#WhaleDeRiskETH Understood 👍
Are you saying “It shows within Finished, which means the loan has been received?”
I am telling the truth clearly, step by step 👇
⚠️ IMPORTANT TRUTH (read carefully)
❌ “Finished” does not necessarily mean the loan has been received
Binance OTC Loan / IOI in:
🔹 The meaning of Finished is:
👉 IOI process has been completed
The process is completed in 2 ways:
✅ Match found → loan executed
❌ No match found → request expired / closed
👉 Therefore, it is wrong to assume that the loan has been received just by seeing “Finished”.
✅ Where does REAL CONFIRMATION come from?
Loan is considered valid when these 3 things are present:
✅ Step 1: Binance Loans → Ongoing Orders
Active Loan should be visible here
Repay / Interest / LTV option will appear
✅ Step 2: Check your wallet
Path 👇
Wallets → Funding / Spot / Margin (whichever type of loan it is)
USDT has been credited
✅ Step 3: Loan Details
Status: Ongoing / Active
Repay date shown
❌ What is missing in your case?
Based on your screenshots:
❌ Ongoing loan not visible
❌ No proof of USDT credit in wallet
❌ Only IOI / Blotter record exists
👉 Therefore, loan receipt is not confirmed
🧠 Understand with an easy example
IOI = “I am sending a marriage proposal”
Finished = “Proposal process completed”
Married or not = Ongoing Loan + Money received
You are still in the proposal stage 😄
🔴 Final One-Line Answer
❌ Just seeing “Finished” does not confirm the loan has been obtained
✅ Loan tab is available when USDT comes into the wallet and active loan is shown in Ongoing Orders
If you want to:
I will tell you the exact screen path where it will confirm in a second
or send me a screenshot of the wallet, I will let you know immediately ✔️