U.S. banking regulators stated on Thursday (5) that banks will not need to hold additional capital when dealing with blockchain-based tokenized securities. The Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC) issued guidance clarifying that the regulatory treatment will follow the principle of technological neutrality, meaning that tokenized securities will be treated the same as traditional securities regarding capital requirements.

According to the agencies, the document was issued due to the growing interest of financial institutions in representing property rights through tokenized assets. Regulators highlighted that the technology used to issue or trade a security does not generally change its regulatory classification. The initiative occurs amid the increase in activity in the crypto sector, driven by policies considered more favorable to the digital market.

In recent months, companies in the sector have accelerated the launch of blockchain-based products. Platforms like Robinhood, Kraken, and Gemini have started offering tokenized stocks in Europe, taking advantage of the growing global interest in this model. These digital instruments replicate traditional stocks and promise to increase liquidity by allowing continuous trading, 24 hours a day, seven days a week, in addition to practically instant settlement.

The financial sector has also explored other applications of tokenization. Managers like BlackRock and Franklin Templeton have already launched tokenized treasury products, while some companies are conducting tests with stock tokens issued directly on the blockchain. The industry's expectation is that tokenization can modernize financial markets, reducing operational costs and expanding access to investments.

Writing Team ThaiTraderOficial