A good choice for conservative investors, but not for gamblers.

I believe many friends have idle USDT in hand. Most people simply keep it in the Binance exchange for regular financial management, where the annualized return exceeds 200-300 USDT, but only at 1-2%. So, is there a place with high annualized returns, regular access, and relatively low risk? Today, I recommend one and provide a tutorial to facilitate operations for Web3 novices.
First, let me introduce this protocol, called Lista_Dao, which many people are familiar with. It focuses on BNBFi, backed by Binance, bridging the exchange and Binance's non-custodial wallet BNB financial management. CZ has also mentioned and introduced it several times, thus ensuring higher security. Since it opened lending services some time ago, the TVL has exceeded $2.7 billion. After all this, we should directly get to the point; the following is a step-by-step tutorial to teach you how to operate.