.44 per token, entering the Top 10 now requires over $8,400, a significant barrier for most retail investors. As prices hold firm, the gap between established holders and new entrants continues to widen.