Last time I went to Hong Kong, I applied for two Hong Kong cards, HSBC and ZhongAn. I originally only wanted to apply for one card, but I heard that HSBC is not very friendly towards cryptocurrencies, so I also applied for a ZhongAn card on my phone.
If the amount is large, it is feasible to withdraw directly to the ZhongAn card from Binance, because Binance wire transfers can be sent directly to the Hong Kong card. Of course, the fee for each transaction is $25; if you remit $10,000, it's $25, and for $100,000, it's also $25.
Today, when I had dinner with my sister, I tried to bind my Hong Kong card to WeChat for consumption in the mainland, and it was successful. If you want to use a Hong Kong card for consumption in the mainland, it is really very simple, and there is no fee for ZhongAn consumption!!
The general process is to physically go to Hong Kong (must) to apply for HSBC or Bank of China or other small banks like ZhongAn. Upon arriving in Hong Kong, you can apply directly on your phone, download the bank app you want to apply for, and after the application is successful, use the already issued Hong Kong card to activate Hong Kong payments on WeChat (Image 2). Then, when you need to make a payment, simply switch to the Hong Kong wallet in your wallet, and you can pay normally (Image 3).
The above is my personal experience; today was my first attempt to use a Hong Kong card for consumption in the mainland. I'm sharing my process with everyone for reference, especially for those who need it.
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