#HumaFinance Understanding Huma Finance: Redefining On-Chain Credit

Traditional finance often struggles to provide real-world credit access efficiently and inclusively. Huma Finance changes this by building a decentralized protocol that enables:

🔹 On-Chain Credit Infrastructure – Bringing lending and borrowing directly to blockchain, secured with transparency and smart contracts.

🔹 Income-Backed Lending – Instead of requiring collateral-heavy loans, Huma enables credit based on predictable income streams.

🔹 Global Access – Unlocks financial opportunities for individuals, businesses, and communities underserved by traditional banking systems.

🔹 Composable DeFi – Developers can integrate Huma’s credit primitives into new products, accelerating innovation across decentralized finance.